Banco Popular de Puerto Rico

Stephen Lybarger is the Deputy Comptroller for Licensing at the Office of the Comptroller of the Currency (OCC).In this role, he oversees the agency's licensing function in Washington, D.C., headquarters and its four district offices. He is responsible for licensing national banks and their activities and structure changes that support a safe and sound national banking system.Prior to this position, Mr. Lybarger served as the Large Bank Licensing Lead Expert, where he was instrumental in the implementation of critical and complex licensing activities involving the largest national banks, and streamlining the process for chartering bridge national banks for the Federal Deposit Insurance Corporation as part of failed bank resolutions.Mr. Lybarger joined the OCC in 1984 as an Assistant Bank Examiner in Fort Collins, Colorado, earning his commission as a National Bank Examiner in 1988. He joined the Licensing Department in 1989. He is a graduate of Colorado State University, with a bachelor of science degree in business economics.

Neil Weinberg is American Banker�s editor in chief. Neil came to the American Banker in May 2011 after 18 years at Forbes Media, where he was a reporter, Japan bureau chief, senior editor and executive editor in charge of Money & Investing coverage for Forbes magazine and Forbes.com. Neil was awarded the Overseas Press Club's 2006 award for the best business story in a magazine and is co-author of Stolen Without A Gun: Confessions from inside history's biggest accounting fraud � the collapse of MCI Worldcom. He is based in New York.

Loving has served the industry for many years and is vice chairman of the Independent Community Bankers of America (ICBA), the only national trade association that exclusively represents community banks. An ICBA past state director, he is a member of the ICBA Executive Committee, chairman of the Marketing and Membership Committee, member of the Policy Development and Lending Committees, and Board Member of ICBA Securities. He previously served on the Education Committee and chairman of the Regulation Review Committee. Loving is a past president of the Community Bankers of West Virginia, where he serves as board member, Legislative Committee member, and PAC chairman. Active in many professional and civic organizations, Loving serves on the board of trustees and as instructor at the West Virginia School of Banking, and a member of the Executive Committee-West Virginia Bankers Title, board of trustees of the Graduate School of Banking at Louisiana State University (LSU), and the Pendleton County Economic and Community Development Authority.

Mr. Kelly is CEO of SpiritBank in Oklahoma. He has been with the bank for 25 years. During this time, the bank has grown from a 40 million dollar institution in Bristow to a $1.3 billion dollar institution in 10 cities.Kelly is currently Chairman Elect of the American Bankers Association and serves as an ABA Board of Director. He is past Chairman of the Oklahoma Bankers Association and is also past Chairman of the American Banker’s Community Bankers Council. Kelly is currently Co-chairman of TRUST (Transportation Revenue Used Strictly for Transportation). Kelly served an 8-year term as Vice Chairman of the Oklahoma Transportation advising Governor Frank Keating’s administration. He is currently Chairman of the Oklahoma Turnpike Authority serving under Governor Fallin’s administration. He serves on the boards of the Oklahoma State Chamber. He also serves on The Salvation Army Board as well. Kelly is involved in numerous other community organizations across our state.

Barney Frank represents the Fourth Congressional District of Massachusetts, and he is also the Ranking Member of the House Financial Services Committee. Last year, he helped pass the Dodd-Frank Wall Street Reform and Consumer Protection Act," a new law that the Washington Post has called “the most sweeping overhaul of the nation's financial regulatory system since the Great Depression.”Frank began his career in the Massachusetts State House, where he served for eight years before winning a seat in the U.S. Congress in 1980.Although he is widely-recognized for his work on national issues, Frank has also fought to help New Bedford fishermen, to bring commuter rail to the Southcoast, to provide affordable rental housing, and to support many local organizations and businesses.

Andy Peters writes about regional banks, consumer finance and debt collections for American Banker. He also co-writes the Morning Scan column. He has previously written for Bloomberg and for the Daily Report, a legal newspaper in Atlanta. He got his start in journalism as an editorial intern for The New York Times.