Banco Popular de Puerto Rico

Shane P. Larson, CFP, is the owner of S.P. Larson Financial Planning. He is an independent financial planner specializing in planning services for caregivers.

Beatta McInerney is the business development manager for payments for ScanSource.

Chris has a strong sector expertise in cards, self-service banking and payments. He has worked on and led a variety of research and consulting projects, and has extensive experience researching retail banking markets in Europe and Latin America. These projects have included analyzing the status of EMV.�He has served as project manager on pan-European studies on payment cards and ATMs covering 30 European countries and for the past six years has been responsible for RBR’s Global Payment Cards Market Data and Forecasts study covering 66 countries worldwide.Chris joined RBR in September 1998 after graduating from the University of Oxford in Modern Languages. Chris is fluent in English and Spanish.

Wendy MacKinnon Keith, CEO and Founder of Digital Retail Apps is an expert in industry disruption, consumer behavior, channel partnerships and strategy.� She spent over 20 years as an international consultant with Fortune 100 companies and executives in retail and consumer technologies such as IBM, BT, Ameritech, Nokia and Safeway. With a knack for identifying the early signs of change, Wendy has been at the forefront of market disruptions and has helped corporate executives identify and navigate the risks and market opportunities presented by these changes. It was this expertise that led Wendy to see early the potential for mobile solutions to disrupt retail with mobile technology and created and patented SelfPay for just this purpose. Wendy is a recognized thought leader in payments and mobile commerce, and a frequent speaker and panelist at conferences and events including SXSW, Card Not Present, Women in Payments and Cardware.� Wendy has an MBA from Ivey School of Business at University of Western Ontario.

In the role of Chief Marketing Officer, Toni White is committed to driving growth for Synchrony Financial, as well as for our partners. For the past three years she has served as the CMO for GE Capital Retail Finance, leading growth strategies that include developing new products, services, channels and value propositions for both Business-to-Business and Business-to-Consumer market segments.Previously, she held multiple strategic leadership roles within GE Capital: managing profitability and growth for client portfolios and launching new Business-to-Business credit programs as VP Product Development. She also held leadership roles in Sales, Quality and Operations.Throughout her 30 years in financial services, she has leveraged research, analytics and creativity, and designed customized financing programs to drive results. She has a proven track record for creating customer loyalty and growth for our partners across channels, industries and market segments.Highlights:Completed Six Sigma Black Belt certification in 2000Served as mentor for Women in Commercial Roles.�

Robert Jarosinski is a Risk Management Senior Consultant with CUNA Mutual Group. In this role he is responsible for providing risk management consultation on a variety of topics with a focus on payments and security.Jarosinski joined CUNA Mutual Group in 2014. Prior to joining CUNA Mutual Group, Jarosinski held positions at Discover Financial Services, Capital One and HSBC. His roles included management consulting, mergers & acquisitions and risk management; all with a focus in the credit card industry.Jarosinski graduated from Northwestern University with a B.S. in Communication Studies. He is also pursuing his Certified Risk Management (CRM) designation.

As Chief Executive Officer, Les Riedl is responsible for day-to-day-operations, as well as leading the company’s global expansion strategy, product development and technology strategy. Les defines success as making a social impact in the world and joined GlobeOne to do just that, with a commitment to tackling financial inequality by creating a truly global social banking community.Les founded Bank Solutions Group and served as the firm’s senior managing partner, helping mid-sized banks�and credit unions thrive in a difficult environment. Driving value to financial institutions and helping to shape the future of financial services has been one of his central interests for almost four decades and he brings extensive experience advising financial institutions around the world to improve all aspects of the banking business. Previously he was CEO of Speer and Associates.Les holds a Bachelor of Business Administration in Finance from Cleveland State University. A global traveler, when at home he values quality time with his wife, family and dog. The freedom of the road appeals, and he enjoys exploring long and winding roads on his motorcycles. He has served on multiple industry councils and has been an advisor to several bank boards.

Alex Bray is retail channels director at Misys in London. His main focus is online banking, the convergence of social media and finance, and mobile financial services. He has previously worked at Lloyds Bank and IBM.