Banco Popular de Puerto Rico

According to legend, there are three kinds of bears in the State of Maine: the black bear, brown bear and Jal-bear. As a fifth generation river guide, Zack learned leadership skills at an early age, as well as how to navigate ambiguity. He left Maine to pursue a degree in Global Studies from the University of Denver. He has worked at eBags.com for seven years, driving operational innovation before moving into marketing. In charge of new customer acquisition, Zack manages cross-functional teams to develop acquisition strategies while promoting the company’s mission, “Enrich lives by delivering perfect bags.” Zack lives in the Colorado mountains and is an avid outdoorsman.

Schwark is a co-founder and one of the original visionaries behind Truaxis (formerly BillShrink). As a result of his own family’s frustration with information overload and confusion when trying to switch cell phone plans, Schwark, a serial entrepreneur, started thinking about how to use web technology to solve this problem.   Schwark was previously an entrepreneur-in-residence with Bessemer Venture Partners (BVP), where he explored opportunities to leverage the Internet and innovative information aggregation techniques to solve real-world problems. Prior to his tenure with BVP, Schwark was with Yodlee for eight years, where he developed the technology, co-founded the company, and served in a variety of functions, including chief technology officer. Prior to this, Schwark worked at Microsoft, where he was responsible for designing and developing several key features of Microsoft’s project management tool.   Schwark has produced seminal TCP/IP research and holds three patents, with 15 others pending. He holds a bachelor’s degree in mechanical engineering from Indian Institute of Technology, Madras, and a master’s degree from Rensselaer Polytechnic Institute. 

Mr. Simme spent the majority of his career at Ascena and its predecessor, Charming Shoppes since 1982. He currently is responsible for the credit process and oversight of all payment transaction activities and coordinates other Credit and payment finance operations that included merger and acquisition activity since 2009.Previously, he was responsible for the Company�s treasury, cash management, investments and banking relationships as well as overseeing its merger and acquisition activity since 2009.From January 1991 to October 2009, Mr. Simme was President and Managing Officer of the company�s credit card division and finance profit-center represented requesting more than 35% of company sales. Approximately 6.3% of the U.S. female population had a credit card account issued by the Company under one of many card names that included Fashion Bug, Catherines, Lane Bryant, Lane Bryant Woman, Fashion Bug VISA�, Petite Sophisticate, Arizona Mail Order, Bedford Fair, Willow Ridge, Brownstone Studio, Lew Magram and Monterey Bay.�Mr. Simme was responsible for the day-to-day operations of the Company�s wholly-owned credit card bank, Spirit of America National Bank, which included worldwide account servicing operations.Mr. Simme has held various positions to include CFO and Credit Controller and the Director of Internal Audit.� Prior to joining the company, Mr. Simme was employed at PriceWaterhouseCoopers.Mr. Simme is active with the National Retail Federation (the largest national trade association representing the nation�s leading retailers) and was a past Chairman of its Retail Credit Financial Service Group.� He testified before the United States Congressional House Financial Services Subcommittee and has been a presenter at numerous credit and financial panels.� �Mr. Simme graduated from Drexel University with a MBA/MS - Finance and Statistics and Rochester Institute of Technology with a BS � Accounting.� He is a Certified Public Accountant (NY, PA), Certified Treasury Professional (CTP), Certified Management Accountant (CMA) and a member of the American Institute of Certified Public Accountants.