Banco Popular de Puerto Rico

Mr. Hunter serves as the senior lawyer supporting The Clearing House�s ACH, wire transfer, and check-image payment networks that clear and settle approximately $2 trillion daily. Mr. Hunter is also actively involved in counseling payments executives on numerous industry-wide product development initiatives in a variety of payments-related areas, including mobile payments, electronic bill payment, medical payments, and other initiatives. As principal staff advisor on payments law issues for The Clearing House Association, the nation�s oldest banking association, Mr. Hunter is frequently engaged in representing the interests of The Clearing House owner banks on a variety of payments law issues through the filing of comment letters, amicus briefs and white papers.Mr. Hunter holds a B.A. degree from Northwestern University and a J.D. degree from the Duke University School of Law. He is a member of the American Bar Association Business Law Section�s Banking Law Committee, where he serves as Chair of the Subcommittee on Payments and Electronic Banking. Mr. Hunter also serves on the Board of Advisors for the Wake Forest Journal of Business and Intellectual Property Law and is a frequent speaker and writer on payments, technology and business law issues.

Steven Bean is executive managing director for U.S. advisory and business development at Situs, a firm that specializes in evaluating and managing real estate assets.

As a Director, Josh manages and advises on initiatives designed to support innovators working on solutions to improve financial health, most notably the Financial Capability Innovation Fund. Josh is excited by working with diverse stakeholders to explore different approaches, strategies and products that can move the financial services industry further toward helping Americans make the most of what they have. � Josh was previously an Analyst on the Insights & Analytics team at CFSI. In this role, he conducted research to monitor and analyze emerging trends and innovations in the financial services industry. Prior to joining CFSI, Josh was a Senior Investment Analyst at Prudential Capital Group, an investment division of Prudential Financial, where he analyzed the business strategy and financial performance of middle market companies to assess their suitability for long-term, fixed rate debt investments. � When not at CFSI, Josh loves listening to new music, watching sports, and spending time with his wife and son. He earned a M.A. in Liberal Studies from Northwestern University and a B.A. in Business Administration from the Ross School of Business at the University of Michigan. His work mantra is, “Searching for new and better ways to build financial health.” � - See more at: http://www.cfsinnovation.com/About-Us/Our-Team/Josh-Sledge#sthash.tG9bh2RF.dpuf

Dr. Mills has over 20 years of experience in leading and developing quantitative research applied to portfolio management. Dr. Mills was Head of Portfolio Analytics and Research at Fannie Mae. This group was responsible for the quantitatively-driven mortgage investment and hedging strategies for the company's on-balance sheet portfolio. The proprietary research and analytics tools developed by this group governed mortgage and other investment acquisitions, funding and hedging by the treasurer, and portfolio strategies. During Dr. Mills' tenure, the retained portfolio grew from $200 billion to over $1 trillion with an increasing array of investments and strategies. He also served on the portfolio investment and capital allocation committees. Prior to Fannie Mae, Dr. Mills was a senior economist at the Philadelphia Federal Reserve in the macroeconomics group, engaged in academic and public policy research. After Fannie Mae, he was Founder of PI Analytics, a consulting firm advising residential and commercial mortgage portfolios and equity real estate investors. Clients included hedge funds, investment banks, and real estate asset managers in the US and UK. Len also served as a director at Property and Portfolio Research. Dr. Mills has enjoyed adjunct positions at Wharton (Penn), University of Maryland, and Johns Hopkins throughout his career. He has a Ph.D. in Econometrics from Tulane University and is a Chartered Financial Analyst.

Andrew Johnson covers technology and payments systems for American Banker. He focuses on mobile services, card processing and what the emergence of new players like Google and Square means for banks. He previously was a business reporter for four years at The Arizona Republic in Phoenix, covering technology, aerospace and mining companies. He graduated from Marquette University in Milwaukee, Wis., and originally is from Illinois. Follow him on Twitter @andrewrjohnson.

Robin Green's practice focuses primarily in the area of real estate finance and commercial mortgage-backed securities. Ms. Green has been active in the real estate securitization market since 1991 with the issuance of the Resolution Trust Corporation's first "M Series" securitization. She represents various lenders, master and special servicers, and real estate investors in all aspects of the market from loan origination through the final resolution of the securitized asset with a special focus on origination, restructuring and workout. Her practice also encompasses traditional real estate matters, including structured financing, acquisition, disposition and leasing.