Banco Popular de Puerto Rico

Kalpesh Kapadia’s career spans 15+ years in the US + 5 years in Asia, primarily in technology & finance. Prior to co-founding SelfScore he was one of the foremost analyst/investors in Wall Street’s tech sector. In 2004 he was ranked the #1 analyst in the US across all sectors by the Wall Street Journal. In 2005 he founded Equanum Capital & successfully managed it through 2012. In ’07 & ’09, Equanum Funds were one of the best managed global equity funds in Barrons.com & Asiahedge rankings. He earned an MBA from Carnegie Mellon University & an MS in Industrial Engineering from NJIT. He came to the US over 20 years ago as a young student & struggled to establish his credit profile. Through SelfScore, he plans to ease the challenges for this deserving but underserved population.

Sirajuddin Nazir is�Director, Business Development – Digital Payments and IoT Solutions�at Oberthur Technologies. He is responsible for business development and consultancy of OT’s Digital Payments and IoT Solutions for Financial Institutions and Connected�Device Makers. Before joining OT's North American team in 2012, Siraj spearheaded key NFC and Mobile Money initiatives at OT for leading banks and carriers �in Russia, Middle East and Africa . Siraj brings over 10 years of Digital Commerce and OEM Solutions experience having worked previously in international markets for companies like Motorola, Philips and Comptel.

Oleg Korenfeld heads up Advertising Technology and Platforms at Mediavest across all accounts. Previously Oleg held strategic and operational positions at advertising technology innovation companies such as DoubleClick, Right Media and Jumptap, as well as new media publishers like Community Connect and Thrillist and traditional publishers like Hachette Filipacchi Media.Oleg’s professional expertise cuts across all angles of digital advertising ecosystem - Ad Tech, Demand and Supply sides. Hands-on experience in digital strategy, advertising operations, business development, contract negotiations, go to market strategy, business intelligence/analytics, rate cards, sales marketing, ad product, native/custom content, video, mobile, guaranteed and RTB programmatic activation and optimization across supply and demand. This deep experience across desktop, mobile, e-commerce, Advanced TV and email environments allows for a holistic view of the marketplace and its future.

Mike Magennis is a Product Manager focusing on prepaid corporate incentives and the Prepaid Cards digital integration strategy. Mike joined Citi Prepaid Cards as a client relationship manager in 2014 after performing multiple roles in Citi’s Treasury and Trade Solutions business in program management and pricing strategy.

Mike Lemberger, Senior Vice President, Global Loyalty Solution.� Mike leads Visa’s Global Loyalty, Offers and Data Solutions group focused on developing products that support today’s digital commerce ecosystem.� He has 20 years of experience in product and database design, development and implementation, and has managed the integration of custom data solutions across multiple industries, including: travel, lodging, dining, retail, communications, and entertainment.Prior to joining Visa, Lemberger was Vice President of Analytic Capabilities and Data Partnerships for American Express Business Insights. Lemberger spent five years at GE Capital leading the Decision Sciences Infrastructure group, deploying data and insights across GE’s global consumer lending business. He started his career at American Management Systems (now CGI) delivering system and strategy consulting to global communication companies, including: British Telecom, Telstra, AT&T, and Verizon.Mike holds a Bachelor’s degree in Industrial and System Engineering from Rutgers University.Mike is an avid soccer player and an all-around sports junkie.� A New Yorker at heart he now lives in the SF Bay Area with his wife and three children.

Kevin Beasley is CIO of VAI, overseeing the company's technology strategy in conjunction with product development and internal IT initiatives.

Rob leads our North American growth with responsibility for all Client Service teams and Major Accounts across our business, as well as Consumer Loyalty Solutions, which includes Research, Consumer Insights & Analytics, and Loyalty Solutions. Rob brings almost 20 years of leadership and marketing experience, most recently as Vice President of Enterprise Loyalty and Customer Insights at Bank of Montreal.As BMO’s Vice President, Enterprise Loyalty and Customer Insights, Rob was recognized for significant achievement across all his teams including, customer experience strategy and design, enterprise analytics, customer data management and marketing research for the bank’s Canadian and US businesses.

Lynn’s career with American Express spans more than 25 years. She has held various leadership and sales positions where she has been responsible for developing new business partnerships with strategic national accounts across multiple industries.Lynn joined the LoyaltyEdge Business in April 2011 where she heads up the National Sales Team. LoyaltyEdge is founded upon American Express’ heritage of innovation and thought leadership in the loyalty space. LoyaltyEdge helps clients assess, design and manage customer loyalty programs including: program design and launch, technology platforms, redemption options and fulfillment, customer servicing, marketing and analytics. Lynn and her team have been successful in implementing programs with key partners, including six of the top 20 banks, which has taken LoyaltyEdge from a startup to a successful business.Prior to joining LoyaltyEdge, Lynn was Director of Strategic Sales in Global Merchant Services.� She secured business relationships with customers including Costco, AT&T, Verizon, Trader Joe’s, Fry’s Electronics, State of California and Starbucks.A native of Chicago, Lynn is a graduate of The Kelley School of Business at Indiana University.� She resides on Bainbridge Island in Washington State.

Laura has over 13 years of experience in the financial services industry. She currently leads B2B marketing and consumer behavior research at LoyaltyEdge from American Express, a leading provider of white-labeled loyalty solutions. In this role she has met with leading minds in both new and existing loyalty verticals and provides unique insights into how to create a compelling rewards program that drives value across organizations. She brings her extensive background in consulting, strategic planning and business management to her work.Laura joined American Express in 2012 and has held strategy, business development and partnership positions in OPEN and Enterprise Growth, all focused on driving customer acquisition, loyalty and retention. Prior to American Express, Laura has held various roles across JPMorgan’s Investment Bank, Private Bank and Worldwide Securities Services with a focus on sales, relationship management, global account planning and client engagement methodology. At HSBC Securities she managed the direction and execution of investor-related events in the Americas.Laura holds a Bachelors of Science in Marketing and Logistics, Transportation & Supply Chain Management from the University of Maryland.�

Matthew Bornfreund is an associate at White & Case specializing in financial regulatory issues.