Banco Popular de Puerto Rico

Christine Albano is a buy-side reporter on The Bond Buyer’s Markets beat, which she has covered for the past two decades. She has covered trends affecting retail investors, institutions, municipal mutual funds, tax-exempt money market funds, and the high-yield beat. She has also written about some of the industry’s biggest issues, such as historic defaults in Orange County, Calif., Puerto Rico, and Jefferson County, Ala., as well as the collapse of the variable-rate demand market, and the subsequent 2008 financial crisis, as well as the death of municipal bond pioneer Jim Lebenthal. She provided next day coverage of the impact on the municipal bond market of the Sept. 11 terrorist attacks on the World Trade Center, and recently interviewed The Vanguard Group Inc. founder, former chief executive officer, and investment guru John C. Bogle about the best investing advice for the municipal market.

Mort Downey is the Chairman of the Board of PB Consult Inc. and represents our strategic consulting practice in the transportation industry as a distinguished leader and trusted advisor to major public agency clientsMr. Downey completed 8 years as U.S. Deputy Secretary of Transportation and managed the department's highly regarded strategic planning process. He also served on the President's Management Council, as chair of the National Science and Technology Council Committee on Technology, and as a member of the board of directors of Amtrak. For a prior administration he served as the Assistant Secretary at the Department of Transportation with significant responsibilities for matters in the international arena, including bilateral negotiations, multinational conferences and international trade and development missions. Mr. Downey also served as executive director and chief financial officer at the Metropolitan Transportation Authority (MTA) in New York, the nation's largest independent public transportation authority. During his 12 years at the MTA, he was involved in initiating the capital rebuilding of the MTA system, overseeing the financing for and programming of more than $20 billion of capital investment into its regional transportation facilities.

Pamela Bailey-Campbell leads all aspects of public-private partnerships across all infrastructure sectors in the Americas. Ms. Bailey-Campbell is a nationally recognized leader in the field, with more than 25 years of experience in the development, financing, and implementation of projects that involve public-private partnerships (PPPs) for highways, transit and other infrastructure. She has expertise in the entire development process for innovative financing and delivery of projects including strategic policy and organizational issues, as well as all elements of procurement, evaluation and negotiations. Her advisory expertise includes feasibility and risk assessments as well as HOT and other pricing approaches. One of the advantages Ms. Bailey-Campbell brings to clients is her hands-on PPP expertise while holding executive positions with the E-470 Public Highway Authority where she developed and implemented one of the first public-private projects. A few highlights of her work include the original development and subsequent concession procurement for the Northwest Parkway, the Innovative Partnerships Program for the Oregon Department of Transportation, the SR125 (Southbay Expressway) concession in California and the first non-recourse financing of a toll road in Canada. Ms. Bailey-Campbell is President of the American Road & Transportation Builders Association Public-Private Venture Division and is an active participant in International Bridge Tunnel and Turnpike Association where she serves as the Vice-chair for the Finance Steering Committee and on several Program Committees. She frequently writes and speaks on PPPs.

Daniel Heimowitz, Managing Director joined RBC Capital Markets in March 2008, focusing on municipal clients in the northeast and also working with large issuers throughout the US, on creative credit solutions. Previously, was a Managing Director in the Public Finance Group at Lehman Brothers where he also led efforts to win mandates to introduce new credits and develop credit strategies for high profile issuers; was Executive Vice President and Director of the Public Finance Department of Moody's Investors Service from 1990 to 1996, responsible for all public finance rating services and analytic rating groups, chairing Rating Policy and Public Finance Rating Committees and working directly on the credit evaluations of major issuers and significant new financings. Active participant in the municipal industry having served as the Chairman of the Municipal Forum of New York and a member of the Government Accounting Standards Advisory Council; member of the Society of Municipal Analysts and the Municipal Analysts Group of New York.� Served on the Municipal Securities Rulemaking Board and was its Chairman in 2014.� Holds an MA in City Planning from Harvard University and a BA in Economics and Geography from Clark University. �