Banco Popular de Puerto Rico

Andrew L. Berkin, PhD, is an expert in structured investment management whose publications on taxable investing are widely read and cited. Dr. Berkin is the Chief Investment Officer of Vericimetry Advisors LLC, which intends to make the necessary filings to become an investment advisor registered with the Securities and Exchange Commission during 2011. Dr. Berkin has over 14 years in investment management. Prior to that, he conducted research in theoretical physics and scientific data visualization. He received a PhD from the University of Texas at Austin and a BS with honors from the California Institute of Technology, both in physics.

SUSAN MACMICHAEL JOHN, CFP®, AIF® is the founder and President of Financial Focus, Inc. A fee-only financial planner, Susan established Financial Focus, Inc. in 1995. Financial Focus provides comprehensive planning services to northern New England professionals, retirees, and families. Susan has been providing personal and business financial planning services since 1985 and obtained her certified financial planner credential in 1989. She is a member of the FPA (Financial Planning Association) and NAPFA (National Association of Personal Financial Advisors). Susan has spent several terms on NAPFA’s Board of Directors where she developed NAPFA’s “Transition to Fees” workshops and NAPFA’s “Fiduciary Oath.” She served as NAPFA’s Government Affairs Liaison from 1994 through 2003. . She is serving her second term as a National Board Member and currently serves as Chair. \n\nOther Current Activities Include:\nDirector and Chair: National Association of Personal Financial Advisors (NAPFA)\nHonorary Director: E. Stanley Wright Museum Foundation.\nIncorporator: Meredith Village Savings Bank\n

Shawn Parker is a financial advisor.

Pat Allen is a digital marketing strategy consultant whose deep financial services marketing experience includes the launch of the industry’s first intermediary Web site in 1996. Having worked for several years in senior marketing\/electronic communications positions with Chicago’s great investment management companies (Claymore Securities, Calamos Investments, Morgan Stanley\/Van Kampen Investments and Scudder Funds\/Kemper Funds), she founded Rock The Boat Marketing in 2008. Her firm specializes in helping asset managers optimize what they do on the Web. Pat also operates AdvisorTweets.com, a site that aggregates the tweets of U.S.-based financial advisors, thereby providing a window to advisors’ gradual adoption of social media.

\nCynthia Stephens is a marketing and research maven with more than twenty years’ experience in data-driven businesses, which includes driving rapid growth of two early-stage technology companies. She is experienced in developing high-impact marketing strategies using digital and content marketing to drive market visibility and expand market share. At ByAllAccounts Cynthia drives the firm's growth agenda and leads overall market positioning and brand strategy.\n\n\nPreviously, Cynthia was Director of Marketing at Compete, one of the 50 fastest growing technology companies in New England. As one of the first 35 employees at Compete, Cynthia helped build the company’s brand with Fortune 500 marketers, which contributed to the successful acquisition of the company by TNS (Taylor Nelson Sofres plc) for $75 million in 2008. Prior to Compete, Cynthia served broker dealers, independent financial advisors and asset management firms in her roles at The KELYN Group and ByAllAccounts. Previously, Cynthia held several roles for the forecasting and consulting unit of Standard & Poor’s (formerly Data Resources Inc.), helping executives understand the impact of global trends on their businesses.\n