Banco Popular de Puerto Rico

Richard Y. Roberts is a principal at Roberts Raheb & Gradler, LLC, a regulatory/legislative consulting firm that he co-founded in February of 2006. From 1990 to 1995, Mr. Roberts was a Commissioner of the United States Securities and Exchange Commission, and, in this capacity, was actively involved in, has written about or has testified on, a wide range of subjects affecting the capital markets. Since leaving the Commission, Mr. Roberts has been a media commentator and writer on various securities public policy issues. Moreover, while working under a USAID contract from 1995 to 1997, he assisted the Governments of Romania and Ukraine in the development of a securities market. From 1987 to 1990, he served as the chief of staff and the legislative director for United States Senator Richard Shelby. Mr. Roberts is a graduate of Auburn University where he earned a Bachelor in Electrical Engineering. He received his Juris Doctorate from the University of Alabama School of Law and his Master of Laws from the George Washington University Law Center. He is a member of the Alabama Bar and of the District of Columbia Bar. Mr. Roberts also serves as a member of the Board of Directors of Cullen Agricultural Holding Corporation, Red Mountain Resources, and YA Offshore Global Investments. Further, he is a member of the Council of the College of Engineering of Auburn University, of the Advisory Board of Securities Regulation & Law Report, of the Advisory Board of the International Journal of Disclosure and Governance, of the Editorial Board of the Municipal Finance Journal, and of the Commissioners’ Council of the Securities and Exchange Commission Historical Society.

Daniel Bort, resident in the San Francisco office, is a member of the Public Finance Department.  He has extensive experience in California land-secured public finance.  He has served as bond counsel for cities, counties and special districts on many assessment districts and was bond counsel for the first landowner vote Mello-Roos Community Facilities District bond issue in northern California.  He has long been a recognized authority on the Mello-Roos Community Facilities Act of 1982, frequently acting as a seminar panel member and he has drafted, or consulted on, many of the amendments to the Act.  He is Chairman of the Legislative Subcommittee of CASTOFF, an industry group dealing with land-secured finance in California, and was primary draftsman of AB 373 (Wolk), the Mello-Roos clean-up bill signed by the Governor in 2007. In his Mello-Roos practice, Mr. Bort also has represented many school districts and has helped to form, and has served as bond counsel for, several joint powers agencies.  These agencies have included cities, counties, special districts and school districts, and have been an instrument for the cooperative use of the limited financing capacity of new development to intelligently mitigate its impacts on the infrastructure and facility needs of a variety of local governmental agencies. Mr. Bort has served as counsel on many lease (certificates of participation) financings.  He also has experience as counsel for pooled bonds under the Marks-Roos Local Bond Pooling Act of 1985 and for school district general obligation bonds, including those approved under Proposition 39 and by school facilities improvement districts (SFIDs). Mr. Bort has been counsel for seven successful registered voter Mello-Roos bond issues -- four for libraries, two for open space and one for school facilities. Among Mr. Bort's other engagements: Infrastructure financings for Antioch, Belmont, Chico, Corte Madera Sanitary District, El Dorado County, Larkspur, Marin County, Marin Municipal Water District, Novato, Placer County, City of Sacramento, San Rafael, Saratoga, South Lake Tahoe, Stanislaus County, Stockton, Tiburon, and Tracy. Instituted the City of Sacramento's developer fee Mello-Roos program. Joint Powers Agencies formed in Tracy, Antioch, Modesto, Salida, Belvedere-Tiburon, Turlock, and Merced. School district Mello-Roos community facilities district financings for Auburn Union, Dry Creek Joint Elementary, Empire Union, Manteca Unified, Waugh Elementary, Tracy Public Schools, Jefferson, Antioch Unified, Modesto Public Schools, Salida, and Turlock Public Schools. Library financings for Yolo County (Davis Branch); Belvedere-Tiburon and Mill Valley. Open space financings for the Marin County Open Space District. Prior to joining the firm in 1992, Mr. Bort practiced public finance for 10 years with the firm of Sturgis, Ness, Brunsell & Sperry in Emeryville.  In 1997, Mr. Bort was asked to serve as general counsel of the headquarters organization of his religious denomination and its publishing arm.  He returned to the firm in 2004.  Mr. Bort served in the U.S. Army Corps of Engineers for three years before attending law school.  He commanded mapping operations in the Ogedon Desert of Ethiopia, and crowd control operations on the streets of Washington, D.C. during the "May Day" demonstrations of 1971.  He left the service with the rank of Captain. Admitted in California Memberships State Bar of California Publications Author, "An Introduction to California Mello-Roos Community Facilities Districts," one of Orrick's series of booklets on public finance, 2006

Dannel Patrick Malloy, the youngest of eight children, was born in Stamford, Connecticut on July 21, 1955. Growing up, he struggled to overcome learning and physical disabilities, eventually gaining the skills he needed to go on to graduate Magna Cum Laude from Boston College and continue on to Boston College Law School. In 1982, Governor Malloy married his wife, Cathy, whom he met while at Boston College. Governor Malloy became a prosecutor in Brooklyn, New York, serving for four years as an Assistant District Attorney where he won 22 convictions in 23 felony cases--four of them homicides. Returning home to Stamford, he served on the Boards of Finance and Education before running for Mayor and winning in a landslide victory in 1995. Governor Malloy was Stamford's longest serving Mayor, serving for 14 years from 1995 to 2009. Under his leadership, Stamford underwent a drastic transformation and became one of the country's top ten most livable cities, according to Forbes magazine. He brought nearly 5,000 new jobs to the city, led the fight for more affordable housing, championed transportation efforts such as the Stamford Urban Transitway, and helped to reduce the crime rate by 60 percent. He also implemented the first city-wide pre-kindergarten program, ensuring all four year olds could attend school regardless of their parents' financial situation. On November 2, 2010, Dannel P. Malloy was elected the 88th Governor of the State of Connecticut and the first governor to have been elected under the state's clean elections program. He is committed to strengthening the state's economy, growing Connecticut businesses, and bringing jobs back to cities and towns. Governor Malloy is a former trustee of the U.S. Conference of Mayors, a former President of the Connecticut Council of Municipalities, and a former member of the Stamford Cultural Development Organization. While they live in Hartford, the Governor and Mrs. Malloy call Stamford home. Mrs. Malloy and the Governor have been active in Stamford community and involved in various charities and outreach organizations. They have three sons, Dannel, Ben, and Sam.

John Wang is a partner in the San Francisco office of Orrick and a member of the Public Finance Department. Mr. Wang has broad experience serving as bond counsel, disclosure counsel and underwriter's counsel, focusing on a variety of types of transactions, including conduit financing for nonprofit 501(c)(3) borrowers, municipal water and wastewater financings, transportation financing, pollution control, industrial development financing, public power financing, municipal lease financings and redevelopment financings.He has a J.D. from Southwestern University School of Law and B.S., Mathematics from University of California at Los Angeles.

Mr. Megna was appointed Budget Director on June 15, 2009. He is responsible for the overall development and management of the State�s fiscal policy, including overseeing the preparation of budget recommendations for all State agencies and programs, economic and revenue forecasting, tax policy, fiscal planning, capital financing and management of the State�s debt portfolio, as well as pensions and employee benefits.Mr. Megna previously served as the Commissioner of the New York State Department of Taxation and Finance, responsible for overseeing the collection and accounting of more $90 billion in State and local taxes, the administration of State and local taxes, including New York City and City of Yonkers income taxes and the processing of tax returns, registrations and associated documents.Before joining the Department of Taxation and Finance, Mr. Megna was the head of the Economic and Revenue Unit of the New York State Division of Budget. He was responsible for revenue projections used in the State Budget and worked on the team that develops and monitors the State Financial Plan. Mr. Megna was Assistant Commissioner for Tax Policy for the Commonwealth of Virginia. He also served as Director of Tax Studies for the New York State Department of Taxation and Finance and as Deputy Director of Fiscal Studies for the Ways and Means Committee of the New York State Assembly. Mr. Megna was also an economist for AT&T.Mr. Megna is a graduate of Fordham University in New York and holds Masters Degrees in Public Policy from Fordham and Economics from the London School of Economics. Born and raised in Bronx, New York.

Joseph Lau joined RBC Capital Markets in June 2011 as a Director, responsible for originating financing transactions across non-traditional asset classes, including timeshares, metal (container, rail, aircraft), contract monetization and infrastructure. From 2009 to 2011, Joseph was a Director in the Credit Solutions Group at Deutsche Bank, where he was responsible for the consumer unsecured ABS practice and a $4bln financing book. Joseph was at Barclays Capital from 2000 to 2009 covering origination and execution of term and ABCP conduit financings across asset classes.Joseph received his M.B.A. from Oxford University and a B.S. in Finance and Economics from St. Joseph’s University in Philadelphia. Joseph holds a Chartered Financial Analyst (CFA) designation.

Catherine Califano is Associate Director of Policy Solutions at TRF, where she manages client relations and serves as project manager for complex team projects. Building on more than fifteen years of experience working in the nonprofit and public sectors on community and neighborhood development issues, Ms. Califano helps clients develop implementation strategies using TRF’s analytical solutions. Most recently, she led TRF’s work on commercial corridor investment strategies in Philadelphia and evaluated the effectiveness of TRF’s supermarket lending activity. As a result, TRF and the City were able to work together to move program administration from the monitoring of numeric outputs to identifying quantitative measures to assess program effectiveness. Prior to joining TRF, Ms. Califano spent ten years working for the City of Philadelphia where she operated in a number of capacities in the City’s Commerce Department, including her most recent position as the Chief of Staff for the Office of Housing and Community Development. In addition to her management responsibilities, she worked to expand private sector investment in low-income neighborhoods and restructured the delivery of the City’s housing services. She continues to work in developing the private and nonprofit sectors of employment training services, as well as in community and neighborhood development. Ms. Califano holds a Master’s Degree in Government Administration from the University of Pennsylvania and a Bachelor’s Degree from St. John’s University in political science and rhetoric.

Mark Page is the Director of the Office of Management and Budget. The Office of Management and Budget assists the Mayor in developing and implementing the City's budget, and advises the Mayor on policy affecting the City's fiscal stability and the effectiveness of its services. Prior to his appointment, Mark Page most recently served as Deputy Director and General Counsel of the Office of Management and Budget. A true public servant, he has worked in City government for 24 years, amassing the knowledge and skills of a municipal finance expert. Page earned a BA from Harvard College and a JD from the New York University School of Law.