Banco Popular de Puerto Rico

Elliott Glazer, Chief Information Security Office for Huntington National Bank, has over 25 years of Information Technology experience, including over 20 years of software development and 10 years in information security. He is responsible for creating and leading innovative solutions for Threat, Risk, and Vulnerability Management, Software Security, Supply Chain Security and other needs. Previously, Elliott was Director of Security Architecture at the Depository Trust and Clearing Corporation, a company which clears and settles over $2 quadrillion of value in brokerage, bond and other securities performing many of the same duties. Prior, Elliott held many roles at American Express including leading security solutions, Internet development, enterprise technical architecture, and distributed operations. Mr. Glazer is an inventor of numerous patents in the areas of internet technology, security and privacy as well.

Howard Brooks currently manages BB&T’s Electronic Delivery Channels (EDC). His primary responsibility is to provide day-to-day and long-term strategic direction for the bank’s phone, ATM, online and mobile channels.Brooks joined BB&T in 2005 serving in a strategic role within EDC. He was promoted to his current position in 2009. He has more than 35 years of financial experience in large corporate and Treasury Services, 10 of which have been in channels.Brooks is a graduate of American University with a degree in economics.

Kathryn Black is a Division Leader, Mass Affluent Segment for Wells Fargo. Kathryn has fifteen years in banking, eleven years with NationsBank and Bank of America, two years with Wachovia and two years with Wells Fargo following the merger. Kathryn has a broad range of banking experience including brand and product marketing, sales strategy, field sales and sales leadership, product development, product management. In her current position she manages High Value Deposits (product management for CDs, IRAs, Money Market Deposit Accts, PMA - premium checking package) with combined balances of ~ $235B. Additionally, Black manages the Sales Effectiveness Team responsible for product marketing, deposits content review in all collateral and online, deposits training and communications to bankers, and regional sales support. Prior to the Wells Fargo merger she was the Savings Director for Wachovia managing deposit pricing and savings product management (regular savings accounts, money market deposit accounts, CDs and IRAs) and was part of the team that developed and launched Way2Save. Kathryn has an MBA from Kenan Flagler Business School at UNC Chapel Hill and serves on the Board of Trustees for Queens University of Charlotte.

Katherine Everett joined Ally Financial as North American Deposits marketing executive in April 2009. In this role, she leads the deposits marketing efforts for Ally Bank in the U.S. and Canada. Since joining Ally, Everett has launched two iterations of Ally Bank advertising described by the New York Times as “one of the most-talked-about advertising campaigns,” which included print, TV, radio, digital and direct mail executions. Prior to Ally, Everett worked at Bank of America for five years in various marketing and e-commerce positions. She came to Bank of America from Red F where she served as managing director for client relationships across a variety of industries. She spent 12 years at ChoicePoint leading database marketing efforts for a number of clients in the financial services industry including MetLife, Travelers, CitiFinancial and Prudential. Everett has a bachelor’s degree in mathematics and business administration and a master’s degree in business administration from the University of North Carolina at Charlotte. She serves on the Human Services Grants Committee of the Women’s Impact Fund in Charlotte.

Sherief M. Meleis is a highly regarded and respected player in the field of retail banking. He is a Partner and Co-founder of Novantas and is the head of its Retail Banking Practice. Sherief is also an accomplished writer and speaker. For nearly 20 years, Sherief has been a consultant to leading financial institutions in North America, Asia, Europe and the Middle East. He is exceptionally skilled in every financial services line of business, with particular emphasis in consumer banking, small business banking, brokerage, and investments.Sherief is often a featured speaker at industry conferences, including the Bank Administration Institute, American Banker, and Consumer Bankers Association.He is also a gifted and frequent writer on banking industry topics and has been published or quoted in leading publications including The Economist, The Wall Street Journal, American Banker, Banking Strategies, Commercial Lending Review, and Small Business Banker. Prior to Novantas he was a Senior Consultant with First Manhattan Consulting Group. Sherief received his A.B. in Economics, magna cum laude, from Harvard College, and an MBA from MIT�s Sloan School of Management.

Karen Biddle Andres is CFSI’s Relationship Manager. In this position, Ms. Andres fosters existing and establishes new relationships with large and mid-sized financial institutions, vendors, credit unions, retailers, and other financial services providers. Ms. Andres leads the Innovators Roundtable and oversees CFSI’s newest network forum, the Underbanked Solutions Exchange, CFSI's industry-focused forums that provide companies with the innovative tools, research, and connections they need to develop and deliver underbanked products and solutions.Prior to her position at CFSI, Ms. Andres was a Communications Consultant with both Strong Financial Corporation and Wells Fargo Institutional Trust Services. In this role, she worked with 401(k) clients, including multiple Fortune 500 companies, to develop and deliver effective participant financial education strategies. With her NASD Series 7 and 63 licenses, Ms. Andres personally delivered financial education to over 10,000 employees of institutional clients all over the United States. Combining principles of adult education with her Spanish fluency and experience with Latino workers nationwide, Ms. Andres worked to develop education strategies specifically tailored to the needs of Spanish speaking participants.Karen Biddle Andres holds a Master of Business Administration degree with High Distinction and a Master of Public Policy degree, both from the University of Michigan. During her graduate program, Ms. Andres focused on economic development, finance, and social entrepreneurship. She also graduated magna cum laude from Indiana University with a B.A. in Spanish and Art History and a minor in Mathematics.