Banco Popular de Puerto Rico

Michael J. Toth is the senior vice president and director of strategy implementation and integration for the business banking segment at KeyBank. Michael is responsible for providing support and strategies to KeyBank’s Business Banking segment, which targets businesses ranging up to $20 million in annual revenues. Previously, Michael managed teams of bankers in Northeast Ohio that directly worked with local businesses and non-profits In 2007, Michael joined KeyBank as a business banking executive in Key’s Community Bank (KCB.) Prior to his role at KeyBank, Michael was the co-owner and vice president of Tricarta Corporation. Previously, Michael served in a number of capacities at National City Corp, including senior vice president/business deposits division manager as well as senior vice president/regional manager for business bankers and branches in Louisville, Kentucky. With more than twenty years of experience, Michael’s balanced perspective as an entrepreneur and banker plays an instrumental role in raising the visibility and presence of Key’s team through efforts to expand relationships with business and community organizations, while attracting top talent to the organization.Michael holds an MBA in Banking and Finance from Case Western University and a bachelor’s degree in Marketing from Miami University. He serves on the board of Youth Opportunities Unlimited (Y.O.U.), and has been a member and active participant in various organizations throughout his career, including American Bankers Association (ABA), Bank Administration Institute (BAI), United Way, American Heart Association, and high school mentoring programs.

Chris Ward is executive vice president and head of Business Banking sales at Citizens Bank, one of the nation’s oldest and largest financial institutions. Ward oversees more than 390 colleagues and is responsible for end-to-end business sales with annual revenues up to $25 million across the 11 states in Citizens’ New England, Mid-Atlantic and Midwest regions.Ward is a 25–plus-year veteran of the financial services industry. Prior to joining Citizens, he served at BBVA as executive vice president and global director of the small and medium enterprise segment (small business banking). Prior to that, he was BBVA Compass’ U.S. franchise’s small business segment director. He has also held leadership positions in retail banking and consumer lending.Ward earned a bachelor’s degree in finance from Florida Atlantic University. He continued his education at the Consumer Banker Association’s Graduate School of Retail Bank Management, the BBVA/IESE Business School Corporate Management Program in Spain, the Center for Creative Leadership’s Looking Glass 360/Leading for Organizational Change program and the BBVA/Babson College Entrepreneurial Strategies for Growth in Madrid, Spain.

Larry Baily consults with the Firm’s Commercial Banking group.� Before joining Greenwich Associates, Larry was a managing director at Chapman Associates, a middle market M&A advisor and intermediary. There he was responsible for New York metro operations and represented companies in the business services, information technology and transportation sectors. Previously, Larry was an executive vice president at TNS, where he founded the North American Financial Services Sector. Larry received his MBA in marketing from the Bernard Baruch College.

Rick Calero joined Umpqua Bank as their executive vice president of community banking in November 2010. He is responsible for deposit growth strategies, small business and consumer lending, as well as Umpqua’s innovative product delivery and customer experience services. Rick has more than 10 years of retail banking experience, formerly as regional sales and marketing director for Citibank in Dallas, Texas, where he oversaw seven market regions and 330 branch locations. Previously, he served as consumer banking executive at Regions Financial Corporation. Rick is fluent in Spanish with experience working, living, and studying in 12 different countries. He has a Master’s in Business Administration from Southern Methodist University, Cox School of Business and received his Bachelor of Arts in Economics from Fordham University in New York. Rick recently joined BAI’s Board of Directors, is a member of the Corporate Executive Board’s Council on Financial Competition Executive Circle, and a member of the National Society of Hispanic MBAs.

Cathleen (Cathy) Nash is President and CEO of Citizens Republic Bancorp, a diversified financial services company providing a wide range of commercial, consumer, mortgage banking, trust and financial planning services to a broad client base. Serving communities in Michigan, Ohio, and Wisconsin as Citizens Bank, Citizens Republic Bancorp has assets of $9.5 billion and is the largest bank holding company headquartered in Michigan with roots dating back to 1871. Citizens Republic Bancorp is the 57th largest bank holding company headquartered in the United States.Nash has more than 20 years of experience in banking. She joined Citizens in July 2006 as Executive Vice President and Head of Consumer Banking. She was subsequently named Executive Vice President, Citizens Republic Bancorp and Vice Chair of Regional Banking, Citizens Bank. Prior to Citizens, Nash was Senior Vice President, Director of Branch Banking for SunTrust Corporation, headquartered in Atlanta, Georgia. In this role, she was responsible for overseeing the sales strategy of 1,700 branch locations.Nash was with SunTrust for more than 13 years, serving in a variety of positions including Director of Retail Banking and Marketing in Florida. Prior to joining SunTrust, Nash held a number of positions for Bank of Boston in Marketing and Human Resources.Nash received her Master of Business Administration degree from the University of Central Florida and a Bachelor of Science degree in Communications from Ithaca College.An active voice in the banking industry, Nash serves on the board of directors for the Consumer Bankers Association and as a member of ABA’s American Bankers Council. Within the Midwest, she is currently on the board of directors for Citizens Research Council of Michigan, and Business Leaders for Michigan. Since the mid 1990s Nash has been actively involved with Give Kids The World, an organization that provides memorable, magical, cost-free experiences to children with life-threatening illnesses and their families. She serves on the board of directors and the campaign committee.