Banco Popular de Puerto Rico

A lifelong resident of Chicago, Pat Koney has been an Ameriprise financial advisor for 24 years. She has risen through the ranks to become a Private Wealth Advisor and President of Patricia Koney and Associates, an independent Private Wealth Advisory practice. Pat and her team of four work with 550 clients and manage $135M in assets. \nPat’s success as an advisor has been recognized both internally and externally. At Ameriprise, she is among the top 5% of advisors and is a member of the Ameriprise Diamond Ring club. She has also been included in the Million Dollar Round Table and recognized in Chicago Magazine as an Elite Five Star Wealth Manager in 2010 and 2011. \nPat loves to spend time with her family, including “the world’s most darling granddaughters” ages 2½ and 7 months. When she’s not with her family, Pat enjoys travelling and giving back to her community through her efforts on the Planning Giving Committee at Providence Catholic High School. \n

Crystal Thies, also known as the LinkedIn® Ninja, is the founder and CEO of Crystal Clear Buzz, LLC, a company focused on helping companies and individuals utilize social media for sales and business development. Although well versed and experienced in all social media, Crystal specializes in the utilization of LinkedIn® for both B2B and B2C companies. The strategies, methodologies and philosophies that she advocates were developed completely by her through her own use as a salesperson and small business owner. Daily trial and testing are her modus operandi for staying on top of the ever evolving and changing LinkedIn® platform. As a past financial planner, she is also one of the few social media experts who understand the unique challenges faced by those regulated by FINRA and the SEC in utilizing LinkedIn®. The Crystal Clear Buzz LinkedIn® Ninja provides training, customized strategies, and even outsourced services such as LinkedIn® profile and company page building, to help you and your company find prospects, build relationships, establish yourself as an expert and ultimately grow your revenues utilizing LinkedIn®. Her upcoming book “The Social Media Handbook for Financial Advisors” will be released by Bloomberg Press in July 2012.

Kim Sharan is the President, Financial Planning and Wealth Strategies, and Chief Marketing Officer for Ameriprise Financial, the country's largest financial planning company with approximately 10,000 financial advisors.\nSince 1894, Ameriprise has been helping clients plan for and achieve their financial goals. During the firm's 2005 spin-off from American Express, Ms. Sharan led the rebranding effort that took Ameriprise from a new brand to a Fortune 250 company today.\nMs. Sharan is responsible for driving the company's overall marketing strategy, as well as developing and executing programs that drive profitable growth and innovation. In addition, she is responsible for the direction of the firm's central consumer value proposition, financial planning. Some of her responsibilities include brand strategy, advertising, corporate identity, client and advisor communications, and the digital and social media strategies for the company. She and her team have been recognized with a variety of awards for their work, including several Financial Communications Society Portfolio Awards, which celebrate the best in financial services marketing.\nMs. Sharan is a champion of both women advisors and clients. She leads programs that support and build community for women advisors at Ameriprise, including the Franchise Women's Interest Network, with the goal of attracting even more women advisors to the firm.\nWith a background in the financial services industry encompassing more than 30 years of experience in markets across the globe, Ms. Sharan joined Ameriprise Financial in 2002 after holding senior leadership positions at Merrill Lynch and Citibank. Sharan received her B.A. in economics from Drew University and her M.B.A. from the University of Chicago Booth School of Business. \nMs. Sharan is passionate about giving back to the community. She serves on the board of Women Certified and the National Board of Girls Inc., a non-profit organization that inspires girls to be "strong, smart and bold" through research-based programs that build academic and life skills.\nMs. Sharan lives on Long Island with her husband Onkar.

Carrie S. Gallaway, CFP® is a member of The Sorensen Group at Morgan Stanley Smith Barney, a financial advisory group in New York City, that provides education planning, retirement planning, asset allocation, manager selection and liaison, risk management, estate planning and tax strategies.  Her goal is to take stress out of her client’s lives and provide them with piece of mind.  Her clientele consists of small businesses, high-net-worth individuals and families.\n Carrie started her financial career in 1998 at DLJdirect, Inc.  She joined Citigroup Asset Management as a portfolio associate in 1999 and subsequently became a financial advisor with Morgan Stanley Smith Barney and its predecessor firms in 2005.\n For the last three years, Carrie was selected for On Wall Street Magazine’s Top 40 Advisors Under 40 List.  \n Carrie graduated from Lehigh University in 1998 with a Bachelor of Science in Business and Finance.  In 2007 she received her CERTIFIED FINANCIAL PLANNING TM designation.  She is licensed for securities trading as well as life and health insurance.\nCarrie lives in Hoboken, New Jersey with her husband, Tony, and their daughter and son.  During her free time, Carrie loves partaking in outdoor activities with her family and enjoys traveling, downhill skiing, hiking and running.  \n

\n\n\n\nUntitled Document\n\n\n\n\nBeata Caranci holds a Master’s Degree in Business Economics. She has been conducting economic analysis in the financial industry since 1998. Prior to joining TD Economics, she worked nearly four years on a trading floor providing economic analysis to foreign exchange, money market and bond desks.\n Beata is the Vice President and Deputy Chief Economist (U.S. and International) for TD Bank. In her current role, Beata heads a team of economists and travels across North America speaking on economic and financial trends for the U.S., regional and international economies. She is frequently quoted by the media and writes reports on a wide array of subjects, including U.S. and state developments in labor markets, housing markets, commercial real estate, monetary policy and inflation.\n Beata sits on a number of committee’s within TD Bank, including the Choice@work Committee and the Women in Leadership Committee for corporate operations.\n

\n\n\n\nUntitled Document\n\n\n\n\n\nJulie Neitzel joined the firm in 2003 and is President of GenSpring Family Offices in Miami, FL. She has been involved with many of the firm’s growth and expansion efforts given her prior role heading the national team of business development professionals. Over the past two decades, Julie has worked extensively with entrepreneurs and wealthy families in areas including the acquisition and financing of closely-held businesses, investment capital management, estate planning, beneficiary mentoring and education, in addition to other aspects of multi-generational planning. \nHer prior senior leadership roles were director with Trivest Partners, a middle-market buyout private equity firm; president of PLC Investments, Inc., where she managed and directed the activities of a privately owned investment firm; and various management roles at Chase Manhattan Bank (where she traveled extensively throughout Latin America) and Citicorp. \nJulie earned her MBA in Finance from American Graduate School of International Management and her Bachelor of Arts degree in International Studies from Bradley University, graduating magna cum laude. She has held many leadership roles at not-for-profit organizations supporting education, the arts and public service areas. She has been a guest lecturer and speaker on topics including women & investing, entrepreneurship, and wealth challenges. \n

Elaine A. Sarsynski is currently the Executive Vice President of MassMutual’s Retirement Services Division and Chairman and CEO of MassMutual International LLC. Ms. Sarsynski joined Massachusetts Mutual Life Insurance Company in 2005 as Senior Vice President and Chief Administrative Officer, responsible for Corporate Services, Human Resource Management, Corporate Communications, Community Relations and MassMutual’s Strategy Implementation. \nShe was appointed Chairman, President and Chief Executive Officer of MassMutual International LLC in July 2006, responsible for MassMutual’s international insurance operations, which currently includes subsidiaries in Hong Kong, Japan, and Luxembourg, and joint venture relationships with companies in Chile and the People’s Republic of China. Ms. Sarsynski assumed additional responsibility for the company’s retirement services business in January 2008. Under her leadership, in 2010, MassMutual’s retirement business achieved its third consecutive year of 20%+ sales growth and the division’s highest annual retirement plan sales in its 60+-year history. At year-end 2010, MassMutual’s retirement services business also achieved a new milestone of $50 billion in assets under management.\n  \n Ms. Sarsynski has cascaded her strategic focus to be the retirement services provider of choice across the entire division. Her commitment to service excellence helped MassMutual’s retirement services business achieve record levels of customer satisfaction and retention as well, and led to numerous industry awards including the highest number of awards among all providers from the Profit Sharing\/401k Council of America for excellence in retirement plan communication and education. \n Ms. Sarsynski was previously a Managing Director at Babson Capital Management LLC – a MassMutual subsidiary – where she was responsible for the Portfolio Consulting Group. Prior to joining Babson Capital, \n Ms. Sarsynski served two elected terms as First Selectwoman for the town of Suffield, Conn. She was responsible for management of all aspects of the town’s government and municipal activities. She also served as economic development director for the town of Suffield, where she was responsible for business development.  \nIn 1998, Ms. Sarsynski founded Sun Consulting Group, LLC, offering consulting services to the real estate industry. Sun Consulting was responsible for helping Connecticut Innovations Inc. to develop and implement Connecticut’s multi-million-dollar biotechnology lending and construction development program. Ms. Sarsynski previously spent 17 years at Aetna where she held multiple senior management positions overseeing segments of the company’s Investments Division and leading the Corporate Finance Department. In this role, she was responsible for general corporate finance activities including rating agency management, banking relationships, capital allocation and currency hedging. She also served as Corporate Vice President of Real Estate Investments, responsible for the direction and oversight of Aetna’s $15 billion mortgage loan and owned real estate portfolios throughout the Unites States. Prior to joining Aetna, Ms. Sarsynski was an analyst at Morgan Stanley Realty\n in New York.\nCurrently, Ms. Sarsynski is a director of the following MassMutual subsidiaries:  HYP Management LLC, MassMutual Assignment Company, MassMutual Europe, S.A., MassMutual International LLC, MMHC Investment LLC, MML Investors Services, LLC, MassMutual Asia Limited, and MassMutual Life Insurance Company (Japan). She is the CEO for MML Distributors, LLC. She is also a director of the Employee Benefit Research Institute.\nMs. Sarsynski holds a B.A. in economics from Smith College and an M.B.A. from Columbia University. She has taught real estate finance in Columbia University’s M.B.A. program and is a Founding Lecturer for The Retirement Advisor University offered by the UCLA Anderson School of Management Executive Education. Ms. Sarsynski is a registered principal of MML Investors Services, LLC and a registered principal of MML Distributors, LLC. \n

As a consultant, Mr. McConnell works with most segments of the marketing communications industry. He serves on boards for stage 1 and 2 technology startups, works as EVP for the Advertising Research Foundation, is retained by high tech media companies to drive product innovation, and helps large Enterprises develop their digital marketing strategies.\nHis passion for the web arises from the basic idea that if companies use the tools of digital marketing in ways that truly serve consumers, that all players in the industry will thrive. \nMr. McConnell retired from P&G after 32 years. He spent 15 years presiding over digital marketing innovation, partnering with brands and corporate groups to understand how these new methods could work with packaged goods brands. His Innovation related work at P&G included building the first private ad network, and introducing Search, Social Media, and even websites into the Company’s toolkit for Marketing.

Ivka Kalus-Bystricky is Vice President and Portfolio Manager of the Pax World International Fund and Pax World Global Women’s Equality Fund. Ms. Kalus-Bystricky has been responsible for management of the Pax World International Fund since its inception in 2008. She took over management of the Global Women’s Equality Fund on January 1, 2012. Before joining Pax World, Ms. Kalus-Bystricky was a senior portfolio manager at State Street Global Advisors and Barings, where she managed international portfolios. She had previously worked as an equity analyst at Putnam and Independence Investment, where she covered various international market sectors. Earlier in her career, Ms. Kalus-Bystricky returned to her native Czechoslovakia to work on the privatization of various state industries following the collapse of the iron curtain. She also spent several years as a management consultant to companies in Latin America, Europe, Canada and the United States. Ms. Kalus-Bystricky holds a Bachelor of Arts in biology from Harvard University, a Master’s Degree from the Fletcher School of Law and Diplomacy, and a Master of Business Administration from INSEAD in France. She speaks five languages.

Eleanor Blayney, CFP® is the Consumer Advocate for the Certified Financial Planner Board of Standards, reaching out to consumers to help them understand how financial planning and CFP® professionals can improve their lives.\nThe author of Women’s Worth, a book about how women can make the most of their financial lives, Eleanor worked with individual clients for more than twenty years to help them articulate and plan for their financial goals. As the only woman partner in a four-partner firm, Eleanor drew upon her female intuition, communication strengths, and facility for sustaining relationships to help build a wealth management firm that has served hundreds of clients in the Washington, D.C. metro area and around the country.\nPassionate about finding ways to foster gender parity in the financial planning profession, Eleanor helped to spearhead CFP Board’s Women’s Initiative (WIN) to address the industry’s “feminine famine.” On behalf of the WIN Advisory Panel – comprising leaders in the area of women in financial services – Eleanor authored Making More Room for Women in the Financial Planning Profession, a 2014 white paper which presents the findings of a comprehensive research study on why there aren’t more women CFP® professionals and offers the WIN Advisory Panel’s recommendations to help attract more women to the profession.\nEleanor holds a number of degrees and designations. She earned an MA in English Literature from the University of Cambridge UK and an MBA from the University of Chicago. She is a CERTIFIED FINANCIAL PLANNER™ professional.\nWell-known as a conference speaker and frequently quoted in the news media, Eleanor has played a pioneering role in building and shaping the financial planning profession. She has taught for the College of Financial Planning, and has helped to develop practice standards and ethical requirements for CFP® professionals in the U.S.\nVisit Eleanor on CFP Board’s website at http:\/\/www.cfp.net\/learn\/advocate.asp or follow her on Twitter at @EleanorBlayney.