Banco Popular de Puerto Rico

Janine was born in Venezuela and educated in the United States. She began her career 25 years ago on the foreign equity arbitrage desk, where she took advantage of her language skills—Spanish, French, and Portuguese—to gain insight into emerging markets. She earned her CIMA® and became part of an elite group to receive the qualification as an advanced investment consultant. She has spent the majority of her career advising institutional clients with their investment portfolios—providing industry leading advice, delivering personalized institutional consulting services and ongoing due diligence and reporting. Also, it is Janine’s relationships in the industry that provide access to specialists that keep the group’s financial strategy current with the latest innovations.

Lili A. Vasileff is a fee only Certified Financial Planner and President of a private financial planning practice that specializes in divorce financial planning and investment advisory services. She conducts business in CT and New York, with offices in Greenwich and New Haven, CT.She holds an undergraduate degree from Mount Holyoke College, Masters degrees from Columbia University and The Institute of Political Relations in Paris, and professional degrees from the College of Financial Planning, Stanford Business School and the London Business School.Lili is a nationally recognized expert in financial planning for divorce as a practitioner, writer and speaker. She has many years of experience and an interdisciplinary knowledge of legal and financial issues. She brings clarity to complicated marital property and complex compensation issues in the divorce process.Lili has worked diligently to raise public awareness of divorce financial planning as well as to elevate divorce financial planning standards such that they are accepted as an integral part of the divorce process. She has worked with clients and legal professionals for the past seventeen years to achieve maximum and workable financial outcomes for her clients. She supports divorcing clients in mediation, collaborative divorce, and litigation.She serves as President of the international Association for Divorce Financial Planners (ADFP). She has been quoted in numerous publications, including the Journal of Financial Planning, Investment News, AdvisorMax, SmartMoney Magazine, Morningstar expert series, Business Week, Working Mother Magazine, the Wall Street Journal, New York Times Sunday Business Section, Los Angeles Times, Bankrate.com, and the Financial Times – U.S. edition. She has appeared in Bloomberg Cable TV Video on Demand, Cable TV “The Divorce Channel”, CT Public TV Channel 12, First Wives Club, and several national radio stations.She co-authored a book chapter on “Complex Compensation Issues in Divorce” with Dr. Susan Mangiero. She is a contributing author and financial expert for a new book coming out in spring 2011 called “The Ultimate Divorce Organizer: The Complete, Interactive Guide to Achieving the Best Legal, Financial, and Personal Divorce”. She is currently a monthly columnist for the Financial Planning Association’s national website for public education, writing on divorce topics, and served in the past as divorce expert on blogs by FiLife (Wall Street Journal, MarketWatch and Barron's) and the NY TimesBucks.blog.Lili is an active community volunteer, particularly serving children and women.Honors and Awards Include:Gold Level Certificate, Chapter Program Award, from the Financial Planners Association in recognition of exemplary leadership and volunteer service, 2006Partners in Philanthropy Award, Association of Professional Fundraisers, nominated by Yale New Haven Hospital, 2006The Institute of Divorce Financial Analysts’ Salute for outstanding performance as member CDFA, March, 2005, acknowledgment in Divorce MagazineAccepted for inclusion in the International Who’s Who of Entrepreneurs 2001 Directory and in the Who’s Who of American Women Directory every year since 2002.Dr. Barbar Award, Yale-New Haven Children’s Hospital, recognition award for outstanding volunteer service and dedication, 1996

With over 35 years of experience, Valery has seen clients through just about every type of market cycle. Born in the Caribbean and having lived in Europe, Latin America and the U.S. Valery is uniquely global in her perspective and a student of history. Valery is fluent in Spanish, Dutch, French and Papiamento bringing an extended family level of personal service to her work of nurturing, protecting and passing along considerable wealth from one generation to the next. As a member of several financial boards, she offers valuable practical experience to Board Members, Investments Committees, CFOs and Treasurers among our clients.

With more than 35 years of expertise in management, strategic planning, sales, and business development, Bruce is EVP\/Managing Director of SourceMedia's Professional Services Group, where he is responsible for the day to day growth and profitability of over 70 online, print and live event media assets, including such brands as Financial Planning, Employee Benefit News and Accounting Today. Prior to his current role at SourceMedia, Bruce was COO of Louise Blouin Media (LBM) where he was responsible for the day to day operations of LBM’s magazine, book and online media and data businesses, including such brands as Art Auction and ARTINFO. Prior to LBM he was SVP and General Manager of Jupiter Online Media, where he oversaw operations of over 150 websites over four online networks, including internet.com and Mediabistro. \nMany of Bruce’s demonstrated accomplishments in online, print, live event product development and international business stem from his 14 years at Thomson Financial (now Thomson Reuters)\/SourceMedia. Bruce joined Thomson in 1992 as EVP of Securities Data Publishing and was named its President\/CEO in 1995. When he left in 2006, he was the President of its SourceMedia Banking Group. Prior to Thomson, Bruce’s early career spent time with Lebhar Friedman, Fairchild Publications (now a part of Conde Nast) and Investment Dealers Digest, Inc. \nBruce received his BS in marketing from the Pennsylvania State University and has attended post graduate executive management and business development training at the Johnson School at Cornell University and INSEAD Fontainebleau, France.

As president and chief operating officer of LPL Financial, Esther Stearns participates directly in the strategic direction and oversight of all aspects of the firm. In addition, she is directly responsible for Business Technology Services, Broker\/Dealer Support Services, Custom Clearing Services, and Corporate Shared Service areas such as Corporate Communication, Strategic Planning, Sponsor Relations, and Human Capital.Ms. Stearns joined the company in 1996 as chief information officer. In this position, she led the build out of an advanced technology platform to help financial advisors manage and streamline their daily business processing. She was named COO in 2004 and president in 2007. Ms. Stearns was instrumental in building and packaging the Custom Clearing Services offering to provide back-end support services to broker\/dealer organizations.Prior to joining LPL Financial, Ms. Stearns worked at Charles Schwab for 14 years in a variety of leadership roles that include information technology, operations, managing surveillance, internal control, and credit.She is a member of the Independent Firms Committee of the Securities Industry and Financial Markets Association (SIFMA), has a Bachelor of Arts degree from the University of Chicago, and is Series 7, 24, 27, and 63 registered.

Since 1998, Cheryl has been providing financial advisory and private wealth management services to a distinctive clientele. As a CERTIFIED FINANCIAL PLANNER™ professional, she specializes in providing holistic financial planning services. She is also a Chartered Financial Consultant.Cheryl attended New Mexico State University as a Presidential Scholar, graduating with honors with a degree in psychology and business administration before pursuing postgraduate studies in biochemistry at the University of New Mexico. She credits her competitive academic drive – which led to her graduate from high school at 16 and from college at 20 – to her experience growing up in a family of 11 children.Cheryl has received numerous awards, including the Presidential Award for Best Financial Advice in 2004 from American Express. Reuters ranked her as one of the top advisors in 2008 and 2009. In 2009 and 2010, Cheryl was invited to attend Barron’s Winner Circle for Top Independent Advisors and for the top 1% of all Women Advisors. She was included in San Jose Magazine’s “Women in Business” list in 2004 and 2006. Additionally, she has been invited to present numerous personal finance classes at multiple Fortune 500 companies, including Apple, Microsoft, AT&T, Nortel and IBM.In the community, Cheryl serves on the board and finance committee of FLY Fresh Lifelines for Youth, a nonprofit organization helping at-risk youth in the Bay area. She is also active with Team in Training, which raises funds for leukemia and lymphoma treatment and research.As the mother of three boys, Cheryl is committed to properly balancing work and life. She has run three marathons and nine half-marathons in the past three years and is currently pursuing her black belt in Tae Kwon Do. In her spare time, she enjoys running, kickboxing, golfing, skiing and reading.

Sarah Libbey is president of Fidelity® Charitable Gift Fund, a donor-advised fund and the third largest public charity in the United States. Established in 1991, the Charitable Gift Fund was the first national donor-advised fund program and remains the largest such program in the country, providing charitable solutions to both donors and advisors. The Charitable Gift Fund allows individual donors to establish a dedicated Giving Account® – and to thus create a long-range, systematic plan for giving to their favorite charitable organizations.Ms. Libbey began her career at Fidelity Investments in 1981, and has held a series of leadership positions in the company’s retail and institutional businesses. She was named president of the Charitable Gift Fund in 2008. Since that time, she has introduced numerous innovative product and service offerings to support the Charitable Gift Fund’s mission of furthering the American tradition of philanthropy by providing programs that make giving simple and effective.Ms. Libbey is a member of the board of directors for the UNH Foundation, established in 1989 to build private support for the University of New Hampshire. Among her many philanthropic interests, she has a long-standing commitment to furthering social justice and economic opportunities in the Ixcan region of Guatemala.Born in 1957, Ms. Libbey earned a bachelor of arts in Sociology and English at the University of New Hampshire in 1979.