Banco Popular de Puerto Rico

Dr. Murtha has been working with financial advisors for more than 8 years. He began his career at the New York-based consulting firm of RHR International Company, where he assessed and developed senior executives and pioneered a specialty in the emerging field of behavioral finance. In 2002, he co-founded MarketPsych LLC, where he has specialized in helping FAs apply behavioral finance to build better relationships, gain referrals and increase assets under management. \nHe holds a doctorate in Counseling Psychology from The University at Buffalo and has taught at UB, Penn State and New York University. A recognized gambling expert, his groundbreaking dissertation was the first to explore the effect of cognitive errors in gambling behavior. He is known for his ability to take weighty academic concepts and communicate them in a down to earth, practical, and humorous way.\nAn investing psychology content expert, Dr. Murtha has been interviewed by numerous news and print media and has been featured multiple times on National Public Radio, CNBC and World Business Review with Alexander Haig. He works as a consultant, speaker, and writer based out of New York City. His new book, MarketPsych: How to Overcome Fear and Build Your Investor Identity was recently honored by Kiplinger’s Personal Finance as one of “Three Best Financial Books of 2010”. \n

Vivian Groman CPA, Senior Finance Specialist, Starmont Asset Management, LLC, San Ramon, CA was a senior vice president at Charles Schwab & Co. She also has extensive experience at Civicbank of Commerce, Genstar Corp., FNC International, and KPMG Peat Marwick. She has been licensed as a CPA and holds a BS from the Haas School of Business, University of California, Berkeley.

Dr. Darlys S. Harmon-Vaught, CDFA, CDFP, CFFA, CFE, CTS, a divorce financial analyst, is President of Financial Solutions for Divorce, a company based in Louisville, Kentucky that specializes in high net worth divorce cases. Darlys has provided fee-only divorce financial analysis in Kentucky and Indiana since 2007. She focuses her practice on guiding divorcing individuals and couples through the complex financial issues of the divorce process, in mediated, litigated or collaborative divorce. \nComplementing her dual certifications as a Certified Divorce Financial Analyst™ (CDFA) and Certified Financial Divorce Practitioner® (CFDP), Darlys possesses over 25 years of experience in the financial industry, having before served as Senior Vice President of Morgan-Stanley Smith-Barney and Hilliard Lyons Brokerage Firms. \nIn addition to her background in finance, Darlys holds a doctorate in education, a degree that now serves her as she provides Continuing Legal Education credits to attorneys through the Louisville Bar Association. She also holds titles as a Certified Fraud Examiner™ (CFE), Certified Forensic Fraud Analyst (CFFA), and as a Certified Tax Specialist (CTS). She is one of the only practicing professionals in the country to hold her specific set of credentials. Her CFE and CFFA designations make Darlys uniquely qualified to investigate unreported income and other forms of financial fraud that occurs in divorces involving very high net worth. As a tax specialist, Darlys is an expert in the taxable consequences of divorce settlement options, allowing her to better inform her clients as to the tax issues of their divorces. \nAs a expert on divorce finance, Darlys has written numerous articles for publications such as the Louisville Courier-Journal, Bar Briefs (a publication of the Louisville Bar Association), and The Bulletin (a publication of the Woman’s Club of Louisville). She has also been published on several national websites, such as HorsesMouth.com, a site for financial professionals, and the international ADFP webpage. She writes on a broad range of topics in divorce, including uncovering financial fraud during divorce and understanding the tax implications of divorce, intended for other divorce professionals, and the challenges of divorcing after 50 and budgeting during a divorce, aimed for individuals contemplating or beginning the divorce process. \nIn April, Darlys served on a panel discussion entitled “Remember the Alimony” at a national conference of the Woman’s Advisor Forum in New York. She also regularly conducts lectures and seminars through the Louisville Bar Association and Woman’s Club of Louisville. Darlys is dedicated to providing thorough and comprehensive financial analysis for her clients in order to reduce their stress during the divorce process and empower them with information. \n

Tim Voorhees, JD, MBA, is a tax lawyer and investment adviser based in Irvine, California. He is the president of the Registered Investment Advisory firm at Voorhees Family Office Services.com and the managing partner of the seven-attorney tax law firm at CopenbargerVoorhees.com. Tim’s software company, Family Office Technologies, maintains a broad array of Web-based software modules used by financial and legal professionals nationwide for developing tax planning illustrations and implementing advanced portfolio and estate design strategies. Tim has led teams that have developed hundreds of Family Wealth Blueprints® for high-net-worth clients. Tim teaches a two-day Zero-Tax Institute for advisers interested in learning how to integrate the most effective zero-tax planning tools into financial and estate plans. He regularly speaks at national conferences and contributes to a variety of industry publications. Advisers seeking more information about zero-tax planning and related topics should feel free to email Tim at tim@vfos.com.

Marilyn Mohrman-Gillis has been Managing Director of Public Policy &Communications since July 2008.\nShe develops and oversees CFP Board’s advocacy initiatives to ensure the visibility and credibility of the CFP® certification with legislators, regulators and other policy makers. During her 30-year career in the nation’s capital, Ms. Mohrman-Gillis has built a broad portfolio of advocacy on behalf of the American public for and with regulators and legislators. As Director of Policy and Federal Relations with the National League of Cities (NLC), Ms. Mohrman-Gillis directed policy development, federal advocacy, and grassroots mobilization for the nation’s leading association representing municipalities across the country. She also directed the NLC’s advocacy before Congress and federal agencies on a number of issues, including extensive work with tax and finance policies.\nAs Vice President for Policy and Legal Affairs and General Counsel for the Association of Public Television Stations, Ms. Mohrman-Gillis had extensive legal and regulatory policy responsibilities, supplemented with a key role in strategic planning for the association, its board and member public television stations. As a supervising attorney in the Federal Communications Commission’s Mass Media Bureau, she managed staff attorneys who were responsible for the development of broadcast and cable rules. She began her career as a litigator in the Washington, DC, office of the law firm Steptoe & Johnson. She has a BA in Psychology from St. Mary’s College, Notre Dame, an MSW from Catholic University and a JD from the Columbus School of Law, Catholic University. She previously served on the Board of Governors for the District of Columbia Bar and was Chair of the Board for the Legal Counsel for the Elderly.