Banco Popular de Puerto Rico

Michael S. Barr is dean of the Gerald R. Ford School of Public Policy at the University of Michigan. The views expressed are his own, and not those of the school or university. As assistant secretary for financial institutions with the U.S. Department of the Treasury, Barr was a key architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

Dave Russell is vice president of enterprise strategy at Veeam. He is responsible for driving strategic product and go-to-market programs, spearheading industry engagement and evangelizing Veeam’s vision for the Hyper-Available Enterprise, and works closely with the executive leadership team in accelerating the company’s growth in the enterprise. Most recently he held the role of vice president and distinguished analyst at Gartner with a focus on storage strategies and technologies

John A. Costa is a managing director for Auriemma Consulting Group and runs the corporate finance practice.

Tamar Frankel is a law professor and Michaels research scholar at Boston University School of Law. She is author of "Trust and Honesty: America's Business Culture at a Crossroad."

Jerry Brito is the executive director of�Coin Center, a Washington D.C.-based nonprofit focused on the public policy issues related to cryptocurrencies.

Angela is currently the Head of Product Delivery for Capital One's Digital Product Development team responsible for driving strategic product planning, prioritization, scaled agile program management and execution of the strategic roadmap for the ecommerce and digital banking product suite targeted for small businesses. In her role, she is applying her passion of bringing structure to chaos and converting program vision and strategy into action to drive meaningful business results. Angela has delivered on great results for the company including launch of flagship checking products under the Spark Business umbrella, now recognized as the leading deposit product by Money Magazine.Prior to joining Capital One, Angela was with Ernst & Young's Strategic Transformation Advisory team, where she led program management engagements for large technology projects in the financial services industry. She has also held roles with General Electric in the program management space driving strategic initiatives for Treasury, Finance and Emerging technology teams.Angela is passionate about adding structure to chaos and converting strategy into action to drive business results. She is fueled by the belief that the right combination of insight, technology and customer experience can drive change. Angela is a bold thought leader in the space of product delivery and program management, and has been sought as a panelist and speaker on the topic through Lean In Forums and non-profit organizations such as Redmond WorkSource. Angela’s passion extends into empowering women in the workforce and has volunteered heavily for the cause. She’s also been held the position of President for several chapters for Toastmasters International and has been recognized for her community leadership. �She is a graduate of the College of Information Sciences and Technology at Penn State University and lives in Seattle. In her spare time, she enjoys backpacking trips in remote wilderness along with spending time with her family.

Rob Morgan is vice president of emerging technologies at the American Bankers Association.

Oonagh McDonald is a consultant and the author of "Fannie Mae and Freddie Mac: Turning the American Dream into a Nightmare" and "Lehman Brothers: A Crisis of Value." She was formerly a member of Parliament in the United Kingdom as well as a director of the Financial Services Authority.

B. Scott Fisher is a managing director at Treliant LLC, a Washington, D.C.-based consultancy serving the financial services industry. He formerly held senior leadership positions with First Niagara Financial Group and Wachovia National Bank.

Jeremy K. Balkin is Head of Innovation for Retail Banking & Wealth Management, HSBC Bank USA, where he also serves on the US Retail Banking Management Committee. Prior to joining HSBC, Jeremy was an executive at Macquarie Bank, and served as an adviser to The Hon. Malcolm Turnbull , Australia’s 29th Prime Minister. Jeremy is author of The Millennial Book: How to Win When Millennials Rule the World and serves as a founding mentor and adviser to Startupbootcamp Fintech New York, the leading global fintech accelerator. The World Economic Forum designated Jeremy K. Balkin as a Young Global Leader in 2013, and he was recently named a Top 100 Millennial Influencer by the Next Big Thing Movement.