Banco Popular de Puerto Rico

Rudy Pereira received his BS in Computer Science from California State University Northridge, received his MBA at Norwich University and has a Black Belt in Six Sigma from Motorola University.� Pereira previously served as Senior Vice President Operations and Technology at Alliant Credit Union in Chicago, Illinois and prior to that served as Senior Vice President and CIO at Kinecta Federal Credit Union in California. Prior to his career in financial services he worked at Hughes Aircraft and Hewlett-Packard.�Pereira is an active industry executive who is Chair of the CUNA/BITS Financial Services Liaison Task Force, former Chair of the CUNA Council Forum and Technology Council, and a member of the Wisconsin and Credit Union National Association Governmental Affairs Committees. Pereira is a frequent conference speaker and writer for the credit union industry.� Pereira is also a member of the University of Wisconsin Eau Claire Foundation Board, Eau Claire Confluence Inc. Board, Royal Credit Union Board and Western Regional Mayo Clinic Board.

Amy Hurta brings 20 years of banking experience to her position as a Senior Vice President at NBT.� She is currently responsible for Loan and Deposit Operations, Loan Documentation & Collateral, and the bank’s Call Center.� During her tenure at NBT she has lead the Small Business Underwriting, Credit Analysis, the Appraisal Departments, as well as a newly formed SBA team.Amy began her banking career in the branch network at M&T Bank in Buffalo, NY.� She transitioned into Small Business lending where she helped build out a loan center complete with a dedicated SBA team.� She has managed scored and judgmental underwriting teams, developed and launched streamlined credit origination applications, and improved the efficiency of the portfolio management.�Previously, she was the Small Business Credit Officer at Commerce Bank of NJ / TD Bank responsible for coordinating the bank’s small business credit program, which covered much of the East Coast.� Having joined the newly created Small Business segment, she wrote credit policy, implemented portfolio management, and ensured regulatory compliance.� To facilitate support throughout the organization, Amy has spent significant time visiting and sharing with customer facing personnel as well as executive management.In addition to the technical aspects of her job, Amy focuses on helping her team improve their skills and fostering an environment where team members feel empowered to identify and act on opportunities for improvement.�Amy has a Bachelor’s of Science Degree in Business Management from Cornell University and a Master’s Degree in Finance from the State University of New York at Buffalo.

Chip Higgins serves as Senior Vice President and Business Banking Leader for Pinnacle Bank, a $6.5 billion asset community bank headquartered in Nashville, TN.Chip began his career in financial services in 1984 with First American National Bank, where he served small businesses in a variety of roles and ultimately served as the bank�s Small Business Segment Manager.� Prior to Pinnacle, Chip spent ten years at First Tennessee Bank, where he served as the bank�s Business Banking Line of Business Manager.Chip holds a bachelor�s degree in Economics from the University of North Carolina in Chapel Hill and MBA from UNC Kenan Flagler School of Business.Chip �was one of the founders and past president of the Nashville ATHENAPowerlink program, a mentoring program for women-owned businesses. Higgins also has served on the Nashville Chamber�s Small Business Council and currently serves the Nashville Business Incubation Center as a leadership development counselor.�

Jason Lippman is the Executive Vice President at Far West Capital. Jason is responsible for new business development and establishing referral partner relationships. Prior to joining Far West Capital, Jason founded HomeTex Enterprises, LLC, a real estate investment, brokerage and property management company, in 2005 and continues to manage a diversified portfolio of residential real estate investments in Texas.Jason also co-founded and was CEO of Mirabella Estates, an exclusive alternative to second home ownership for high net worth individuals. Mirabella Estates was developed, launched and then sold after only 11 months to category leader Exclusive Resorts. Jason also served as the Chief Financial Officer for internet start-up, Mall.com, and was principally responsible for raising over $7.5mm in equity capital. Prior to his entrepreneur experiences, Jason worked as a Senior Manager at Arthur Andersen in their business consulting division, focusing on strategic cost saving initiatives for Fortune 500 companies.Jason graduated from The University of Texas at Austin in 1994 with a Bachelors of Business Administration and a Master�s Degree in Professional Accounting and earned his Certified Public Accountant designation in 1995.He is currently a board member of Central Texas RMA.

Kevin is PeerIQ’s COO, where he directs major business-building efforts, as well as strategic partnerships with lending platforms and large institutional investors. Prior to joining PeerIQ, Kevin was a venture partner at Antera Asset Management, where he focused on thesis development, new fundraising efforts, and helping seed stage portfolio companies scale and form international partnerships.Kevin began his career as an intellectual property trial lawyer at Keker & Van Nest LLP and later worked as a consultant at McKinsey & Company. He left McKinsey to lead the investment advisory practice at Cleantech Group, where he counseled corporate venture and innovation groups on investments and value capture across the new energy landscape.Kevin graduated magna cum laude from Columbia University and earned his J.D. from Yale Law School, where he was Senior Editor for the Yale Law Journal. He is an avid tennis player, cyclist, and traveler.

Driss Temsamani is Business Intelligence, Analytics Region Head and a member of Citigroup Treasury & Trade Services Latin America Executive Committee. Driss is also responsible for Citi Latin America Innovation Lab and is a member of the Citi Global Lablink Network.Driss started with Citi as Senior Business Interface for the Corporate and Consumer Bank. Driss became CIO and Vice President of Strategic Planning for Citigroup e-Business Latin America, a role under which he headed the e-Commerce infrastructure rollout throughout the region and the development of strategic alliance with media, technology and telecommunication companies. He was then Business Management Region Head and later Regional Marketing Head before assuming his current role.Driss is a member of the US State Department Global Entrepreneurship Program where he was selected by the US Government to be a delegate for President Obama�s Social Economic Development Maghreb Initiative. He is a member of the American Marketing Association, the International Institute of Finance, the Association for International Businesses, the Center for Strategic and International Studies and the Corporate Strategy Board.Driss is a published author, a university guest lecturer and speaker at Regional and Global industry conferences. His work has been featured in Actualidad Economica, Business News Americas, Los Andes Econ�mico, Business Technology News and Latin Trade. He received the Strathmore Who�s Who Leadership Millennium Award and the Jerry Goidenberg First Place Award for Direct Marketing.Driss holds a Master�s Degree in Business Administration and Industrial Marketing from Columbus University and has continued education from Harvard School of Business, Massachusetts Institute of Technology, Austral University and The Center for Creative Leadership.

Storm Trosdal is a Senior Credit Officer at Pinnacle, supporting the Client Services Group in Nashville.� His territory covers multiple offices across Middle Tennessee.� Previously, he was a Credit Advisor for the same group, having joined Pinnacle in March of 2008.� Prior to joining Pinnacle, Storm worked at SunTrust for 10 years as a Credit Professional.� During that time he supported a Commercial Banking Group in Georgia and a Private Banking group in Nashville.� Storm holds a bachelor’s degree in finance from Georgia State University in Atlanta.�

Mike is the head of the firm’s Commercial and Small Business Banking Practice.� He has extensive experience in the financial services industry as both a consultant and line manager.� His consulting work has focused on improving the competitiveness of client organizations through strategy development, product development, pricing, sales management and the transformation of business processes.� His clients have included leading organizations in the US, Canada and the UK.� Prior to joining Novantas, Mike had his own consulting firm and started his consulting career with EY.� At EY (and later at Cap Gemini), Mike led the Financial Institutions Group for North America.� Prior to consulting, Mike was a banker with The Northern Trust in Chicago.Mike is a graduate of Loyola University with a BBA in Finance and has an MBA from DePaul University.

Joined First TN in late 2013 to re-establish the bank’s SBA Lending Program. In addition to SBA, Jennifer took on the responsibility of FT Housing Corporation in late 2014, C2U2 Underwriting and Portfolio Management Teams in Franklin in Spring of 2015 and C2U2 Triage and LCA Teams in summer of 2015. �Prior to joining First TN, Jennifer was most recently the SBA National Manager for Fifth Third Bank out of Cincinnati, OH. She is a native of Nashville and began her commercial credit and line management career with SunTrust 18 years ago. She has received her NAGGL Certification for the US SBA 7a Program and is a Graduate of Centre College with a double major B.A. in Economics and International Relations.