Banco Popular de Puerto Rico

Fengmin Gong is co-founder and chief strategy officer at Cyphort. He is responsible for the company's technology strategy and overseas the Cyphort Labs operations.

Sue Balatoni is a managing director at Helixion, an Edinburgh, Scotland-based payments technology company. She joined the company in 2004 and manages the day to day business, and organizes the company's staff.

Alex Zerden is the founder and principal of Toccoa Strategies LLC, an international risk advisory company. Toccoa Strategies LLC is an international riskadvisory company focusing on financial crimes (AML/CFT), anti-corruption compliance, economic sanctions, cybersecurity & data privacy, and digital currencies.

Sarah Freuden is an attorney and adviser to Toccoa Strategies. Toccoa Strategies LLC is an international risk advisory company focusing on financial crimes (AML/CFT), anti-corruption compliance, economic sanctions, cybersecurity & data privacy, and digital currencies.

Mr. Patrick Wright has been the Chief Operating Officer of Barclays Bank Delaware since February 22, 2013. Mr. Wright served as the Chief Executive Officer of Wincor Nixdorf, Inc. until October 1, 2010. Mr. Wright served as the Chief Executive Officer and President of US Division at Wincor Nixdorf AG, since September 2008. Prior to joining Barclaycard US, he was the Founder of Tuyet Consulting. Mr. Wright has more than 25 years of experience in operations and technology�leadership. Mr. Wright is 20-year veteran of JPMorgan Chase & Co., and served as its senior vice president and Head of Complex Business Deals, Senior Vice President and Director of Technology Sourcing. At JPMorgan Chase & Co., he served as Senior Vice President and an Head pf Retail Operation and was responsible for cash, cash forecasting and helped oversee Chase's ATM network. Prior to that, he spent 17 years at JP Morgan Chase in a variety of leadership roles in retail banking, information technology, e-commerce, service center management, control and audit. Mr. Wright holds a Bachelor's degree in Information System Management, Cum Laude, from University of Texas at Arlington; and a Master's degree from the Darden Graduate School of Business.

Raj Date is the Managing Partner of Fenway Summer LLC, a Washington, DC-based venture investment firm focused on financial services.Raj is the chairman of the investment committee for the firm's venture capital affiliate, Fenway Summer Ventures. Raj serves on the Boards of Directors for two Fenway Summer-sponsored startups: a mass-market credit card venture. FS Card, and a wholesale mortgage originator, Ethos Lending. He also serves as a Director for a number of other innovative, high-growth firms in consumer finance, including Prosper, the peer-to-peer lender; Circle, the digital currency firm; College Avenue, a startup private student lender; and Kensington Vanguard, a national title insurance agent.Through his role as a senior adviser to the Promontory Financial Group, Raj counsels a select group of banks, finance companies, and financial sponsors on strategic, financial, and regulatory issues.For Raj, Fenway Summer is the latest chapter in a long and varied career in and around U.S. financial institutions — as a senior policymaker, as a bank executive, and on Wall Street.Raj was the first-ever Deputy Director of the U.S. Consumer Financial Protection Bureau (CFPB). As the Bureau’s second-ranking official, he helped steward the CFPB’s strategy, its operations, and its policy agenda. He also served on the senior staff committee of the Financial Stability Oversight Council, and as a statutory deputy to the FDIC Board.Before being appointed Deputy Director, Raj acted as the interim leader of the new agency, serving as the Special Advisor to the Secretary of the Treasury. He led the CFPB for most of the first six months after its launch.Before his time in public policy, Raj was a Managing Director in the Financial Institutions Group at Deutsche Bank Securities, where he led the firm’s investment banking coverage for the largest U.S.-based banks and thrifts. His client work focused on calibrating credit deterioration, evaluating capital-raising alternatives, and generating liquidity. Before that, Raj was Senior Vice President for Corporate Strategy and Development at Capital One Financial, where he led M&A development efforts across the U.S. banking and specialty finance markets. He began his business career in the financial institutions practice of the consulting firm McKinsey & Company. He has also served as an attorney in both private practice and government service.He is a graduate of the College of Engineering at the University of California at Berkeley (highest honors) and the Harvard Law School (magna cum laude).

Ajay Kapur is CEO of Moovweb. He was also founder of Next Mobile Web and has developed smartphone apps.

Brian Ziff-Levine is the Director of Cards and Payments at First Tech Federal Credit Union. He has worked in the payments industry for five years and was previously the product manager for Navy Federal Credit Union’s card portfolio. Brian began his career as a professional political operative and crisis communications consultant. He is a graduate of the University of Wisconsin – Madison.

Following an advanced degree in design and an MBA from a prominent business program, John Roth contributed significantly as an independent consultant, with projects in many large American urban centers. ��Currently employed for an extended period of time with a financial enterprise in Los Angeles, the focus of effort has often involved advocacy of new technologies for business: mobility devices, electronic documents (paperless office), remote cloud-based service potentials, and advanced security assurances.Separately, there has always been robust appreciation of cognitive diversity, and teamwork empowerment.� Design Thinking, Business Transformation, and Innovation are areas of keen commitment. �