Banco Popular de Puerto Rico

Bruce Orcutt is senior vice president of global marketing for ABBYY, which provides intelligent capture solutions. He is responsible for the market strategy of ABBYY’s complete range of AI-based technologies and solutions that transform business documents and content into business value.

Michael Stefanick currently leads the North America Commercial Solutions Analytics and Business Intelligence team for Equifax and is focused on providing advanced analytics to the Small Business market in addition to providing credit trending insights for all of Equifax�s markets. Additionally Michael is defining Equifax�s analytics strategy and capabilities for �Big Data�, working on next generation analytics.Prior to joining Equifax, Michael was a partner in IBM�s business and analytics optimization practice within North America, working closely with large global banks such as Citibank, JPMC, State Street, and Amex on leading analytics solutions. Michael also worked very closely with IBM Research on the commercialization of advanced analytics technologies such as WATSON, advanced machine learning, and other analytics concepts to speed business insights in commercial, small business, and retail marketing and credit solutions. Prior to IBM, Michael was the Global Head of the Risk Analytics Practice at SAS working with clients in Financial Services, Manufacturing, Auto and Retail. Prior to joining SAS, Stefanick served as Group Vice President of Risk and Finance Transformation for SunTrust Bank as well as being Group Vice President of Analytics & Business Integration for the leading marketing firm Digitas, working closely with clients such as General Motors, LL Bean, Ford, Home Depot, Ann Taylor, and American Express to improve marketing campaign ROI and credit risk management decisions. Finally, Michael has co-authored Risk insight papers with Nobel Laureate Myron Scholes, inventor of Option Analysis.Stefanick holds an MBA from The Ohio State University and a bachelor�s degree in business from Pennsylvania State University.

Bill Samuelson is a professional with nearly 30 years of experience in Business Banking. He currently leads the Business Banking division at People�s United Bank (headquartered in Bridgeport, CT), with previous senior roles with Webster Bank (Waterbury, CT) and Fleet Financial Group.� Bill has significant experience in driving small business deposit and loan growth through targeted marketing in new and existing customer segments. He has overall responsibility for all small business customer relationships at People�s United and for ensuring the continued effectiveness of marketing, brand initiatives, research and branch merchandising across the organization.

Luke Pritchett is a Senior Account Executive with Visa, specializing in prepaid products. He has been in the payments industry for over a decade and he has been working for Visa for the last 6 years.� He started out in Visa�s global strategy group, but for the last 3 years he has been working with prepaid market leaders to drive innovation and growth in digital payments in the corporate prepaid segment.

Will Hernandez writes about bank technology and fintechs for American Banker. He's covered the banking and payments industies for 13 years. Follow him on Twitter at @W_Hernandez16.

Harry Terris is a Financial Planning contributing writer in New York. He is also a contributing writer and former data editor for American Banker. Follow him on Twitter at @harryterris.