Banco Popular de Puerto Rico

Vikram Rai is the Head of Citi’s Municipal Strategy group. Vikram also covers Short Duration Strategy. He has regularly been ranked in the top 3 in the Institutional Investor and the Greenwich client surveys. Formerly, he was in Citi US Rates trading and prior to joining Citi in 2007, Vikram worked for the hedge fund, Old Lane LLP in the private equity division. Vikram has an MBA in Finance and Economics from the University of Chicago and is a CFA charter holder.

Giovanni has been married for 15 years to his wife Elisa and has three children, two of whom attend Carroll Elementary School. He has lived the American dream. After receiving his BS in Physics he pursued his MBA in Finance from Santa Clara University. After school Giovanni went on to work for a DFW based venture capital/private equity firm.Giovanni is now the owner and President of his own small business, Texas Adventure Capital LLC, where he provides business services to various investment fund managers and business owners. His focus is investing in Texas-based small businesses. Prior to that Giovanni was a Senior Vice President at an investment firm where he managed the loan and equity portfolios of various American businesses. Before that Giovanni held various positions at computer engineering companies primarily centered around semiconductor design and Internet products.Giovanni was elected to the Texas House of Representatives in 2012 and is serving his second term representing District 98 which encompasses all or part of Grapevine, Colleyville, Southlake, Keller, Westlake, North Fort Worth and Haslet. He currently serves on the following committees: Appropriations, Local & Consent, and Investments & Financial Services where he serves as the Chair of the Bond Indebtedness sub-committee. �He voluntarily serves as the Secretary of the House Energy Caucus and on the public school finance work-group during the interim session and has become a champion for public education, particularly focusing on equitable funding for robin-hood districts.

Mr. Meister has 36 years of experience as a municipal finance investment banker.� He joined Merrill Lynch in August of 2001 as a Managing Director with responsibility for heading the West and Southwest regions. Mr. Meister is currently responsible for managing Bank America Merrill Lynch’s Central States Region. Prior to joining Merrill Lynch, Rich served as Chairman and CEO of eBondTrade, an Internet based broker dealer specializing in the sale of municipal securities. He was also a Managing Director at Goldman Sachs where he was responsible for the West and Southwest Regions and was co-head of the healthcare and higher education group. Mr. Meister’s experience includes financings for State and Local Governments and Agencies, Universities, School Districts, Hospitals and Health Systems, Airports, Transit Agencies, Toll Roads and Tobacco Corporations.Mr. Meister has a BA from Brown University and an MBA from The Wharton Graduate School of the University of Pennsylvania.

Mr. Ramirez is a Managing Director with Hilltop Securities Inc. (formerly First Southwest Company) and is based in Austin, Texas. Mr. Ramirez is a 28 year veteran of the public finance industry. He has been involved in all forms of debt issuance for many issuers across the country. Prior to joining his present firm in 2008, Mr. Ramirez worked at Goldman Sachs and JP Morgan. His professional career began in public accounting with Arthur Andersen in Houston in 1975 and his public finance career began in 1987 as co-founder, president and CEO of Apex Securities. Although Mr. Ramirez has worked in all sectors of Public Finance, since joining Hilltop he has been primarily focused on transportation infrastructure financings. He represents four Regional Mobility Authorities in Texas as well as a transit issuer and a city base development.Mr. Ramirez has served on various boards and commissions at the request of two former Houston Mayors and a former Governor. He presently sits on the Williamson County CASA Board. Mr. Ramirez has also served on the Municipal Advisory Council (MAC) of Texas board and served as its first Hispanic Chairman in 1999-2000.�

Ron Mangus was appointed as the Executive Director of the Indiana Bond Bank in February 2015.� He has served in various capacities with the Bond Bank for the past 20 years including Compliance Analyst, Program Director and Deputy Director.� During his 20 year tenure, the Bond Bank has assisted approximately 550 units of government by issuing debt of $18 billion in 280 series.Ron began his career in public service with the Indiana Department of Revenue as an analyst.� He holds a Master’s in Public Affairs from Indiana University, Indianapolis and B.A. in Political Science from Purdue University, West Lafayette.��

Gail Marshall is Associate General Counsel – Enforcement Coordination for the Municipal Securities Rulemaking Board (MSRB). She manages the MSRB’s relationship with regulatory authorities and collaborates on rulemaking and regulatory policy functions and legal projects in connection with market price transparency, trade reporting and uniform practice rules. Prior to this role, Ms. Marshall was the Associate General Counsel at the MSRB where she provided legal expertise and support associated with the development of regulations governing municipal market professionals, including dealers and municipal advisors.�Prior to joining the MSRB, Ms. Marshall served as of counsel at Bingham McCutchen LLP from 2000-2015 where she advised broker-dealers and investment advisers on compliance with federal and state securities laws and regulations and rules of self-regulatory organizations, such as the MSRB. Prior to 2000, she was an attorney with the Securities and Exchange Commission (SEC) where she served as special counsel to Commissioner Isaac C. Hunt, Jr. as well as special counsel in the Division of Trading and Markets and Division of Enforcement.Ms. Marshall received a bachelor’s degree in business management, from Westfield State University, a juris doctor from New England School of Law, and a masters of laws in Securities and Financial Regulation from Georgetown University Law Center.�

Ignacio Barandiaran is a Principal at Arup’s San Francisco, California office.� He heads Arup’s Transaction Advice business in North and South America, leading a team of financial and technical transaction specialists delivering procurement strategy and management, due diligence, and project financing advice.�Ignacio’s expertise has provided a notable impact to a variety of projects in the US and abroad. Within the last six years Ignacio has undertaken over sixty Transaction Advisory assignments representing over $60 Billion in aggregate project value, such as the Presidio Parkway, the Long Beach Civic Center, and the City of Rialto Water Utility.�Ignacio is a graduate of Oxford University, England (B.A. Physics) and the University of California at Berkeley (M.Arch., M.S., and MBA).

Stephanie Dumont is Senior Vice President and Director of Capital Markets Policy for FINRA’s Office of General Counsel, where she is responsible for developing and interpreting FINRA rules and providing legal and policy advice to FINRA management and staff.� In particular, Ms. Dumont is responsible for managing the policy and rulemaking legal team in areas relating to trading practices, market integrity, order audit trails, and market structure for equity, options and fixed income securities.� This includes order and trade reporting requirements, order handling and display rules, market-making requirements, trading halts, circuit breakers, SEC Rule 17d-2 agreements, Regulation NMS and short selling.� In this role, she also supports the policy, rulemaking and regulatory reporting (e.g, Regulation SCI compliance) functions relating to FINRA’s quoting and trading mechanisms including the Alternative Display Facility (ADF), Trade Reporting Facilities (TRFs), the OTC Bulletin Board (OTCBB), the OTC Reporting Facility (ORF) and Trade Reporting and Compliance Engine (TRACE).� With respect to the operation of these facilities, she also provides legal support for FINRA’s participation in several NMS Plans, including Limit Up/Limit Down and Tick-Size Pilot Plans.� Ms. Dumont has served in the same role at NASD before its 2007 consolidation with NYSE Member Regulation, which resulted in the formation of FINRA.�Prior to joining FINRA’s Office of General Counsel in 1999, Ms. Dumont was Director of Compliance for a broker-dealer compliance consulting firm. �Prior to that position, Ms. Dumont conducted investigations for NASD’s Market Regulation Department in areas such as insider trading, fraud, short selling and options.� Ms. Dumont earned her B.S. in Finance and Management from the University of Virginia and her J.D. from the University of Virginia School of Law. She also earned her LL.M, with distinction, in Securities and Financial Regulation from Georgetown University Law Center.�

Keith Kolb currently oversees the activities of all of the Baird Public Finance offices. Keith is responsible for maintaining a variety of client relationships and recruiting senior level public finance professionals to add to Baird’s sector and regional presence . Under his direction, Baird has become a leading municipal financial advisor and bond underwriter in the nation and grown to over 70 professionals, becoming one of the largest middle-market public finance departments in the country. Keith has experience in the structuring and restructuring of virtually all types of tax-exempt and taxable financings. He has extensive experience working with state, state authorities, local governments, school districts, special districts, health care providers and higher educational institutions. Keith currently serves on the board of Bond Dealers of America as well as several community organizations in Wisconsin.�Before joining Baird, Keith practiced municipal bond law for three years, specializing in federal taxation and general finance areas. He received a JD degree from Marquette University Law School and a BS degree in Business Administration from Marquette University.