Banco Popular de Puerto Rico

Wendy Harp-Lewis is the Chief Compliance Officer, Vice President Corporate Legal for InteliSpend Prepaid Solutions out of St. Louis, Missouri.  InteliSpend is a leading provider of prepaid solutions in the business-to-business space.  Wendy is also the Prepaid Compliance Officer for the subsidiaries of InteliSpend’s parent company involved in prepaid.Wendy is responsible for mitigating company risk while balancing the needs of cardholder, client, merchant, sales, and marketing with compliance needs. Wendy leads a team responsible for all legal, compliance and risk functions including fulfilling widening regulatory requirements.Wendy has been a member of the NBCPA since its inception. She is a Certified Anti-Money Laundering Specialist and the Co-Secretary of the Greater St. Louis Chapter. Wendy and/or a member of her team are members of the GRWG, PAFF and Payroll subcommittees.  Wendy brings a perspective from the legal and business side with the experience of a leading business-to-business Program Manager and multi-network issuer. In her spare time, she is a contributor to the legislative section of the Prepaid Evolution blog (http://prepaidevolution.com/category/incentives-legislation/).Prior to this role, Wendy served as director of human resources, director of legal management, and director of legal, compliance, and risk management. She graduated summa cum laude with a B.S. in business management from Maryville University.

As Heartland�s Senior Product Manager with Heartland Marketing Solutions (HMS), Jessica Koenig is responsible for sourcing and managing partnerships in the mobile commerce space (mobile wallet, mobile loyalty, offer redemption and engines, and other mobile commerce related solutions), HMS mobile integration strategies and roadmaps with wallet providers and POS providers, and a mobile roadmap on what Heartland and HMS will provide to clients. In her previous role with Heartland, Mrs. Koenig was the marketing manager for emerging technologies, where she was responsible for the strategic marketing of the company�s terminal, point-of-sale, gateway, mobile product and data security suites.

J�r�mie Leroyer is CEO and co-founder of mobile shopping technology developer Airtag. Prior to Airtag, Leroyer was cofounder of Haiku/Europe Index, where he led as the director of marketing for multimedia and mobile. He has 10 years of experience creating and delivering technology-based marketing strategies.He also spent three years in strategy consulting for mobile marketing technologies at Arthur D. Little in Paris, working with clients including Bouygues, SFR and France Telecom. Leroyer holds an MBA from the European business school ESCP-EAP and IEP Paris.

Miguel Villanueva is a consulting engagement leader at Genpact Latin America. He holds an MBA from the University of Texas at Austin�s McCombs School of Business and is a certified Lean Six Sigma Black Belt.Villanueva has led reengineering projects for the banking, financial services and insurance industries in multiple topics, including core banking operations of global payments and corporate account services; credit initiation processes and contact centers optimization; customer segmentation; direct marketing and sales optimization, as well as shared services implementation and design, among others.

Richard McShirley is a board director and the chief marketing officer of ACH technology provider Transmodus.�