Banco Popular de Puerto Rico

Kelly is the Founder & CEO of NextGenVest.com a free text message service to help students navigate the financial aid and student loan process. Students leave around $2.9BN on the table every year in free aid because the application process is complex and time consuming. NextGenVest provides students with key financial aid deadline reminders, form annotations, and on-demand help over text message to get more financial aid in high school and beyond.� Kelly has always been passionate about empowering young people to live their fullest lives. As an undergraduate at Harvard she started the International Women in Business Summit and Business Across Borders, a 501c3 to help Iraqi University students rebuild their own economy by starting their own companies.� After graduating from Harvard where she studied the History of Financial Crises, she worked in JPMorgan's Investment Bank covering financial institutions and also as a financial advisor. she was selected as one of the eight Kauffman Foundation Global Scholars, accepted as one of 30 up and coming women in Women In America, named by Goldman Sachs as one of the100 Most Intriguing Entrepreneurs, and a named a White House #StartTheSpark Ambassador.�

Laurence is the Co-Founder & CEO at nanoPay. He is the former COO of Bell Mobility and Bell Distribution Inc. and the former VP Wireless for Shaw Communications Inc. Prior to this he was at Accenture in the UK, in the London Strategy Practice focused on High Tech and Telecommunications.Laurence also co-founded three businesses in the mobile space, two of which were VC-funded: Xtempus (wireless data platform before the launch of GPRS) which was sold to Cable & Wireless Plc and Melodeo (Mobile Music Service) which was sold to HP.Laurence holds a Master’s in Business Administration (MBA) from the London Business School, and a BSc degree in Computer Science and Economics from the University of Witwatersrand in Johannesburg. He also studied at the University of Chicago's Graduate School of Business.

Hans Otharsson is COO�OpenLegacy,�the open-standard hybrid integration platform provider.�

Vlad Branin is vice president of professional services at Zooz. He's also served in senior positions at Credorax and Leumi Card.

Ami Grewal is head of capital markets strategy in North America for GFT

Melissa Lowry is vice president of Early Warning.

Steven Petrevski is the Senior Vice President & General Manager of Security and Fraud Solutions at First Data, a global leader in payment technology and services solutions.As General Manager of Security and Fraud Solutions, Steve is responsible for supporting the needs of over one thousand financial institutions and one million merchants spanning local businesses to the world’s largest retailers. First Data’s comprehensive portfolio of fraud products encompass authorization platforms, analytics services, alerting, and next generation fraud tools utilizing the latest developments across machine learning and analytics. First Data’s tokenization and encryption solution, TransArmor, is the most widely adopted merchant security solution securing over 30M transactions per day.Prior to joining First Data, Steve was with the Global Technology Strategy and Partnerships team at JPMorgan Chase. While at JPMC, Steve focused on driving technology strategy and business development across the cyber security, fraud, and analytics sectors by leveraging emerging technology connectivity with Silicon Valley. He partnered closely with the Technology, Media, and Telecom Investment Banking organization on several IPOs and M&A deals across the technology landscape.Previously, Steve worked in multiple roles at UBS including systems development and architecture in the Investment Bank and in the Technology Strategy and Alliance function. During his time at UBS, he helped build the firm’s Silicon Valley presence and was responsible for managing the bank’s relationships with the venture capital community.Steve started his career as a technology consultant at IBM and BearingPoint; during those years, he had the opportunity to work on some of the most complex analytical systems in the financial services industry.Steve currently serves on the Board of Advisors of Nanowear, a healthcare technology company that is using its patented textile-based nanosensors to transform patient monitoring. Additionally, he sits on advisory boards of multiple venture capital firms and supports a number of charities, including The Leukemia and Lymphoma Society.Steve received an M.B.A. from the University of Georgia and a B.S. in Industrial and Operations Engineering from the University of Michigan.

Richard Witkowski is a seasoned veteran in the payments and promotions industry and brings more than 25 years of experience in numerous financial, operational and business development roles to his position as Chief Executive Officer of Pin4TM. Prior to joining Pin4, Mr. Witkowski held the position of Chief Operating Officer at Affinity Solutions which, during his tenure, emerged as the leading company at the intersection of payments and marketing. Prior to Affinity, Mr. Witkowski founded iPoint Advisors, an advisory consultancy focused on the payments industry where his vast experience drove the strategic direction for many large organizations in the payments ecosystem. Mr. Witkowski spent the previous 20 years with Sony Corporation, where he launched the “My Sony” loyalty program and consumer-facing websites, uniting offerings from Sony Pictures, Sony Music, PlayStation and Sony Electronics for the first time in a consumer-interactive application. In addition, Mr. Witkowski devised and implemented the Wheel of Fortune “SPIN ID,” which was the first initiative of its type to incorporate a televised game show with an online consumer loyalty program and co-branded credit card. Mr. Witkowski continues to partner with professors on project work and studies that are primarily focused on the development of emerging payment products, big data marketing strategies and brand management and frequently collaborates with professors from UCLA Anderson School of Management on brand management, customer loyalty and other areas which are key to the payments industry. Mr. Witkowski also co-chaired a study on payment product loyalty programs in partnership with the Integrated Marketing Communications faculty at Northwestern University’s Kellogg Business School. Mr. Witkowski holds an MBA from Johnson School at Cornell University.

PJ Rohall is supervisor of fraud management solutions at Radial.�He has 8 years of professional experience, spanning Financial Services and Consulting Organizations, most recently joining Radial’s Fraud Team.�Rohall manages a team of Fraud Analysts for their best-of-breed solution.�He holds a Bachelor’s Degree in Business Administration from The University of Richmond.�

David Wolman is a nonfiction author and a contributing editor at�Wired. He has also written for publications including the�New York Times,�Wall Street Journal,�Nature,�Outside�and�Time, and his work has been anthologized in the�Best American Science Writing�series. His long-form feature about revolutionaries in Egypt, “The Instigators,” was nominated for a 2012 National Magazine Award for reporting, and his recent profile of a counterfeiter won an Outstanding Feature Writing award from the American Society of Journalists and Authors.Wolman’s latest book,�The End of Money,�is a globetrotting exploration of a topic that many readers have always taken for granted: the cash in their pockets.�The book has “gonzo brilliance,” says�The Guardian, and Amazon editors selected it�for their best nonfiction list of 2012.�David is a former Fulbright journalism fellow in Japan and graduate of Stanford's journalism program, and his previous books are�A Left-Hand Turn Around the World�and�Righting the Mother Tongue.