Banco Popular de Puerto Rico

Before joining the BBVA Group, Sergio Fidalgo served as a consultant during six years at Accenture (former Andersen Consulting), providing Integration Services to different companies in the Financial Industry, mainly focused in Treasury and Capital Markets.Fidalgo began working with the BBVA Group in May of 1998. Throughout the years he has held various positions within the IT Division, including supporting the Wholesale Banking Businesses (Capital Markets, International Corporate Banking, Asset Management) across BBVA’s worldwide footprint, Private Banking, Insurance and Specialized Lending. Fidalgo was appointed Chief Information Officer for BBVA Compass in January 2009. He is responsible for defining the best strategic direction of the company’s overall information technology, in order to optimally support the needs of BBVA Compass’ lines of business. He directly oversees application systems, telecommunications and systems operations. In addition to Technology, Fidalgo also manages operations for BBVA Compass, including Central Operations, Loan Operations, Item Processing and Trust Operations, as well as Real Estate Services, Corporate Procurement and Corporate Security. He is a member of the BBVA Compass Executive Committee and reports directly to BBVA Compass President and CEO Manolo Sánchez.

Rick Bennett is a partner with over 21years experience in PwC's Banking and Capital Markets practice where he has served the lead engagement partner on several Fortune 500 Banking clients. Rick has extensive experience with mergers and acquisitions, purchase accounting, and due diligence and is one of the leaders of PwC Failed Bank Integration team. In this capacity, Rick has spent considerable time on FDIC related acquisitions focusing on the development of new processes to support SOP 03-3 accounting including loan valuation, accounting operations, and implementing and evaluating processes to support FDIC loss share agreements. Rick has also led the development of a national effort within PwC to support entities pursing troubled Bank Acquisitions. Rick has served as the lead engagement partner on the integrations of multiple bank transactions.

Emmett J. Daly is a Principal in the Investment Banking Group of Sandler O’Neill + Partners, L.P. His responsibilities include M&A and raising capital for banks, thrifts, broker-dealers and asset management firms. Mr. Daly has more than 23 years of senior investment banking experience. Prior to joining Sandler O’Neill in 2003, he spent three years with Merrill Lynch, where he was a Managing Director in the Financial Institutions Group, overseeing Merrill's mid-cap bank and thrift practice. Prior to joining Merrill Lynch, he was a Managing Director in Keefe, Bruyette & Woods' Investment Banking Group, where he worked for 13 years. Mr. Daly's recent transaction experience at Sandler O’Neill includes PNC’s acquisition of National City Corp, M&T Bank Corp's acquisition of Provident Bankshares and First Niagara Financial’s acquisition of NewAlliance Bancshares and Harleysville National. In addition, Mr. Daly has assisted in the sale or purchase of a variety of private client firms including Lydian Wealth Management to City National Corporation and Cowen Group to Ramius LLC. He has also led several significant capital issuances for First Niagara Financial, National Penn Bancshares and Cowen Group. Mr. Daly holds a Masters of Business Administration from the Kenan-Flagler Business School at the University of North Carolina – Chapel Hill and a Bachelor of Arts in Economics from the College of the Holy Cross. He is involved in many charitable and community efforts and is the President and a Board Trustee of the Student/Partner Alliance, a scholarship and mentoring program that has provided over 1,200 scholarships to high school students in Newark, N.J.

Siobhan Smith is senior vice president, senior director, organizational development at First Niagara Financial Group. She is responsible for optimizing organizational effectiveness by aligning business strategy with First Niagara’s mission, vision and values including talent, culture, and change management. Most recently, Smith was senior director in Human Resources at New Era Cap Co. She provided strategic leadership in all aspects of attracting, retaining, compensating, and motivating talent. She most recently led New Era’s strategic planning team which developed the framework to aggressively grow the global brand.Smith has a bachelor’s degree in Industrial Organizational Psychology, along with a master’s degree in Organizational Communication and Development both from Canisius College.

Alexander Calicchia has been Executive Vice President and Chief Marketing Officer, of MidSouth Bank since March 2007. As EVP and CMO, Calicchia oversees all marketing, real estate and facilities, procurement, cash management sales, product development and corporate giving for MidSouth Bank from its Houston office. Alex also leads the implementation of its Oracle CRM solution and the ongoing management of that tool. Prior to joining MidSouth Bank, Alex served as Vice President, Brand and Product Marketing Manager for Capital One. He was responsible for the brand initiatives of the $32-billion-asset bank with 330 retail locations. He also played a key role in the conversion of Hibernia National Bank to the Capital One retail brand. Prior to joining Capital One, Calicchia was Senior Vice President, Corporate Marketing Manager and Retail Product Development Manager for more than five years at Amegy Bank in Houston. He oversaw all marketing functions for the $7 billion bank with 70 banking centers in Houston and Dallas and also was in charge of retail product development — both consumer and small business. Alex is a graduate of the University of Texas at Austin with a bachelor’s degree in advertising.

Karen R. Haefling, the executive vice president and chief marketing and communications officer for KeyCorp, is responsible for brand management, marketing strategy, public relations, advertising, promotions, market research, database marketing, internal communications and sponsorships. KeyCorp’s major brands include KeyBank, KeyBanc Capital Markets, and Victory Capital Management. Haefling joined Key in 1995 and served as marketing director for various geographic areas and business units before being named Chief Marketing Officer in 1998. She also serves on KeyCorp’s 11 member Management Committee, and sponsors Key’s Executive Women’s Network and it’s Green Council. From 1984 to 1995, Haefling worked at Bankers Trust Company in New York City, where she served as vice president and manager of Marketing Services in the Global Investment Bank. There, she managed an international staff of marketing, communications, research and information professionals in the U.S., Europe, and Asia. Haefling began her career in banking at Central National Bank of Cleveland where she was the director of market planning and research. Haefling earned an MBA from Kent State University in 1979 and a Bachelors in Business Administration from Ohio University in 1976. She serves on the boards of The Rock and Roll Hall of Fame and Museum, The National Direct Marketing Association, KeyBank Foundation, and In Counsel With Women. She also serves on the advisory committees for the Cleveland Foundation, the United Way, University Hospitals, Team NEO and ideastream.