Banco Popular de Puerto Rico

Louie Gasparini is an entrepreneur-in-residence at BBVA, working on identity related efforts for the financial services company. He has been with BBVA since 2015.Gasparini experience in identity spans many years, beginning with the start of the internet. In 1996, while with Wells Fargo, he oversaw the first online banking experience offered by a major bank as Senior Vice President ofInternet Distribution Systems.Gasparini then started PassMark Security, a company aimed at user and site authentication. In 2006, Passmark was acquired by RSA, where Gasparini remained as Chief Technology Officer.He then formed a second startup called SafePage, which merged with SafeBank to form Personal Capital, a company disrupting the investment world with on-line tools, personal investment advisers and investment offerings.Gasparini attended the University of San Francisco.

Dr. William Beaver is the Chief Technology Officer and cofounder�of Mirador, a machine�learning and financial technology developer that enables banks and traditional lenders to�produce commercial loans quickly and more efficiently.�Over the past decade, William has researched and built adaptive, selflearningsystems for�bioinformatics, audio classification, video analysis, 1D signal processing, financial engineering,image processing for microscopy, humancomputer�interaction, and scientific computing.�In addition to his research, William has over 15 years of technical and management experience�in software engineering and product development.He oversaw frontend�engineering for retail�brokerage Datek, the pioneer in online stock trading. At Deloitte he designed and managed the�loan origination and servicing system for Federal Direct Student Lending.Mirador technology enables financial institutions to operate a state of the art loan program. The�streamlined borrower experience and digital workflow virtually eliminates paperwork, reduces�preparation costs, and drastically reduces the time needed to underwrite a small business loan.�Predictive risk algorithms apply machine learning principles and rich sets of alternative data to�evaluate and monitor small business loans more effectively and with lower default rates. By�making it easier to obtain responsible loans from their bank or credit union, Mirador strives to�boost financial institution lending and reduce the small business financing gap.William holds a BSc from Carnegie Mellon University, a MSc from Columbia University, and a�PhD from the University of California, San Diego.

Gil Rudolph is a shareholder in Greenberg Traurig's Washington and Phoenix offices and co-chairman of the firm's Financial Regulatory and Compliance practice.

Karen Gordon Mills is a senior fellow at Harvard Business School and a leading authority on U.S. competitiveness, entrepreneurship and innovation. She was a member of President Barack Obama’s Cabinet, serving as the administrator of the U.S. Small Business Administration from 2009 to 2013. Mills is the author of the book "Fintech, Small Business & the American Dream" as well as several papers on small-business lending and supply chains.

Jacqueline Vose, Senior Vice President, Customer Experience for Greenwich Associates, is responsible for developing the strategic direction for the Customer Experience business through product development and client engagement. Formerly, Jackie was Head of U.S. Customer Experience at TD Bank where she led the 25,000 U.S. employees to record-high loyalty metrics in both frontline and support teams. Jackie also managed the problem resolution division and oversaw corporate culture.Prior to TD Bank, Jackie oversaw the retail operations for a top 50 bank including 200 branches, multiple contact centers, mobile and online banking. There she facilitated 11 mergers and acquisitions, developing an understanding of the critical focus an organization needs on change management.Jacqueline holds a BA from the University of North Carolina.

Darin Johnson is the Commercial Credit Loan Administration Director. He is a native of Indiana and joined First Tennessee Bank in 2010.� Darin relocated to Memphis in August 2014 to assume his current role.� Darin has also held senior positions at BBVA Compass Bank and Key Bank.� He holds a Bachelor of Science degree from Central State University in Accounting.Darin along with his wife LaTarshia and daughters �Kaitlyn and Mila are active supporters of the March of Dimes and other charitable organizations.

Joe Flanagan is a financial services executive and consultant focused on lending products and partnerships.

Neil F. Hall is the former head of retail banking at PNC Financial Services and currently serves on the CFPB's Consumer Advisory Board.