Banco Popular de Puerto Rico

Justin is a AVP for Bank of America Practice Solutions new CPA financing division. Justin specializes in CPA specific financing for practice sales and purchases, mergers, partnership buy-ins and buy-outs, office improvements and expansion, business debt consolidation, equipment financing, lines of credit and commercial real estate. Since 1996, Practice Solutions has assisted over 25,000 professionals in starting or acquiring a practice. Overall, Practice Solutions has more than 57 million customers as well as relationships with the AICPA and State CPA Associations. Practice Solutions philosophy is simple: serve CPA’s by offering them the opportunity to enjoy superior value with exceptional service.

Eugene Shalik is the Managing Partner of Shalik Morris & Company, LLP, a 70+ person firm with offices in Long Island, Manhattan, Westchester and Stamford, Connectitut. Shalik Morris has over 30 years of diversified experience in accounting and finance. Gene has been extensively involved in business consulting to many of the Firm's real estate and commercial clients. Such consulting covers a wide range of issues including establishing internal control procedures for real estate management and operating companies, projections and analyses to determine the feasibility of a potential acquisition or expansion, structuring business transactions, due diligence examinations, private equity formation and syndications. Gene was formerly with Price Waterhouse where he gained extensive experience in planning and supervising client engagements. Gene is a member of the American Institute of Certified Public Accountants and New York State Society of Certified Public Accountants, Nassau Chapter.

Ken has almost 25 years experience as a federal tax law editor and private practice attorney. At BBNA Tax and Accounting, Ken’s focus is on IRS Practice and Procedure. Before joining BBNA, Ken was part of the management group in the Washington National Tax Office of KPMG and a tax consultant for another international accounting and tax firm. Ken holds a B.A. in Government and Politics from the University of Maryland, a J.D. and LL.M (Taxation) from the University of Baltimore School of Law, and a Certificate in Employee Benefits Law (ERISA) from Georgetown University Law Center.

Jim Caruso is a Partner overseeing Fesnak’s Financial Management Outsourcing and Mergers & Acquisitions practices. Jim has 20 years of diverse experience in financial management, M&A, operations, information technology, auditing and consulting. Since joining Fesnak and Associates LLP in 2005, he has led the delivery of outsourced financial management services to numerous organizations, while serving as Acting CFO to help several emerging growth companies get to the next level. Jim has also led financial due diligence for more than 20 acquisitions over the past few years.Prior to joining Fesnak and Associates LLP, Jim was EVP/CFO of a private equity-backed middle-market manufacturing company, where he was brought on to help facilitate a turnaround, reorganization and ultimate sale of the business. Jim has also worked for operating units of two Fortune 500 companies, as well as for Deloitte & Touche in two separate stints in both auditing and management consulting roles. His functional expertise includes financial and operational analysis, M&A, budgeting and forecasting, strategic planning, business process analysis and optimization, turnarounds and change management.Jim is a Certified Public Accountant and received his Bachelor of Arts in Accounting from Queens College of the City University of New York. He serves on the Boards of the Philadelphia Chapter of the Turnaround Management Association (TMA) and of the Entrepreneurs Forum of Greater Philadelphia (EFGP). He is also a member of the American Institute of Certified Public Accountants (AICPA), the Greater Philadelphia Senior Executives Group (GPSEG) and the Italy-America Chamber of Commerce.

David has been in the accounting industry for many years and has been a practicing accountant since 1966. While at the IRS he held various positions: Agent, Trainer, Speaker and Technical Chief. He received his CPA and a Master�s in Taxation from Long Island University�s CW Post College. He was an accounting professor at Suffolk County Community College in New York for over 15 years. In addition, he has served on the AICPA Top Tech Technology Team and presently he is a member of the FICPA Business Technology Section. He is an AICPA CPA Ambassador. He is well-known as a speaker and thought-leader in the field of utilizing new technology to improve the efficiency of operations in tax, accounting, practice management and workflow management.In 2011, he was the recipient of the �On the Edge� Innovation Award from the Leading Edge Alliance, which recognizes industry leaders for their vision and significant contributions to the accounting profession.In 2012, he received the "Brand Ambassador" award from Enterprise Worldwide.

Norm Schulman is the co-managing partner of Schulman Lobel. He has over 30 years of diverse accounting, tax and business experience. In addition to 20 years in the public accounting field, Norman spent 4 years as the President of Targeted Access Media Inc., an ethnic advertising company with offices in New York, Chicago and Los Angeles. Targeted Access Media’s clients included McDonalds, Proctor and Gamble and Bristol Myers Squibb. Prior to that, Norman was the Chief Financial Officer of an international wholesaler of food, health and beauty care products where he served for 7 years.Norman has served on several Boards of Directors over the years. He is currently the Treasurer of the Board of Directors of the New Jersey Chapter of the Leukemia and Lymphoma Society as well as a member of the advisory board of the Princeton GirlChoir and the 101 Fund. He was the Chairman of the Audit Committee and Member of the Board of Directors of Herald National Bank.Norman has a Bachelor of Science in Accounting from Boston University and is a licensed certified public accountant in New York and New Jersey. He is also an alumnus of Stuyvesant High School in New York City. He is a member of the American Institute of Certified Public Accountants and the NYS Society of Certified Public Accountants where he sits on the Real Estate and Entertainment and Sports Committees. He is an active member of the Philadelphia Real Estate Counsel.

Henry Rinder is a Member of the Firm. He is a licensed Certified Public Accountant in New Jersey and New York with more than 30 years of public accounting experience. Henry is also certified in Financial Forensics as a Fraud Examiner and is accredited in Business Valuations. He has been accepted as an expert in these fields by the state and federal courts in New Jersey, New York and Florida and has testified before those courts.Henry services clients in the construction, distribution, manufacturing, and legal services industries. He has provided these companies and their clients with audit, forensic accounting, fraud investigation, litigation, business valuation, matrimonial accounting, and consulting support.Henry is a member of the American Institute of Certified Public Accountants and the New Jersey Society of Certified Public Accountants. He is also a member of the Association of Certified Fraud Examiners and a Diplomat of the American Board of Forensic Accountants. Henry served on the Technical Issues Committee of the AICPA at the time the COSO framework was being finalized. He is the past President of the NJSCPA and a current Member of Council of the AICPA. He often gives presentations to professional groups and authors articles in the field of accountancy. Henry serves on Smolin Lupin’s Executive Committee. The Executive Committee oversees day to day operations of the Firm, provides management, and the members of this committee must be elected. He also serves on Smolin Lupin’s Accounting and Auditing, Acquistion and Mergers, Client Evaluation and Risk Assessment, and Wealth Management Committees. He is the head of the Forensic Services and Valuations, Information Technology, Litigation Management, and Strategic Planning Committees at Smolin Lupin.Henry is a graduate of Kean University with a B.S. in Accounting. He practices out of our Fairfield, New Jersey office and resides in New Vernon, New Jersey.