Banco Popular de Puerto Rico

Alok Gupta is a Principal with The Cambridge Group, the growth strategy consulting firm that is part of Nielsen. Gupta is based in New York and focuses on developing demand-driven growth strategies for financial services companies in the Retail Banking, Payments, and Brokerage/Wealth Management sectors.

Sean Berg is a national sales trainer at Harbortouch. His duties include implementing, hosting and managing sales demonstrations and training, multi-media content production, and work on project management and technology support.

Brad Browder is President & CEO of Pendum LLC. He joined Pendum in January 2009 as President and Chief Operating Officer. He was promoted to Chief Executive Officer May 2011. Prior to joining Pendum, Brad was Vice President, Sales Operations at Diebold. Over a 16 year career at there, he worked with Financial Institutions and Commercial Accounts across the country leveraging technology to enhance security and operating efficiencies in the branch and self service delivery channels. His focus for Pendum over the last 5 years has been building a platform and culture to support the highest service levels in the industry at the best value. Pendum is the nation's largest independent service provider for ATMs and other self service equipment working with national and community financial institutions, independent ATM deployers, gaming establishments and retail outlets. Our focus is customer satisfaction through excellence in service, flexible solutions, and unparalleled results. Brad holds a BA in Economics from Indiana University, Bloomington, IN and earned his MBA from Xavier University, Cincinnati, OH.

Matthew A. Saperstein serves as Senior Vice President, Portfolio & Organizational Management of Invenio Financial f/k/a PCA Acquisitions V, LLC.� In this capacity, Mr. Saperstein has direct responsibility for delivering value through strategic acquisitions in core debt markets as well as agency, vendor and relationship management. Educated at Penn State University, Mr. Saperstein has enjoyed a multitude of experience in the areas of acquisition and performance management, having most recently served the past ten years as a Senior Executive for Phillips & Cohen Associates-leading specialty collection agency.Additionally, his resume includes key senior roles in relationship/contractor management related functions for multi-national companies including Marriott International.

Joseph is one of the founding Partners of Second Round LP, an industry leading debt buyer and collection agency focused on the recovery of accounts through an in-house debt settlement platform and traditional recovery channels.� In his role as Chief Operating Officer Joseph is responsible for the daily operations and strategic direction of Second Round.� Joseph�s unique mix of technology and operational experience has helped position Second Round as an industry leader servicing both debt settlement and traditional portfolios.Prior to Second Round Joseph was the EVP of Strategy and Analysis for Collins Financial Services where he was responsible for the development of portfolio scoring and stratification models.� Joseph has also spent time consulting to collection, payday loan, and other account receivable management firms implementing and integrating technology and analytical solutions.� Joseph attended Santa Clara University focusing on engineering and mathematics.

Chris is VP Product, where he leads Payment and Commerce product strategy for Monitise in the Americas. Chris is instrumental in the definition and commercialization of new products for financial institutions that improve competitive offerings to their customers, increasing adoption well as revenue. Previously, Chris led Customer Strategy, working individually with customers and prospects to plan and execute innovative digital offerings in banking, payments, and commerce.

Kanishk Parashar is CEO and founder of Coin, a Bluetooth Low Energy Connected Device that will replace every other card you own. Prior to launching Coin, Kanishk attended John Hopkins University and led technical positions in companies such as eBay and PayPal. From there, Kanishk realized there was a huge need to bring simplicity and familiarity back into the payment system, which lead to the launch of Coin in 2013. In November 2013, Kanishk launched Coin's crowdfunding campaign to the public. It quickly became the most successful independently crowdfunded campaign ever after reaching its $50,000 campaign goal in just 40 minutes.

Jason founded Marqeta in 2010 after serving as president and a member of the board of directors at PropertyBridge � a leading provider of rent payment platforms for property managers � which he co-founded in 2004. After the acquisition of PropertyBridge by MoneyGram International (MGI) in October 2007, Jason served as vice-president and a member of the MGI executive management team.At PropertyBridge and MoneyGram, Jason led the company's long-term market strategies for multi-family real estate electronic payment processing. He also oversaw product research, product development, and sales and marketing. Prior to PropertyBridge, Jason held sales management positions with leading technology and consulting companies in the Bay Area. He founded Vertical Think � an IT management company that worked with startups and larger organizations to shorten time to market and increase return on investment for IT-related projects.Jason is a regular speaker at electronic payment industry events, has authored numerous articles for industry trade publications and is a former staff member for Senator John McCain, where he focused on community issues and served on the Japan External Trade Organization. Jason earned his BA from Arizona State University.