Banco Popular de Puerto Rico

Gary Albertson is the Vice President of ATM Strategy and Branch Technology at First Citizens Bank.� Gary has been in the financial services industry for 15 years having previously worked for RBC Bank, Fidelity Investments and Capital One.� In his current role, Gary manages the strategic roadmap for the ATM channel and Branch Technology initiatives to optimize profitability enhance customer experience and maintain competitiveness by driving efficiencies.Albertson received his BA in Communications from SUNY � College at Geneseo and earned his MBA from Boston College Carroll School of Management.� Gary is also a Project Management Professional (PMP) with the Project Management Institute.�

Nubia is the Vice President of Payment Services at Schools First Federal Credit Union. Her responsibilities include the planning & purchasing of all ATM’s as well as managing� all aspects of the installation, vendor management, performance of the ATM network, operational responsibility associated with payment delivery channels including: Payroll Services, ATM Services, and ATM fleet, Card Services, Item Processing, Document/Image Management, ACH & bill payment services.Nubia has over 23 years’ experience in the Banking Industry with an extensive background in credit card/ATM processing, compliance issues and risk management, underwriting and credit scoring.� Prior to joining the credit union, Nubia was the First Vice President for the Electronic Card Payments Division at Farmers & Merchants Bank of Long Beach.Nubia is currently working on her MBA certificate program at UC Irvine.� She is a Member of the Association of Financial Crimes Investigators, the Certified Fraud Examiners and now excited about her new role as Assistant Membership Chairman with the TAG Board.

Senior Vice President - Wells Fargo - Over 25� years of banking experience in the areas of financial reporting, retail bank finance, electronic banking, and debit and prepaid card product management & new product development at Crocker National Bank, Bank of America and Wells Fargo.Kathy currently manages the Product Management function for Wells Fargo Bank debit and prepaid cards.� Products include consumer and business debit cards, atm cards, gift cards and general purpose reloadable prepaid cards.� Her responsibilities include all aspects of product management from product design, pricing and overall management of customer experience.�Kathy has a B.S.C. from the University of Santa Clara and an M.B.A. from the University of San Francisco.� She is active in the community and volunteers on a weekly basis at UCSF Benioff Children’s Hospital Oakland.

Rick Oglesby is a partner at Double Diamond Payments Research and head of product consulting services at Double Diamond Group. He began is career as an underwriter with Chase, and had a ten year stint with American Express, including stops in Latin America, Asis an Europe. After Amex, he spent five years with TSYS Acquiring Solutions in new product development, product management and M&A roles. He also covered emerging payments and other payment acceptance technology and business matters as a senior analyst with Aite Group.

Dinesh Verman is head of product management for global transaction banking at Nucleus Software Exports Ltd. In his current role, he heads Product Management and Domain Consulting function for the Global Transaction Banking solution from Nucleus Software Exports Ltd. He brings with him over 18 years of hands on experience in banking (retail & wholesale) and IT consulting in areas of Product Management (Core Banking, Transaction Banking & Internet Banking solutions), Domain Consulting, Banking Operations, Trade & Treasury.

Serge Elkiner is Co-founder and Chief Executive Officer of YellowPepper, an innovative company that provides mobile-banking and payment solutions across Latin America.Under Serge’s leadership, YellowPepper is revolutionizing the banking and payments industry by making mobile payments a reality. His unique vision is bearing fruit forging partnerships with major banks, financial institutions and business enterprises alike. Across the region, YellowPepper currently provides financial services to more than five million monthly users.�On the heels of YellowPepper’s success in the Latin American mobile banking space, Serge moved the headquarters to Miami, Florida in 2012. Under his tutelage, the company recently raised a $15 million Series C venture round, bringing the total funding to $33 million. Overall efforts now support the sharpening of the company’s focus on the mobile payments industry with the launch of its latest product Yepex.Serge was co-founder and CEO of CorQuest Medical, a company that specializes in developing medical equipment and technologies to facilitate minimally invasive cardiac surgical procedures, which sold to Cardio3 BioSciences, a publicly traded Belgian company, in 2014.�Prior to YellowPepper, Serge served as Vice President of Business Development at HelloTech Technologies, an Israeli firm providing remote monitoring and mobile payment solutions for vending machines.Born and raised in Brussels, Serge earned a Bachelor of Science in Accounting from Boston University.�

Tom Pierce is Chief Marketing Officer for Cardtronics, the world’s leading retail ATM owner/operator.� Making ATM cash access convenient where people shop, work and live their lives, Cardtronics is at the convergence of retailers, financial institutions, prepaid programs and the customers they share. Cardtronics owns/operates more than 110,000 retail ATMs in the U.S., U.K., Canada, Mexico, Germany and Poland.Since joining Cardtronics in 2010, Mr. Pierce has been responsible for leading global marketing, public relations and communications efforts, including brand management, market research, consumer promotions and the development and implementation of marketing strategies to drive ATM transactions and Cardtronics’ relevance in the retail environment.� �Prior to joining Cardtronics, Mr. Pierce served as Vice President – Marketing Strategy for FIS, a leading payment and financial technology solutions provider for financial institutions and retailers. Before his role at FIS, he held senior marketing leadership positions with Metavante Corporation, Wausau Financial Systems, and Journal Sentinel Inc., the largest newspaper in Wisconsin.Mr. Pierce holds a Bachelor’s degree in journalism from Marquette University.�

Phil is currently responsible for managing and growing the BB&T portfolio of prepaid card products. Prior to BB&T, he worked for MasterCard Worldwide where he held positions in account management, payments strategy, and corporate development. Phil began his career managing strategy engagements for Deloitte Consulting.� He has an industrial engineering degree from Georgia Tech and an MBA from the University of North Carolina, Kenan-Flagler Business School.

Ross Bobenmoyer is a Vice President and the Information Security Officer for Republic Bank & Trust Company based in Louisville, KY.� He has spent the past 20 years in various security, technology, and compliance roles in the banking and healthcare industries.