Banco Popular de Puerto Rico

Desiree Wolfe is Webster Bank�s Director of Marketing.� She joined Webster in 2010 and has risen through the ranks quickly in a short period of time holding the following positions:� Product Manager, Consumer Lending; Manager, Marketing Management; and her most recent role as SVP, Director Consumer Banking Product Management.Desiree has more than 15 years of experience managing products and implementing marketing programs for companies in the financial services and technology industries, targeting both the consumer and business segments.A resident of Shelton, Conn., Wolfe earned her Bachelor�s degree from GeorgetownUniversity and her MBA from ColumbiaBusinessSchool.� She serves on the Board of the Fairfield County Columbia University Club and the LivingWordCommunityChurch.�����Earlier this year, Desiree received the �2013 Fairfield County 40 Under 40 Award.��

Professor Jane Winn, of the Law, Technology & Arts Group and a Fulbright Scholar, is a leading international authority on electronic commerce law and technological and governance issues surrounding information security. She joined the faculty in 2002. Her current research interests include electronic commerce law developments in the United States, the European Union, and China. She is coauthor of Law of Electronic Commerce and the casebook Electronic Commerce.

Pankaj is the Service Line Leader for Genpact’s Business Banking vertical. Leading one of Genpact’s highest growth lines of business, he is responsible for product management, go to market strategy, and overall� P&L for the business. His global team consists of subject matter experts, technologists, analytics practitioners, and solutions specialists, who are all striving to create best in class offerings for the worlds top banks.Previously Pankaj was CEO of Third Pillar Systems, a SAAS based risk management platform for banks, which was acquired by Genpact in 2013. As CEO of Third Pillar he led a global team delivering the industries leading credit platform, which processed close to a trillion dollars in volume. With four of the top five commercial lenders in the US as clients, he helped deliver credit to small and medium sized businesses throughout the nation.He has worked with global financial regulators on data privacy issues, bank technology auditors on information security architectures, and bank CIOs on how to best leverage emerging cloud architectures to address the rapidly changing needs of their customers.He is based out of San Francisco and can be reached at pankaj.chowdhry(@)genpact.com

Mr. Blokhin brings 15 years of experience in developing and implementing modeling and reporting tools for the banking industry. He is Crowe Horwath expert in stress-testing and forecasting, with key strengths in capital adequacy measurement, risk aggregation, and capital portfolio management.Prior to joining Crowe Horwath in 2012, he served as co-founder and Head of Product Management of Soliton Financial Analytics, a leading provider of technology solutions to the Banks around the world.He has an MS in Finance from Golden Gate University and a BS in Accounting and Business Information in Computer Science from San Francisco State University.

Sharon O�Connor-Clarke has over 20 years experience in the financial services industry.� She is currently a Strategic Partner with FICO where she is responsible for enhancing the strategic relationships with customers by identifying solutions to their business needs based on her strong knowledge of financial services and government, marketing and credit risk, analytics and scoring, small business, and strategy development.Prior to joining FICO, Sharon was Senior Director-Financial Services for Experian. As a member of the Business Information Solutions Team, she was responsible for client consulting and development of new products based on client needs within the financial services industry. Sharon�s additional banking experience includes VP, Provenir; Managing Director, D&B; VP, GeoTrust; SVP, Strategic Analytics, Direct Marketing and Privacy, KeyCorp; and Manager, Commercial Markets Initiative for Fair, Isaac.Sharon has a BA in Psychology from San Jose State University and an MA in Behavioral Statistics from Baylor University.

David has 10 years of originations experience.� In his tenure at FICO, David trained Collections and Recovery software and, as a certified Instructional Designer, created product documentation and coursework. David has also worked on Originations and C&R projects as a PS consultant.� Currently, David specializes in small business lending and actively consults with customers about the use of the industry standard small business scoring tool, the SBSS score. Prior to joining FICO, David was a high school teacher and an award winning Debate coach.

Mark Lindsay owns and manages Lindsay Leasing with his wife Terri.� Based in Sarasota, Florida, Mark and Terri started the business in 2011.� Mark came to real estate with a broad business background primarily in the technology industry.� He worked in managerial positions for companies such as at eBay, Hewlett Packard (f. Compaq) and Vertical.� His experience spans product strategy, marketing, sales, and support across both domestic and global enterprises.� Mark earned his BA from Eckerd College and a Master of International Management from Thunderbird School of Global Management.