Banco Popular de Puerto Rico

John P. McLaughlin is a partner in the Litigation Department and a member of the Labor and Employment Group, P3/Infrastructure Group, and Municipal Recovery Initiative. Mr. McLaughlin�s practice primarily focuses on representing cities and municipalities in labor and employment-related matters.Mr. McLaughlin represents management in collective bargaining and in a variety of litigation matters in court proceedings and before administrative agencies, including cases involving discrimination, unfair labor practices, pension and disability disputes, harassment, wrongful discharge, breach of contract, torts, and privacy. He advises clients on a day-to-day basis assisting them to proactively comply with employment and benefit laws and avoid and resolve disputes arising under such laws, including Title VII, ADA, ADEA, FMLA, and privacy laws.A significant portion of Mr. McLaughlin�s practice is concentrated on advising and representing municipalities and cities in grievance and interest arbitration arising under Act 111 and Act 195. He routinely sits as the management arbitrator in interest arbitrations, and litigates grievance arbitration matters. He also advises and defends employers in cases involving disability issues under the Heart and Lung Act and the Police Pension

Richard Ravitch is a lawyer/businessman/public official who has been engaged in both private and public business for more than 50 years. He began his career in the construction business as a principal of the HRH Construction Corporation. There he was responsible, among other things, for supervising the development, financing and construction of over 45,000 units of affordable housing in New York, Washington, DC, Puerto Rico and other locations. In 1975, he was appointed by Governor Hugh Carey to serve as Chairman of the New York State Urban Development Corporation (�UDC�), a �moral obligation� financing and development agency with 30,000 dwelling units under construction, which had become insolvent and faced the first municipal bankruptcy since the 1930�s. Later in 1975 and during the following year Mr. Ravitch assisted New York City and State officials in resolving the City�s defaults. In 1979, Mr. Ravitch was appointed Chairman and CEO of the Metropolitan Transportation Authority (�MTA�), New York�s regional urban and suburban transportation system. MTA�s responsibilities include operation of the New York City subways and buses, the Long Island Railroad and MetroNorth commuter lines, and the Triborough Bridge and Tunnel Authority. Mr. Ravitch completely reorganized the MTA and its functions. His restructuring changes and innovations included recruiting operating officials from the private sector with experience in marketing as well as management and operations. He developed a long-term capital plan and budget for a system wide upgrading of operating equipment, roadbed and signal capabilities, and he designed the financing plan for such improvements. For his MTA work, he was awarded the American Public Transit Association�s Individual of the Year Award in 1982. Following his MTA service, Mr. Ravitch led an effort to recapitalize The Bowery Savings Bank, once the nation�s largest mutual savings bank, involving his arranging for its acquisition from FDIC by an investor group and his serving as Chairman and CEO. Subsequently, Mr. Ravitch was retained by the owners of the Major League Baseball clubs to serve as President of the Player Relations Committee to advise them on the creation of a revenue sharing plan and proposal to the players. In 1999, Congress created the Millennial Housing Commission to examine the federal government�s role in meeting the nation�s growing affordable housing challenges. Mr. Ravitch was appointed to serve as Co-Chair of the Commission which led a diverse group to rethink America�s affordable housing policy. Mr. Ravitch recently served as Lieutenant Governor of the State of New York.Mr. Ravitch is currently co-chairing the State Budget Crisis Task Force with former Chairman of the Federal Reserve Paul A. Volcker.Mr. Ravitch is a Phi Beta Kappa graduate of Columbia College and received his LLB from Yale University School of Law.

Scott Shapiro is a senior advisor to Mayor Jim Gray of Lexington, Ky. Scott manages projects that include revitalizing the city’s downtown through the potential conversion of one-way streets to two-way traffic and building a joint Lexington-Louisville economic-development initiative with the Brookings Institution. Most recently he led an effort that successfully transformed Lexington’s troubled police and fire pension system.Scott comes to the Mayor’s office having just earned a masters in public administration degree from Harvard’s Kennedy School of Government, where he went, at age 40, to pursue a new career in public service. Prior to that switch Scott was largely in the private sector in New York City, where he built and sold a consulting company and was a senior executive with a publicly traded health care company.

In 2008, DeMaine was elected as the 2nd Ward Councilman for the City of Youngstown. After serving his first term, he was elected to serve a second term on council. However, when the new Mayor took office, he asked DeMaine to resign from his council seat to serve as Chief of Staff for the city.After accepting the position on August 8, 2011, DeMaine has assumed several key responsibilities. He has been placed in charge of streamlining the city’s demolition process, as well as developing a comprehensive strategy to address violent crime in the city. One of the more significant roles he has assumed is the implementation and oversight of the Strong Cities, Strong Communities Initiative’s engagement in the City of Youngstown. DeMaine is a lifelong resident of the City of Youngstown. He has been married for 11 years and has three daughters. He is a graduate of The Walsh University in Canton, OH and holds a Bachelor’s Degree in Business Management.

Steven J. Murphy joined the Kentucky Communications Network Authority in 2015 to assume the role of Chief Financial Officer.Steve relocated to Lexington, Kentucky after retiring following a 34 year career with Standard and Poor’s, to be near two of his three daughters who attended the University of Kentucky.�At the time of his retirement, Steven was a Senior Managing Director and the Head of Standard and Poor’s U.S. Public Finance Department.In that role, he led the department responsible for rating over 19,000 publicly rated entities, including:� U.S. States and Local Governments, Public and Private Higher Education, Not for Profit Health Care, Tax Exempt Housing, Municipal Utilities, Municipal Structured, Public Power, Airports, Ports and Toll Roads and Infrastructure.Previously, Steven was the head of the State and Local Government Ratings Group. Before that, he led the department’s Municipal Enterprise Ratings Group. He has significant experience analyzing many types of debt structures. .Steven is a member of several state Government Finance Officers’ Associations, the National Federation of Municipal Analysts, the Society of Municipal Analysts, the Municipal Forum of New York and the Municipal Analysts Group of New York.Steven has a bachelor’s degree in Finance and Accounting from St. John’s University and completed graduate studies at the University of Virginia.�

Stephanie A. Miner is the 53rd Mayor of the City of Syracuse. Born on April 30, 1970, she became involved in politics at an early age, stuffing envelopes for local candidates at her Grandmother Cooney’s kitchen table in the Eastwood neighborhood. Mayor Miner was elected on November 3, 2009 in a three-way race, receiving 50.1% of the vote. She became the first woman elected Mayor of any of the “Big 5” cities in New York State.She attended Syracuse University, graduating Magna Cum Laude with a B.A. in Political Science and Journalism in 1992. After college, she worked as the Assistant Upstate Coordinator for the Geraldine Ferraro for U.S. Senate campaign and then served as Central New York Regional Representative for Governor Mario Cuomo. In 1999, Miner earned her J.D. from SUNY Buffalo and began working at Blitman & King, LLP as a labor lawyer, representing unions and employees.Mayor Miner became a Syracuse Common Councilor-at-Large after winning city-wide election in 2001 when she was 31 years old. Re-elected to the Council in 2005, Mayor Miner received the most votes of any candidate on the ballot, including the incumbent Mayor. As a Common Councilor, she championed and helped pass legislation that gave $1 million in initial funding to Say Yes to Education, a program that provides necessary support services for Syracuse City School District students and promises free or reduced college tuition to students who graduate from City high schools.Even prior to taking office, Mayor Miner saw the precarious financial situation the City of Syracuse held. With this understanding, Mayor Miner began the difficult task of right-sizing City government and consolidating various services. Through inter-municipal agreements, the City of Syracuse and Onondaga County consolidated their purchasing departments into a single entity. Mayor Miner has taken a leading role in the discussion of municipal finance across New York State, working with a coalition of large city mayors to develop strategies and solutions for coping with financial pressures. She established by executive order the Syracuse Municipal Financial Advisory Board to develop a plan for addressing the fiscal concerns of the city. Mayor Miner has made sustainability a top priority. She understands the great potential Syracuse has as a leader in the global green movement, bringing together the resources of government, higher education, and the living classroom our environment has to offer. One of her first acts as Mayor was the establishment of the Bureau of Planning and Sustainability. This is the first time in decades that City government has had an office focused on urban planning, while also integrating the principles of environmental, social and economic sustainability. The new department has already seen success, including the advancement of the Onondaga Creekwalk, the Syracuse Connective Corridor and the drafting of a revised Comprehensive Plan for the City of Syracuse. Utilizing the newly passed state Land Bank legislation, the city authorized the creation of the Greater Syracuse Property Development Corporation to expedite the sale and redevelopment of vacant and tax delinquent properties. The City of Syracuse has seen record economic development since Mayor Miner has taken office. In her three years as Mayor, the Construction Permit Values have skyrocketed, with a total figure of nearly $330 million in 2012. Additionally, Mayor Miner co-located the economic development office with the county economic development staff. Additionally, to better work with local businesses, Mayor Miner spearheaded the effort to develop the Syracuse Regional Airport Authority to create greater efficiency at the Hancock International Airport, attracting new airlines and working with local businesses to make the airport a successful tool for the local economy. Mayor Miner has also redeveloped the Joint Schools Construction Board which overseeing a multi-million dollar effort to rebuild and remodel all Syracuse City School buildings.

John J. Cross III is the Director of the Office of Municipal Securities at the U.S. Securities and Exchange Commission.� Mr. Cross joined the SEC in September 2012 as the first Director of the Office of Municipal Securities, which was established under the Dodd-Frank Act as a separate office, with a requirement that its Director report directly to the SEC Chairman, to administer SEC rules for the municipal securities market and to oversee rulemaking by the Municipal Securities Rulemaking Board, an independent self-regulatory organization.� Mr. Cross provided overall supervision to an SEC working group comprised of staff from the Trading and Markets Division and the Office of Municipal Securities on the SEC�s final municipal advisor registration rulemaking project under the Dodd-Frank Act, which the Commission adopted in September 2013.� Mr. Cross has a broad range of national municipal finance experience and has been a leader on public policy issues affecting municipal finance.Previously, from 2006-2012, Mr. Cross served as Associate Tax Legislative Counsel in the Office of Tax Policy at the U.S. Treasury Department, where he had significant responsibility for legislative and regulatory tax matters affecting municipal bonds, including responsibilities with respect to the agency�s implementation of the 2009 legislative stimulus incentives and regulatory response to the 2008 financial crisis in this area.� From 1994-2006, Mr. Cross was a partner in the Washington, D.C. office of Hawkins Delafield & Wood LLP, a national public finance specialty law firm. From 1990-1993, Mr. Cross served in the Financial Products group of the IRS Chief Counsel�s office, where he was one of the principal authors of the arbitrage regulations on investment restrictions on tax-exempt bonds.� From 1981-1990, Mr. Cross was in private practice in Atlanta, Georgia.Mr. Cross has a B.A. Degree from Brown University (1978), a J.D. Degree from Vanderbilt University Law School (1981), where he was a member of the Vanderbilt Law Review, and an L.L.M. in Taxation from Georgetown University Law Center (1988).��

Kevin Holloran, Director in Corporate & Government Ratings, joined Standard & Poor’s Rating Services in 2003. Kevin is the analytical manager of the central region, and responsible for managing ratings in the not-for-profit health care sector, private higher education sector and charter school sector. Kevin follows a portfolio of high-profile acute care health care credits around the country. Before joining Standard & Poor’s in 2003, he worked for 7 years in consulting at Ernst & Young, LLP and Cap Gemini Ernst & Young, focusing on post merger integration projects within the health care space. Kevin holds masters of health services administration from the University of Michigan and a bachelor’s degree in business from the University of Notre Dame.