Banco Popular de Puerto Rico

Ian Lee is Senior Vice President �of Innovation & Growth at Citi Ventures. Mr. Lee works to identify, fund, incubate, build and launch new technologies and businesses. Mr. Lee focuses on blockchain technology, distributed ledgers, digital currencies, and Bitcoin.�

Gordon Watson joined VPC in 2014 and is a Principal. He is primarily responsible for sourcing, analyzing, executing and management of direct private debt and equity investments in the Specialty Finance sector. Mr. Watson also actively works on making investments in public debt securities in middle market companies where VPC can seek to actively influence positive outcomes.Previously, Mr. Watson was a Portfolio Manager focused on distressed debt at GLG Partners, a London based 25 billion multi-strategy hedge fund that concentrates on a diverse range of alternative investments. He joined GLG when it purchased Ore Hill Partners, a credit focused hedge fund where Mr. Watson was a partner.Mr. Watson received a B.A. in political science from Colgate University and an MBA from Columbia University.

Meg focuses on relationship management and creating innovative business solutions for the firm’s alternative asset clients. In addition to managing institutional and individual client service groups, she plays a critical role in improving operations for existing processes and services, as well as in helping to design or customize solutions for unique custody situations, such as peer-to-peer lending.Meg has over 25 years of experience in the financial services industry with a strong background in securities, operations, and client services. Prior to joining Millennium Trust, she was a senior project analyst for William Blair & Company’s investment management business and held senior management positions with IAC Securities and Stein Roe Mutual Funds.She holds a bachelor’s degree in accounting from Miami University of Ohio.

Mr. Smith has spent the last 20+ years helping community and regional financial institutions achieve their business goals by integrating strategy with sales, marketing, operations and technology execution. Before joining Cornerstone Advisors, Brad co-founded Abound Resources in 1997 and helped Abound grow to become the leading advisory firm for small to mid-sized financial institutions with more than 500 clients in 48 states. Prior to Abound Resources, Brad led the community bank technology consulting practice for Deloitte & Touche and consulted with financial institutions all over the country.�As a bank consultant, he facilitates strategic planning retreats, assists in process improvement initiatives, consults on a wide range of technology strategies, vendor issues�including contract negotiations and vendor management, and oversees information security assessments. Brad also is an advisor to several industry trade associations, an instructor at several banking schools, and is a frequent speaker at state and national conventions.Brad is a graduate of the University of Texas with a degree in finance and a minor concentration in accounting.

Greg is a Managing Director in KPMG’s Financial Services Risk Consulting Practice focusing on Third Party Risk Management. Greg leads teams of KPMG professionals at some of the largest global financial services firms as they address current and emerging regulatory requirements that affect business strategies and operations that relate to third parties.Greg leads KPMG’s third party management service for Financial Services coordinating the various subject matter resources across KPMG to deliver a one firm approach for our clients.Professional and Industry Experience��� Greg has led numerous teams focusing on large scale complex regulatory projects, a selection of which are presented below:Assisted Banks to assess their third party oversight programs and processes in light of regulatory findings. Third parties broadly include both affiliate and non-affiliateSupported Second Line functions to establish the oversight of outsourcing activities required by regulators. Engagements focused on developing risk based approaches to monitoring and testing, developing reporting metrics, execution of pilot testing and co-sourcing ongoing oversight activities.Assisted clients to understand how the third party risk assessment process should work across the various oversight functions and how that can be practically implemented into existing processes and systems. Greg has developed risk assessment criteria for client facing and impacting third parties and assessed those as part of the roll out using various accelerators KPMG developed.Aided First Line Functions to implement second line policies over third party management and outsourcing. Engagements focused on developing the target operating model for the management and oversight of third parties within the business unit covering the governance framework and the end-to-end life cycle. Often this has involved technology enablement.Conducted third party assessments on behalf of Banks to determine compliance with various elements of the governing contract or laws and regulations for specific categories of third parties such as Debt Collectors.Assisted banks with the development of their inventories of third parties.Greg has been involved in a number of industry events connected to third partiesLed KPMG’s annual shareforums in connection with third party risk management.Presented at the 2014 Consumer Bankers Association annual conference on Managing Fair & Responsible Banking Risk in Third-Party Relationships.Written a number of publications on Third Party Risk Management including: The New Third‑Party Management Framework: Trust but Verify.

With a focus on software, technology-enabled services and media, Tom helps DCM Ventures portfolio companies create high-growth marketing strategies, structure successful strategic partnerships and build strong management teams. Tom has a particular focus on innovation in the financial technology arena and technology and services that empower entrepreneurs and small businesses. He led DCM Ventures' previous investments in PayCycle (acquired by Intuit), HireRight (IPO on NASDAQ; then acquired by USIS), Jaspersoft (acquired by Tibco), Caring.com (acquired by Bankrate) and Vendavo (acquried by Francisco Partners). His current board seats include AdSpace Networks, Bill.com, Exablox, SavingStar, and Vindicia.Tom began his technology start-up career with a six-year stint at Intuit, joining the then-private company a month prior to the launch of Quicken for Windows 1.0. He held a variety of marketing, business development and general management roles in several divisions, capping off his tenure as General Manager of the QuickBooks business. After leaving Intuit and prior to joining DCM Ventures, Tom spent three years at two Internet start-ups, Encanto Networks and Fatbrain.com (formerly computerliteracy.com). At Encanto, Tom served as Vice President of Marketing. At computerliteracy.com, Tom was an advisor to the company from its birth in the proverbial Silicon Valley garage through completion of its first venture-backed financing, joining the online professional bookstore as Vice President of Marketing and Editorial in 1997. After business school, Tom worked as a consultant for Bain & Co. in San Francisco and Boston.Tom grew up in Allentown, Pennsylvania (yes, the one in the Billy Joel song), but immigrated to California in 1980 to attend Stanford University (most of his friends at the time asked if that was in Connecticut). As if Silicon Valley didn’t have enough charms of its own, he met his wife Sheri, a fourth-generation Californian, at Stanford, thereby ensuring permanent residency in the Bay Area. Tom holds a B.S. in Mechanical Engineering with distinction from Stanford University, as well as an M.B.A. with high distinction from the Amos Tuck School at Dartmouth College, where he was an Edward Tuck Scholar.

As Acxiom’s Privacy Officer for the Americas, Sheila Colclasure is principally responsible for managing the fair information practices compliance, client support and external policy setting of a publicly-traded information management company with annual revenues in excess of $1 billion. Founded in 1969, Acxiom is headquartered in Little Rock, Ark., with locations throughout the United States, Europe, Australia and China. Acxiom integrates data, services and technology to create and deliver customer and information management solutions for many of the largest and most respected companies in the world.Sheila’s primary areas of focus include monitoring and coordinating enterprise-wide compliance with legal regulations, such as the FCRA, GLB, the Privacy and Safeguard Rules, the Telemarketing Sales Rule, and CAN-SPAM, industry guidelines, such as the Direct Marketing Association’s Privacy Promise and Acxiom’s own leading-practice privacy policies, external liaison and representation to policy setting entities, including state and federal legislators, regulators and industry coalitions and providing client support, coaching and advocacy on privacy as a strategic business essential.� As part of her role, she has developed and implemented an annual privacy audit function that is widely regarded as the best in the industry. Sheila advises elected officials and regulators on privacy issues and privacy legislation. Sheila also works with Acxiom clients and industry members to show them how privacy compliance is an essential component of their overall business strategy and how it can be a competitive advantage for their business.Sheila functions as corporate liaison to several industry standards-setting groups, including the Hunton Center for Information Policy Leadership, the Coalition for Sensible Public Record Access, the Information Policy Institute, the American Legislative Exchange Council and the Consumer Data Industry Association. She is a published author on the subject of privacy, is frequently interviewed by the media on the issue, and has �represented the industry for discussion on consumer privacy in a number of forums, including the Conference of Western Attorneys General, National Association of Attorneys General, American Legislative Exchange Council, International Association of Privacy Professionals Global Conferences, Direct Marketing Association Annual Conferences, American Bar Association Annual Conferences, Duke University’s Fuqua School of Business eVision event series, CRM Solutions Expo, the Marketing Science Institute, and on the television show, Life & Times Tonight (KCET, Los Angeles PBS affiliate).Prior to joining Acxiom, Sheila managed Congressional and Political Affairs for the American Institute of Certified Public Accountants in their Washington, D.C., office, where she focused on legislative and regulatory initiatives as well as directing their Political Action Committee.� Sheila has a master’s degree in Communications, specializing in Political and Business communication.

Houman B. Shadab is a Professor of Law at New York Law School and a Director of its Center for Business and Financial Law. He is a prolific and influential expert in�financial law and regulation whose research�focuses on�financial technology and blockchains. Professor Shadab often advises corporations, financial institutions, and startups, and�has testified before the federal government several times, including before the Commodity Futures Trading Commission on Bitcoin derivatives.

Keith is currently the Senior Audit Group Manager for the Risk & Capital Implementation Audit team at TD Bank. He is a member of the US Senior Leadership Team and is accountable for covering major US risk and capital initiatives including Basel II and III, CCAR, DFAST, and EPS-IHC. �In his role, he designs and oversees the team's audit plan and activities, and leads a group of 20+ individuals to implement the plan.Prior to TD Bank, Keith was a Vice President with Morgan Stanley Internal Audit. �He was responsible for the delivery of a global technology and data audit plan covering risk and treasury technologies. He built and led a new technology audit team to work on integrated audits with the Risk audit team. Primary coverage areas included data quality, credit risk, market risk, operational risk, CCAR, ICAAP, Basel, planning and forecasting, funding and liquidity.Prior to Morgan Stanley, Keith held various positions in PwC, BarnesandNoble.com, and Deloitte Consulting. Keith is a Certified Public Accountant and Certified Information Systems Auditor.