Banco Popular de Puerto Rico

Alessandro DiNello is Director of Retail Banking for Flagstar Bank, FSB, a $15 billion bank headquartered in Troy, Michigan, a suburb of Detroit. Flagstar operates its branch banking unit in Michigan, Indiana and Georgia. Flagstar is also one of the largest mortgage lender in the nation. Mr. DiNello has been with Flagstar and its predecessor, Security Savings, since 1979. He was named President of Security Savings Bank in 1993. Mr. DiNello became Community Bank President of Security after its acquisition by First Security Savings Bank in 1994. After Security and First Security were combined to form Flagstar Bank, Mr. DiNello became head of retail banking.Mr. DiNello provides guidance to over 1000 employees and is currently responsible for the Bank’s 165 branch banking network, including the associated investment program (Investment and Insurance Services at Flagstar Bank), its nationwide Internet banking channel, known as Flagstar Direct, and its Government Banking group.Before joining Flagstar, Mr. DiNello was a Bank Examiner. He holds a degree in Business Administration with an Accounting major from Western Michigan University. Professional affiliations include being a member of the Board of Directors of the Michigan Banker’s Association and a member of the Administrative Committee of the Governmental Relations Council of the American Banker’s Association.Mr. DiNello has been involved with many non profit organizations. He currently serves on the Board of the John George Home, a home for elderly men. Among other activities, he also previously served as Chairman of the Jackson County United Way and President of Family Services and Children’s Aid of Jackson County.

Tom is a Senior Director in Student loan collections for Sallie Mae. He has 30 years experience in the Banking and Consumer Lending industry. Tom is currently responsible for collection activity on the FFELP Student loan program and the Department of Education contract. Prior to joining Sallie Mae, Tom was Senior Vice President for Applied Bank responsible for Collections and a Senior Vice President at Hilco Receivables responsible for global debt purchase solutions. He worked for MBNA America bank for over 18 years in various executive management positions in Credit, Collection and Recovery.

Peter A.Vaughn is Senior Vice President of Global Brand Management and Marketing for American Express. He is responsible for developing and managing the overall brand strategy for the company, including brand architecture, visual brand identity and brand asset management. In addition to providing strategic thought leadership to major consumer marketing initiatives across the company, Mr. Vaughn is also responsible for the development and implementation of the company’s business-to-business brand strategy. Mr. Vaughn joined American Express’ London office in 1992, where he served in the company’s Consumer Financial Services Group as Director of Marketing for UK Banking Products. He subsequently joined the International Consumer Card Group, holding various positions of increasing responsibility in regional marketing, general management and global product development. In 1999, he was promoted to Vice President for Acquisition & Advertising, Small Business Services, and relocated to American Express’ New York headquarters. Mr. Vaughn then served as Vice President & General Manager of Lending in the Small Business Services Division and Vice President of Marketing in the Travelers Cheque and Prepaid Services Group where he managed the launch of the American Express Gift Card.In 2005, Mr. Vaughn joined the company’s Global Advertising and Brand ManagementDivision and was promoted to Vice President of Global Brand Strategy responsible for the evolution and management of the company’s overall corporate brand strategy and identity.

David W. Huiskens is Senior Vice President and Officer-In-Charge of Comerica Loan Center. He is responsible for managing the design, delivery and operational aspects of small business, mortgage, and consumer-oriented credit products and services nationwide. These include product development and management, pricing, credit and operations, portfolio management and collections. Mr. Huiskens joined Comerica in 1984 and has held management positions in Municipalities, Mortgage Lending, Small Business, Consumer Finance, Corporate Development, Corporate Planning, Management Accounting, Product Management and the bank's Florida banking operation.Mr. Huiskens holds an MBA in Finance and Cost Accounting, as well as a Bachelor of Science in Engineering (BSE - Aerospace) degree; both from the University of Michigan. He is also a graduate of the University of Michigan's Banking and Financial Services Executive Program.