Banco Popular de Puerto Rico

David Pinski is chief strategist for Hitachi's Financial Innovation Laboratory, Global Center for Social Innovation.

Julie Copeland is a partner with Lewis Baach Kaufmann Middlemiss and formerly a general counsel and managing director for the global financial crimes legal department at JPMorgan Chase.

Craig Saperstein�is a�counsel in Pillsbury's Public Policy practice and resides in the law firm's Washington, DC office. He lobbies on behalf of corporate, nonprofit, foreign sovereign, and public sector clients in Congress, the Executive Branch, and state and local governments. He also assists such clients in developing and implementing sophisticated government relations programs at the federal and state levels that are geared to provide a demonstrable return on investment. He represents clients on a variety of policy issues, including financial services, cybersecurity, international trade, veterans, energy, economic development, transportation, and health care matters. Further, he provides legal and lobbying counsel to clients subjected to congressional investigations and helps clients identify and address potential vulnerabilities to such investigations.Prior to joining the firm, Mr. Saperstein worked as policy advisor for the campaign of U.S. Sen. Kay Hagan (D-N.C.), and as government affairs manager for the Natural Products Association. He also spent several years as a legislative aide in the office of former U.S. Sen. John Edwards (D-N.C.), where he worked on judiciary, homeland security, and transportation issues.In the financial services sector, Mr. Saperstein provides legal and advocacy advice to clients in the payments and cards markets, with a particular focus on regulation and supervision of bank and non-bank financial institutions by the Consumer Financial Protection Bureau. He also represents several foreign sovereign clients with respect to their U.S. policy priorities and several public sector clients, including his hometown, the City of Greensboro, NC.Beyond representing clients in Washington, Mr. Saperstein has helped trade associations and corporations develop a strategic plan to address complex state government relations issues. Leveraging the Pillsbury Public Policy team’s extensive network of lawyers and lobbyists across the country, Mr. Saperstein often identifies and then manages legal counsel and/or lobbying consultants chosen to assist a client with a state government relations challenge or opportunity.While in law school Mr. Saperstein served as Publications Editor for the American University International Law Review and was a research associate for the Public International Law and Policy Group. Mr. Saperstein is currently a member of the Board of Governors of the North Carolina Society of Washington. He also serves on the Board of Directors for the American University Hillel and is an active member of the Duke University Young Alumni Development Committee of Washington, DC.

Oleg Seydak is CEO of Blackmoon Financial Group.

Marvin Weiss, Ph.D., is a retired professor of accounting at the New York Institute of Technology, and founding dean of their School of Management. He has also served as adjunct associate professor of economics at Columbia University and adjunct professor of accounting at the Graduate School of Business at Fordham University. He holds a Ph.D. in business from the Graduate Business School at New York University. His articles on HRA have appeared in several journals and in “Topics in Managerial Accounting, 2^ndEd.”

Eric Dinallo is a former superintendent of insurance for New York State and currently a partner in the financial institutions group for Debevoise & Plimpton. From 1999 to 2003, he worked in the state's Office of the Attorney General under Eliot Spitzer.

Gregory D. Squires is a research professor and professor emeritus in the sociology department at George Washington University. He is also a member of the Philadelphia Home Appraisal Bias Task Force.

Patrick J. Richard is a partner with Nossaman LLP in San Francisco.

Paul McAdam is a Senior Director, Regional Banking in the Financial Services Practice at J.D. Power. He is responsible for syndicated and proprietary studies in the banking industry, including the U.S. Retail Banking Satisfaction Study; Canadian Retail Banking Satisfaction Study; Small Business Banking Satisfaction Study; and Credit Card Satisfaction Study. He also works with clients to help them gain a better understanding of how to improve the customer experience, with a particular emphasis on the regional banking segment.Mr. McAdam has more than 25 years of experience in banking and professional services. He has led dozens of research programs that have enabled leading U.S. banks and global financial technology companies to quantify market demand and measure customer experience.Prior to joining J.D. Power in 2016, Mr. McAdam was senior vice president of strategic thought leadership at Fidelity Information Services (FIS). There, he led a team that conducted domestic and global primary research of consumer expectations of banking providers. His team also published the corporation’s thought leadership magazine, which was delivered to more than 50,000 clients globally. His work at FIS touched retail and small business banking, wealth management, mobile financial services and emerging payments systems.Before FIS, Mr. McAdam was a Partner with eCom Advisors, a strategy consulting firm focused on helping clients optimize the delivery of banking and payment solutions through digital channels. Previously, he was with BAI, a Chicago-based professional association that provides research and training services to banking companies. His key role at BAI was managing director of research, where he led a team that launched retail and small business banking benchmarking programs that served 37 of the top 50 U.S. banks. He also served as editor-in-chief of Banking Strategies magazine. He began his career in financial services in retail bank branch management and customer service call center management at Household International.Mr. McAdam received a bachelor’s degree in economics from Augustana College in Rock Island, Illinois, and an MBA from DePaul University in Chicago.