Banco Popular de Puerto Rico

Matthew T. Grant is Director of Content Strategy at Aquent, a global staffing firm focused on creative and marketing talent. Prior to joining Aquent, Matt was Managing Editor at MarketingProfs where he launched and hosted the popular "Marketing Smarts" podcast. Matt has spoken and published on a wide range of topics including user experience design, content marketing, Agile software development, cloud security, and gangsta rap.�

Sarah Bellrichard is a senior vice president with Wells Fargo�s Wholesale Internet Solutions (WIS) User Experience team. She oversees the interface design of all products and services delivered through the Commercial Electronic Office� and CEO Mobile�, Wells Fargo's award-winning corporate banking platforms. Her Interaction Design team creates scalable design solutions for diverse financial web applications across a spectrum of device types, delivering innovative solutions to Wells Fargo�s corporate and commercial customers. Prior to her 12 years with Wells Fargo, she held various user experience roles (including information architect, interaction designer and front-end developer) with Busse Design USA, CNN, Logictier and The Libraries of the Claremont Colleges. Sarah earned a master�s in Information Studies from the University of Michigan, Ann Arbor and a bachelor's in English Language and Literature from Smith College.

Charaka Kithulegoda is the Chief Information Officer at Tangerine. Charaka�s responsibilities include the leadership and management of the Bank's technology operations, technology strategy and infrastructure as well as the architecture, design and delivery of all systems.Charaka began his career at Tangerine (then ING DIRECT Canada) in 1999 and has held several positions within the IT department including vice-president of Software Development. He also participated in the startup operations for ING DIRECT France, USA, Spain, Germany and the UK. Prior to joining the bank, Charaka held senior leadership positions in the financial, healthcare, software development and public sectors in Canada, Australia and Sri Lanka.Charaka is a member of the British Computer Society and began his IT career immediately after graduating from a computer sciences program at the National Institute of Business Management in Sri Lanka. In 2011, he was recognized as ComputerWorld Canada�s IT Leader of the Year, and was named Mobile Banker of the Year by Bank Technology News in 2013. �

Leading Digital Strategy & Governance for Capital One's UX/UI Design team since 2008, Rob leads several large scale platform and experience enhancements across 3 of the company's primary marketing domains: capitalone.com, capitalone.ca, and capitalone360.com. Rob serves as project stakeholder on complex enterprise initiatives, including: creating scalable and flexible platforms & frameworks, Responsive/Adaptive Web Strategies, web site redesigns, and the creation of supporting style guides and governance models. His work on 2013�s Responsive Web Effort positioned Capital One as the first top 10 Bank, and one of only a few Fortune 200 companies at the time, to release a fully responsive marketing web site at the Enterprise level.Today, Rob is leading the creation of Capital One�s first Enterprise Visual Design Language, internally dubbed ONE DESIGN, to better align the visual design and user experiences across all digital channels, applications, and platforms at Capital One.Rob has recently been interviewed by a few of the Mobile First Design industry�s leading experts and talent Ethan Marcotte and Karen McGrane as part of a 2 episode Responsive Web Podcast (part one / part two), as well as Brad Frost recent Style Guide Podcast.

Tom Carpenter is the Vice President of Retail Product Development at Fifth Third Bank, and has been with the bank for five years.� He manages a group of product management professionals focused on banking services, deposit risk and regulatory excellence.� He currently is the LOB manager for Overdraft, Small Dollar Credit, Cash Banking Services, and handles deposit risk strategies for the Retail Bank.� Previously, Tom spent 10 years with FIS mostly focused on transaction risk strategies and new account screening risk and micro lending.

As the Director of New Market Strategy at Vancity, Canada�s largest credit union, Guy Kutany is responsible for leading the enterprise strategy for the underserved. His work has helped made Vancity a leader in this space, and resulted in the development of several industry leading solutions, including the �Fair & Fast Loan�, Canada�s first mainstream alternative to payday loans. Guy�s emphasis on leveraging innovation to generate business growth and drive unique customer experience is reflected in his 10+ years experience in the financial services industry. Prior to joining Vancity in 2010, Guy delivered outstanding results for such organizations as Bank Leumi, Best Buy and PwC Consulting. Guy was born and raised in Tel Aviv, Israel and currently resides in Vancouver, Canada. Guy holds an MBA from Tel Aviv University and a BA in Economics and Accounting from the Hebrew University in Jerusalem.�

Robert C. Burch is Key's Chief Information Security Officer (CISO), effective August 27th, 2012. Rob manages the Corporate Information Security group and is directly responsible for the following areas of Information Security at Key:Global & Domestic Third Party SecuritySecurity Engineering and ArchitectureCyber Security (including Forensics and Litigation Support)Security Operations Center (SOC) / Related ServicesIntrusion Detection & Prevention Services (IDS/IPS)Cyber Incident ResponseData Loss PreventionAnti-Phishing Solutions / Social Engineering TestingAdvanced Malware DetectionEnd-point and Network SecurityDistributed Denial of Service (DDoS) PreventionIdentity and Access ManagementPhysical Security Posture AssessmentsCyber Vulnerability AssessmentsInformation Security Policies/Standards/Guidelines/ProcessesManaged Security Service Providers (MSSP)Prior to joining Key, Rob led the Information Security and Technology Governance programs at Regions Bank since 2008. He was instrumental in the development of the Vendor Risk Management program at Regions, as well as the maturity of their core Information Security solutions including enterprise policies and standards, security engineering, and IT change/risk management to name a few. He also championed the implementation and management of Regions first Governance, Risk and Compliance (GRC) solution, requiring the coordination of Operational Risk Management and related disciplines. Rob has nearly 20 years of experience in financial services, primarily in the Information Security space, supporting Technology, Risk and Security. Prior to Regions, Rob worked for PNC Bank in Pittsburgh, where he was Director of the Internet Technology Group and later the Director of Information Security and Security Strategy. While at PNC, Rob implemented their first Security Operations Center, including vital security practices such as IDS/IPS, 3rd party monitoring, Forensics, Malware Detection, Cyber Security, Incident Response and number of other core programs. Rob received a Bachelor of Science degree in Computer Information Systems from West Liberty University.

As a seasoned executive with diverse experience in a number of verticals, Andy brings an in-depth understanding of the critical links between IT delivery, the fulfillment of business strategy, and operational effectiveness.Andy is currently leading the delivery of a Group Mobile Strategy at Standard Bank, the largest bank on the African continent. This includes the rollout of smart apps to consumers and enterprises, and the ongoing development of the bank�s strategy around digital solutions.Before moving to the bank, Andy spent six years at software giant SAP, leading a team that pioneered the critical discipline of Value Management, within the EMEA region.His roles prior to that have spanned a broad ambit, across many diverse geographies � from civil engineering, to strategy consulting, change management, operations, and sales.This background informs a rich understanding of the �game-changing� technologies, the catalysts to innovation, that are reshaping organisations and industries.Andy is currently living in Johannesburg, South Africa, and is married to Anne. They have four children.

Mitch Siegel is a Principal and National Financial Services Strategy Leader at KPMG LLP. Mitch offers C-suite and Board level guidance across the financial services industry on business model and operating model strategies intended to drive revenue growth, cost efficiency and to mitigate enterprise risks.� Mitch is currently assisting clients with significant disruption occurring across lending and payments.���

Allen Plyler is a consultant that primarily focuses on advising on complex transactions and implementations of new accounting guidance for top domestic and international companies. An expert in U.S. GAAP and IFRS accounting policy, he has developed structures and managed projects that in aggregate have required him to analyze more than a trillion dollars in risk positions.Allen was a Vice President at Wells Fargo where he led Wholesale Accounting Policy, and has provided consulting services for Allstate Insurance, Northrup Grumman, Barrick Gold Corporation, Sumitomo Mitsui Banking Corporation, and other domestic and international clients. Formerly he was Chief Financial Officer of BALR Corporation, a computer consulting firm where he structured its monetization exit through the capital markets.An example of the complexity of structures Allen works on is the $266 million dollar long-term project financing for Nevada Solar One, a 64 megawatt Concentrated Solar Power (CSP) plant and largest built in the world in the last 16 years at the time. His financial engineering resulted in the first leveraged lease structured financing for a CSP plant in the U.S.In addition to his consulting expertise, Allen regularly speaks on key topics for national audiences. His 2008 speech on Fair Value was delivered to Financial Executives International and called upon Congress to review fair value assumptions that were exacerbating the financial crisis. He also is an instructor for the California Education Foundation where he teaches courses in U.S. GAAP and IFRS, Hedging Foreign Currency, Cheap Stock and Classification and Measurement.