Banco Popular de Puerto Rico

Peg Henry is Deputy General Counsel of the Municipal Securities Rulemaking Board (MSRB). Ms. Henry has worked in the municipal bond industry since 1981 in private practice, federal and local government and investment banking. Ms. Henry joined the MSRB from UBS Securities LLC in New York where she was a Director and Senior Attorney representing the firm’s Municipal Securities Group. Prior to UBS, she was a partner at Winston & Strawn where she was tax counsel and underwriter’s counsel. Before that, she worked for the Securities Exchange Commission’s Office of Municipal Securities and was Tax Counsel to New York City’s Office of Management and Budget. Ms. Henry received a bachelor's degree from Georgetown University and law degrees from George Washington University.

Mr. Adelman is a registered Architect and has planned, designed, and managed the construction and operation of institutional facilities for 30+ years. In 2002, he was appointed the Director of Capital Projects for the Massachusetts State College Building Authority; in 2005, he was designated its Executive Director. The MSCBA (Moody's Aa2; S&P AA-) receives no appropriation or bond guarantee from the Commonwealth; all project costs (debt service, operations, reserves) are funded by project revenues (principally student housing fees). Mr. Adelman's prior work includes the construction, renovation, and management of higher education facilities at Babson College, Brandeis University, and Salem State College and the restoration and adaptive use of historic properties for the National Park Service in Lowell, MA, Washington, DC, and Cleveland, OH. He earned the Bachelor of Architecture degree from Cornell University and the Master of Architecture degree from Kent State University.

Lolly A. Enriquez is a shareholder in the Public Law and Public Finance Departments. Ms. Enriquez represents public agencies in a wide range of governmental law issues including redevelopment, public works and the Public Records Act. Ms. Enriquez is assistant city attorney for the City of Beverly Hills. Ms. Enriquez has also served as bond counsel, disclosure counsel, underwriter's counsel and bank counsel in a wide variety of bond financings including revenue bonds, Mello-Roos bonds, assessment bonds, tax allocation bonds, 501(c)(3) financings, certificates of participation and commercial paper.Ms. Enriquez's speaking engagements include:"Municipal Disclosure: Making it Pay for Issuers," The Bond Buyer's 20th Annual Conference, October 2010"Role of Financing Participants," California Redevelopment Association � Redevelopment Institute, May 2006Ms. Enriquez obtained a Bachelor of Arts degree from the University of California, Los Angeles. She obtained her law degree from Fordham University School of Law, where she was a member of the Fordham Law Review.Ms. Enriquez is admitted to the California Bar and the New York Bar. She is a member of the National Association of Bond Lawyers.

Mr. Stern joined the Office of Investments at Rockefeller University in early 2008. In his role as Director of Private Investments he oversees a portfolio of Venture Capital, Buyout and Growth Capital and Real Assets investments. In this position Mr. Stern is responsible for manager sourcing, selection and monitoring. Previously he worked at Standard & Poor’s as a director in the Higher Education and Not-for-Profit Group, which was part of the Public Finance Department. In that role Mr. Stern worked closely with a large number of universities and foundations across the United States. Over the course of his 18-year career he also worked as an investment banker, focusing on higher education institutions. Mr Stern received an M.P.A. in public finance from the Maxwell School at Syracuse University, an M.S. in non-profit management from New York University and a B.A. in history and sociology from Binghamton University.

Mr. Schlossberg analyzes the economic and investment environment for Wells Capital Management and for other investment groups within Wells Fargo & Co. In that capacity, he participates in daily conference calls to the organization’s investment managers and sales people throughout the country. He is a member of Wells Capital’s Investment Policy and Liquidity Management strategy committees and also participates in the Fixed-Income Strategy Committee of the Wealth Management Group. Additionally, he regularly makes presentations to Wells Capital’s customers and prospects, analyzing conditions in the equity and fixed income markets along with developments in the foreign exchange and international capital markets. He is quoted in the financial press and appears on business radio and TV programs here, in Japan and in the U.K. Prior to joining Wells Fargo, Mr. Schlossberg worked as a researcher at the U.S. Treasury and Federal Reserve Board covering international economic conditions. He did his graduate work at Pennsylvania State University and is a native of New York.

Joseph "Gray" Davis was overwhelmingly elected the 37th governor of California in 1998, winning 58 percent of the vote.� As Governor, he made education a top priority, signing legislation to strengthen California's K-12 system, increasing accountability in schools, and expanding access to higher education with a record number of scholarships and college loans. These reforms improved student achievement scores for six consecutive years.While presiding over California during an economic expansion, Davis made record investments in infrastructure, created four Centers of Science and Innovation on UC campuses, and expanded state health insurance for an additional one million children.� He also was the first Governor in the nation to authorize stem cell research.As Governor he demonstrated bold environmental leadership by signing the first law in the nation to reduce global warming and greenhouse gases. He also created the first Greenhouse Gas Monitoring Registry, and was the first to establish the nation's most ambitious commitment to renewable energy by creating the statewide Renewables Portfolio Standard.Despite a wave of Republican victories across the nation in 2002, Davis was re-elected to a second term.Davis graduated from Stanford University (Cum Laude) and Columbia Law School, and was awarded the Bronze Star for his service during the Vietnam War. He served as lieutenant governor (1995-1998), state controller (1987-95), state assemblyman (1982-86).Davis is of counsel in the Los Angeles office of Loeb & Loeb, where he provides strategic advice to clients on numerous matters. He is also a Senior Fellow at the UCLA School of Public Affairs and regularly speaks before various academic and civic groups. Davis was the Keynote speaker at the Columbia Law School Graduation Ceremony in May of 2009.

Gary Breaux is Director of Finance for East Bay Municipal Utility District (EBMUD).  He is responsible for all financial areas including treasury operations, debt management, rates, internal audit, accounting and reporting, risk management and customer and community services.Mr. Breaux has worked for local governments since 1983.  He joined EBMUD in 1994 as Director of Finance.  Prior to joining the District, he was Director of Finance for the City of Oakland, CA.A native of Colorado Mr. Breaux received a B.S. degree in Business from the University of Colorado in 1977 and a Masters degree in Public Administration in 1987 from Virginia Commonwealth University.  He is a Certified Public Accountant.  Mr. Breaux is a member of the American Water Works Association and the American Institute of CPAs.

Sunne Wright McPeak is the President and CEO of the California Emerging Technology Fund (CETF), a statewide non-profit organization whose mission is to close the Digital Divide by accelerating the deployment and adoption of broadband. She assumed the position as the CETF first chief executive in December 2006 after serving for three years as Secretary of the California Business, Transportation and Housing Agency for Governor Arnold Schwarzenegger. With McPeak’s vision and drive, CETF has positioned California as a national leader in closing the Digital Divide, initiating groundbreaking applications such as the California Telehealth Network, Digital Literacy, Smart Housing Policy, School2Home (to improve education), and Get Connected!. As Secretary of the California Business, Transportation and Housing Agency, McPeak oversaw the largest state Agency, including the Department of Transportation (Caltrans), Department of Motor Vehicles, California Highway Patrol, Office of Traffic Safety, Department of Housing and Community Development, California Housing Finance Agency, Department of Real Estate, Office of Real Estate Appraisers, Department of Financial Institutions, Department of Corporations, Department of Alcohol and Beverage Control, Department of Managed Health Care, Office of Patient Advocate, Infrastructure and Economic Development Bank, California Travel and Tourism Commission, California Film Commission, Small Business Guarantee Program, Office of Military and Aerospace Support, International Trade Promotion Program, and New Motor Vehicle Board. She was responsible for more than 42,000 employees and a budget in excess of $11billion. Under McPeak’s leadership, performance and productivity in all departments of the Agency improved significantly—cutting average wait times at the DMV from over an hour to 21 minutes, reducing by two-thirds the time to issue real estate licenses, and generating more than $180 million in savings. She also provided key policy leadership in support of the Governor to develop and implement major investments in infrastructure and to foster groundbreaking regional “smart growth” planning.Before being recruited to Governor Schwarzenegger’s Cabinet, McPeak served for seven years as President and CEO of the Bay Area Council, a major employer-led policy organization addressing regional economic prosperity issues. For three years prior, she served as the President and CEO of the Bay Area Economic Forum, a public-private partnership between the Bay Area Council and the Association of Bay Area Governments. In that position she pioneered the development and deployment of regional economic performance metrics to drive public policy. Sunne McPeak served for more than fifteen years as a member of the Contra Costa County Board of Supervisors, having been first elected at age 30. When she left public office her colleagues renamed the Board Chambers in her honor. She has led numerous statewide initiatives on a variety of issues ranging from water, to housing, to child care, and served as President of the California State Association of Counties in 1984. She was named by the San Francisco League of Women Voters as “A Woman Who Could Be President.” She also served on the Boards of Directors of First Nationwide Bank and Simpson Manufacturing Company.Sunne (whose first name is her Norwegian grandmother’s family last name) grew up on a small dairy farm in the San Joaquin Valley. She earned a B.A. in an Individual Major (International Medicine) from the University of California, Santa Barbara, and a MPH in Health Education and Medical Care Administration from the University of California, Berkeley. She has been awarded two honorary doctorates from California State University East Bay and John F. Kennedy University.

Theresia Trevino is the Chief Financial Officer of the Riverside County Transportation Commission with responsibilities including financial, budget, procurement, investment, and debt management.� She manages the Measure A sales tax and toll revenue financing programs.� She has implemented a commercial paper program, executed interest rate swaps, and issued sales tax revenue bonds that include variable rate debt and Build America Bonds.� In July 2013, she financed the $1.3 billion 91 Project, which will extend the SR-91 Express Lanes into Riverside County, add a general purpose lane, and include other improvements.� The financing included toll revenue bonds, sales tax revenue bonds, a federal TIFIA loan, and other Measure A contributions.�Throughout her career, Theresia�s focus has been serving Southern California governmental entities.� She was the Accounting and Financial Reporting Department Manager at the Orange County Transportation Authority following her public accounting career�including 16 years with Ernst & Young where she led the development of the Southern California public sector practice.� Theresia is a magna cum laude graduate of Loyola Marymount University where she received a B.S. in Accounting; she also completed the UCR Executive Management Program.� She is a CPA, licensed in California.