Banco Popular de Puerto Rico

Natalya Shnitser is an Associate Research Scholar in Law and the John R. Raben/Sullivan & Cromwell Executive Director for the Yale Law School Center for the Study of Corporate Law. She received her J.D. degree from Yale Law School, where she was a Coker Fellow and the editor-in-chief of the Yale Journal on Regulation.She holds an M.A. in International Policy Studies and a B.A. in Economics from Stanford University. Prior to joining the Center for the Study of Corporate Law, she was an associate in the New York office of Cleary Gottlieb Steen & Hamilton.

Kimberly J. Cornaggia is an Associate Professor of Finance in the Kogod School of Business at American University. Professor Cornaggia�s research interests include financial distress, capital structure, credit ratings, and municipal finance.She has published in the Journal of Finance, Journal of Financial Economics, Journal of Financial and Quantitative Analysis, and the Review of Financial Studies. Dr. Cornaggia earned her PhD in finance from the Krannert Graduate School at Purdue University, and has since enjoyed academic appointments at the Pennsylvania State University, the College of William and Mary, New York University, and Indiana University.Dr. Cornaggia has taught a wide array of courses at the graduate and undergraduate levels including corporation finance, corporate restructuring, equity valuation, multinational finance, and capital markets. Non-academic experience includes analyzing asset-backed securities markets and the credit ratings industry for the Office of Economic Analysis at the US Securities and Exchange Commission, first in 2003-04 and later in 2007-08. Since then, she provides the SEC with periodic lectures on credit ratings in Washington and abroad.

Dr. Vijayakumar (Vijay) serves as Professor of Accounting at Virginia Commonwealth University. He researches primarily in the areas of State and Local Government Finances and Accounting focusing on Municipal Bonds. He has published several articles in journals such as the Journal of Corporate Finance, Journal of Accounting and Public Policy, The Financial Review, Municipal Finance Journal, and the Journal of Financial Services Research.Vijay has served the Government and Nonprofit Section of the American Accounting Association, as President, as Secretary / Treasurer, and as the Director – Research.  Vijay has a Bachelor’s degree in Mechanical Engineering from Bangalore University, a Management degree from the Indian Institute of Science, Bangalore, and a Ph.D in Accounting from the University of Pittsburgh. He has also held various senior positions as an Assistant Commissioner in the Internal Revenue Service – Government of India.

Edward Rice is an Associate Professor of Finance and Business Economics in the Foster School of Business of the University of Washington. He received a Ph.D. in Economics from the University of California at Los Angeles with specialization in Corporate Finance and Industrial Organization.  He received two degrees from the University of Rochester, an M.B.A. and a B.A. in Economics and Mathematics.Ed has published research in many areas of corporate finance and microeconomics, and served as a referee for many leading journals.  He is a past associate editor of the Journal of Financial and Quantitative Analysis.  Ed has previously taught at the University of Illinois at Champaign-Urbana and the University of Chicago.  His research interests include corporate control, applied microeconomics, and general corporate finance.Ed has served on the committees of many Ph.D. students, at least three of whom became chaired full professors at major research universities.  At the University of Washington over the last several years, he has been the Finance area coordinator for the Ph.D. program, and has also won many MBA teaching awards.  He is past Faculty Director of the University of Washington E-Business Program.

Eric Toder is co-director of the Urban-Brookings Tax Policy Center and an Institute Fellow at the Urban Institute. He has held a number of senior positions in tax offices in the United States and overseas, including Deputy Assistant Secretary for Tax Analysis at the U.S. Treasury Department, Deputy Assistant Director for Tax Analysis at the Congressional Budget Office, Director of the Office of Research at the Internal Revenue Service, and consultant to the New Zealand Treasury. He has authored and co-authored numerous papers on tax policy issues, including papers on value added tax, tax expenditures, capital gains taxation, taxation of retirement savings, and the effects of proposals to replace the federal income tax with a consumption tax on the states. Dr. Toder received his Ph.D.in economics from the University of Rochester in 1971.

Andy Dillon was appointed as Michigan's 44th State Treasurer by Governor Rick Snyder in January of 2011. Dillon is responsible for overseeing changes made to the state's taxation laws, distributing revenue sharing monies, protecting the credit rating of the state and its local units of governments as well as managing the retirement funds of Michigan's state police and judges, and its state and public school employees. As Treasurer, Dillon championed legislation to ensure that financially troubled local municipalities and school districts have the necessary tools to provide the essential services residents deserve and avoid bankruptcy. As part of that effort, Dillon worked with locally elected officials to develop the Municipal Services Authority to provide the mechanism for local units to share services. He has also overseen the administration of a complete overhaul of the tax system in the state.Immediately preceding his time as Treasurer, Andy Dillon served three terms in the Michigan House of Representatives, and was elected by his colleagues to serve as Speaker of the House during his final two terms.In the Legislature, Speaker Dillon was a leading proponent of energy reform and was one of the chief architects of the 21st Century Jobs Fund, which was created to diversify Michigan's economy and make the state a magnet for the good-paying jobs of the future. Additionally, under Andy Dillon's leadership as Speaker, he led by example through enacting cost saving measures such as: voluntarily giving up his own legislative health care benefits and voting to reduce his own pay by 10% in an effort to help balance the state's budget. Prior to achieving elected office, Mr. Dillon served as the managing director of Wynnchurch Capital, vice president of GE Capital, and worked as a financial analyst at WR Grace. In addition, Mr. Dillon practiced law for seven years after graduating with his law and accounting degrees from the University of Notre Dame, and worked as an administrative assistant to U.S. Senator Bill Bradley.