Banco Popular de Puerto Rico

Kevin Haire joined eBureau in September 2007 bringing with him over 20 years of successful sales, operations and management experience within the financial services industry.Prior to joining eBureau, Kevin spent eight years with LexisNexis where he led the sales of scoring and analytics for the decision strategy team. In this role Kevin also managed all batch operations for LexisNexis� collections business.In previous roles Kevin was Vice President of Sales for Equifax were he managed sales for the Western U.S. and he spent 10 years with CSC where he held roles of Regional Vice President of Sales and Director of Operations. As Director of Operations Kevin built credit operations for CSC, managing a team of 100 people.Kevin earned his Bachelor of Science degree in Management from St. Cloud State University.

Since January of 2007, U.S. Senator Sherrod Brown � a champion of middle-class families in the Senate � has held more than 200 community roundtables across Ohio�s 88 counties with students, local leaders and business owners, entrepreneurs and educators, workers and families to find ways to rebuild our economy.Described as �Congress� leading proponent of American manufacturing,� Brown is working with the Obama Administration on the creation of a�national manufacturing policy�that would invest in manufacturing innovation, strengthen our component supply chain, connect workers with emerging industries, and align our trade policies to promote our national interests.He is also working with Ohio�s universities, entrepreneurs, and community stakeholders to use Ohio�s resources to create new jobs in high-growth industries and make�Ohio a national leader in clean energy manufacturing.And as a�long-time advocate for fair trade, Senator Brown has stood up to presidents of both parties on shortsighted trade agreements that ship U.S. jobs overseas. He led the bipartisan opposition to NAFTA in 1993 � as a freshman in the U.S. House of Representatives � and to CAFTA in 2005. Sen. Brown is working on trade policies that promote our workers, small businesses, and manufacturers while creating jobs and expanding markets through an aggressive export promotion strategy.Informed by his faith as a member of the Evangelical Lutheran Church of America (ELCA), Sherrod Brown is committed to social and economic justice. He�helped pass the historic health care law�that will make health insurance more affordable and accessible for American families. This law also provides strong consumer protections that will prevent insurers from placing limits on the care patients receive and discriminating against consumers based on age or pre-existing health conditions.�Senator Brown is also working to ensure that Ohioans receive the education and training needed for 21st�Century jobs. For the last several years, Senator Brown has also convened a�one-of-its-kind Ohio College Presidents Conference�in Washington to discuss ways to leverage federal resources to promote higher education and job training in Ohio.Brown serves on the�Senate Committee on Finance.� He also serves on the�Senate Banking Committee, where he played an instrumental role in passing the historic Wall Street reform law, and is�Chairman of its Financial Institutions and Consumer Protection�Subcommittee.Brown is also the first Ohio Senator in 40 years to serve on the�Senate Agriculture, Nutrition, and Forestry Committee, where he has been instrumental in strengthening the farm safety net and addressing childhood hunger.� He serves as Chairman of the Subcommittee on Jobs, Rural Economic Growth and Energy Innovation.From his position on the�Senate Veterans Affairs Committee, Brown as advocated for veterans training programs to ensure returning servicemembers have access to good-paying, high-demand jobs. He is the only Ohio Senator to serve a full term on the Senate Veterans Affairs Committee.Prior to serving in the United States Senate, Brown served as a United States Representative for the 13th�District, Ohio�s Secretary of State, a member of the Ohio General Assembly, and has taught in Ohio�s public schools and at The Ohio State University. An Eagle Scout, Brown is a native of Mansfield, Ohio, where he spent summers working on his family�s farm.� He is married to Pulitzer Prize-winning columnist Connie Schultz. They reside in Cleveland, Ohio, and have three daughters, a son, both a daughter and son-in-law, two grandsons, and a granddaughter.

David Sol�s is the National Sales Executive for Small Business Specialized Sales (SBSS) within the Small Business segment at Bank of America Merrill Lynch.� SBSS is a national group of businesses dedicated to small business owner�s business and personal needs.� The organization is responsible generating new depth with existing relationships and attracting new revenue streams to the Bank.� SBSS includes inbound and outbound customer engagement/sales, via telephone and video, is accountable for the digital sales channels of online, mobile and live chat, and the development and execution of strategic programs with non-restaurant franchise brands, and strategic alliances that address the supply chain needs of our small business owners.���Prior to joining SBSS, David was the National Sales Executive for the Client Development Group in Small Business.� He joined Bank of America�s Global Wealth and Investment Management division in 2003 and has held a variety of roles across Consumer and Preferred Small Business Banking, Global Treasury Solutions and the Strategic Assistance Agreement (SAA), in support of the bank�s investment in China Construction Bank.�David began his career with his own financial planning practice at The Northwestern Mutual/Robert W. Baird Securities Company before joining the Coral Gables, Florida, office of Merrill Lynch, as a Financial Advisor.Born in Grand Rapids, Michigan, David lived in S�o Paulo, Brazil, for several years during his youth and has worked and traveled extensively in Europe, Latin America and Asia.� He received a Bachelor of Arts degree in economics & management and Spanish literature from Albion College, studied at the University of Seville in Spain and interned with Citibank N.A. in Santiago, Chile.

As the vice president of Worldwide Marketing, Big Data & Analytics at IBM, Dave Laverty is responsible for marketing IBM's global data and analytics business including software, services, infrastructure and solutions. This includes IBM's global marketing strategy and go-to-market initiatives for the category including portfolio market management, leadership messaging and positioning, digital and channel strategy and programs, and industry solutions.Dave has more than 25 years of technology industry experience. Prior to his current role he served as VP of Marketing for IBM's Information Management Software Division. He also served as Chief Marketing Officer of Cognos, Inc., a firm specializing in analytics and performance management software which was acquired by IBM in 2008. As a member of the global management team, he led Cognos� global go-to-market strategy, encompassing both strategy and marketing execution.Dave has also worked with a variety of technology organizations including NCR, Computervision, and served as VP of Marketing for Surebridge, and VP Americas Marketing for IBM Lotus Software. He earned his degree in Business Administration from Bryant University.

Emmanuel Marot is a polymath and serial entrepreneur.A French 'grandes �cole' graduate with a major in Computational Finance, Emmanuel started his career in marketing at Apple. He also helped the French intelligence agency to modernize the presentation of classified information, and worked as a freelance graphic designer.At age 26, he created his first startup, a Web agency creating mobile Internet services. After selling it, he co-founded a larger communication agency, totaling 400 employees. In 2000, Emmanuel patented a novel way to access mobile sites and created his 3rd company. He sold it six year later and became Director, Mobile Search at Microsoft.He left in 2008 to research algorithmic trading. In parallel, Emmanuel did multiple executive consulting engagements for startups and corporations. In 2012 he began to focus his work on the design of algorithms to automate decisions, an co-created LendingRobot to simply and automate market lending investments.

Anthony Brady is a Tax Product Manager for Wolters Kluwer, CCH.� He works to understand and champion the needs of tax and planning customers.� He is the product manager for ProSystem fx Planning and CCH eSign.� CCH eSign evolved from a concept to a product based on the identification of Form 8879 as a bottleneck and working with the IRS on a solution.Anthony earned a Bachelor�s Degree in Economics and Business Administration from Rhodes College and a Master�s Degree in Tax Accounting from the University of Alabama.� He is a CPA and is Pragmatic Marketing Certified.Prior to joining CCH 5 years ago Anthony worked for a Big 4 accounting firm for more than 25 years � primarily in its National Tax Department where he led a team responsible for tax compliance software management from needs assessment, evaluation, and selection to rollout, implementation and enhancement.

Paul Clifford is President of Simplifile where he manages all aspects of Simplifile's corporate strategy. Recognized as an e-recording industry founder, Paul frequently presents at state and national industry trade shows and conferences. Before founding Simplifile, Paul served as the Director of Corporate and Strategic Planning for iLumin Corp., where he was responsible for researching, modeling, and creating strategic business plans and projects, including an automated mortgage transaction initiative for Freddie Mac and Fannie Mae. Additionally, Paul has experience as a business strategy consultant and as a Senior Financial Analyst for The Clorox Company. Paul's academic credentials include a BS degree in Finance from Brigham Young University and an MBA from the University of Connecticut.

Irene Dorner was named President and CEO of HSBC USA effective November 2011, overseeing HSBC Bank USA, N.A., and HSBC Finance Corporation. She also serves as Director, HSBC North America Holdings Inc., HSBC USA Inc. and HSBC Bank USA, N.A., and was appointed a Group Managing Director of HSBC Holdings plc with effect from 1 February 2013.Prior to her current role, Dorner served as President and CEO of HSBC Bank USA, N.A.Dorner joined the organisation in 1982 as an in-house lawyer at Samuel Montagu and Co Limited, the merchant banking arm of Midland Bank, which was later acquired by the HSBC Group. She held positions as Chief Operating Officer of Treasury and Capital Markets, and General Manager of Marketing and Human Resources functions for HSBC Bank plc. Dorner also had responsibility for HSBC Bank plc's branch network in the North of England, Scotland and Northern Ireland, and also held the position of General Manager, Premier and Wealth Management of HSBC Bank plc. She was appointed Deputy Chairman and CEO HSBC Bank Malaysia Berhad in 2007, where she served until her appointment to the U.S. in January 2010. Dorner was named the 2012 Most Powerful Woman in Banking by American Banker. In late 2012 she was named Chairman of British American Business. She also serves on the boards of the Financial Services Roundtable, The Clearing House, and the Partnership for New York City, and is a member of the Committee Encouraging Corporate Philanthropy. Dorner graduated from St. Anne�s College Oxford with MA in Jurisprudence.

Mr. Gibbons brings over 40 years of diversified business and entrepreneurial experience in executive management, business strategy development, sales leadership, business planning, product development, organizational development, operations management, strategic outsourcing and information technology to Computershare Communication Services (CCS).As a strategic consultant and business advisor, Mr. Gibbons focuses on the identification of new market opportunities and the use of technology and business services as a basis for innovative business solutions and the creation of winning business strategies, helping CCS identify and work with many leading global companies.Throughout his career Mr. Gibbons has been a catalyst for change and recognized for his leadership in developing and implementing innovative business solutions for Fortune 500 companies. Prior to his current role, Mr. Gibbons held a variety of executive leadership positions including President, CEO and founder of Dun & Bradstreet Services; Founder and CEO of Intellisource (a full service Business Process Outsourcing firm providing HR, F&A and Procurement services that grew to over half a billion in revenues in just over four years); Managing Director of PricewaterhouseCoopers US Business Process Outsourcing organization; and Consultant and Strategic Coach for business strategy and Business Process Outsourcing development to EDS� senior executive team.Previous to these roles, Mr. Gibbons was the IBM senior executive responsible for US operations. Mr. Gibbons is a nationally recognized speaker and author of numerous white papers and articles. In addition, he was the founder and publisher of the Outsource� Report.Mr. Gibbons is currently the Managing Director of the Daly Company, LLC, a real estate partnership and Chairman of the Daly Management Company, Inc., a company providing business consulting services and fully outsourced management for client companies. He is also Chairman of the Board of Outsource LLC and a member of the Board of Directors of Payments Advisory Services (PAR), a wholly owned subsidiary of WACHA. Mr. Gibbons previously served on the faculty of the American College of Healthcare Executives (ACHE).

Chad Tully is a Sales Manager in Twitter's New York office. He joinedTwitter in August of 2010 and has been dedicated to growing marketerand agency relations on the East Coast over the past 3 years. Prior to Twitter,Chad spent 5 + years at Google working with brands in the credit cards, brokerageand insurance sectors across search marketing and YouTube.