Banco Popular de Puerto Rico

Sam Graziano is the chief commercial officer of Amount.

Deb Stein was promoted to Business Banking Director September 1, 2013.� Prior to this, she was the Phone Bank Director since 2011, and she led the Central Area Retail Banking Group for 8 years.� Her 11 year anniversary with Huntington was October 2014.With close to 30 years in the financial services industry, Deb has led large retail branch networks, plus has experience in consumer lending, business banking, mortgage sales, credit card, call center and training.� Prior to joining Huntington, Deb spent 19 years with PNC in many banking capacities.She held board positions for two terms for both the Community Shelter Board and Children�s Hunger Alliance, and is currently exploring new opportunities with the Women�s Fund and military organizations.Deb holds a bachelor�s degree from Bowling Green State University, is a graduate of the Stonier Graduate School of Banking, and completed the Huntington Executive Leadership Program at the Fisher College of Business at The Ohio State University.Deb and her husband, who is employed with Rolls Royce, have two older children.� Their daughter is a first grade teacher and married to a pilot in the Air Force, and their son works for Accenture in Washington, DC, and is a 1st Lieutenant in the Army Reserves.

Robert DiGiovanni is a Senior Vice President and Director of Retail Banking at Eastern Bank. He oversees all of Eastern�s 100 branches in Massachusetts and Southern New Hampshire. � ��Eastern Bank, founded in 1818, is the largest and oldest mutual bank in the U.S with assets of $9.5 billion. Eastern Bank ranked "Highest Customer Satisfaction in Retail Banking in the New England Region" for the J.D. Power 2014 Retail Banking Satisfaction Study and has been the #1 SBA Lender in New England for the past five years. � � �During his career at Eastern Bank, Bob has served in several other positions includingGroup Head of Indirect Lending, Portfolio Manager in Commercial Banking, Small Business Sales Manager and Retail Regional Manager.Bob has more than 25 years of experience in the financial services industry.� Prior to joining Eastern Bank in 1996, he worked at Toyota Motor Credit General Motors Acceptance Corporation from 1988-1996. �Bob received a bachelor�s degree in Marketing from The University of Massachusetts at Amherst.� Bob is a proud recipient of the Jefferson Cup presented by Consumer Banking Association for excellence demonstrated during the completion of its study program at the Graduate School of Retail Bank Management.�

Beth Mooney has been Chairman and Chief Executive Officer of KeyCorp since May�1, 2011. �In 2010, she was named President and became a member of KeyCorp�s Board of Directors.In November 2010 Mooney was named KeyCorp�s President and Chief Operating Officer.� Mooney previously served as Vice Chair, Key Community Bank, which includes Retail Banking, Business Banking, Commercial Middle Market Banking, Wealth Management, Private Banking, Key Investment Services and KeyBank Mortgage.Mooney, who joined Key in April 2006, has over 30 years of experience in retail banking, commercial lending and real estate financing. Prior to her most recent position as Senior Executive Vice President and Chief Financial Officer for Alabama-based AmSouth Bancorporation (now Regions Financial Corporation), Mooney ran its banking operations in Tennessee and Northern Louisiana.Mooney also completed other line assignments of increasing responsibility at Bank One Corporation, Citicorp Real Estate, Inc., Hall Financial Group and Republic Bank of Texas/First Republic. At Bank One, she served as Regional President in Akron and Dayton, and then as President of Bank One Ohio, managing major markets throughout the state.Mooney graduated from the University of Texas in 1977 and earned her Master of Business Administration degree from Southern Methodist University in 1983, where she was selected as a 2007-2008 Distinguished Alumni of the Cox School of Business.� She has been recognized by Forbes Magazine as one of �The World�s 100 Most Powerful Women� and �most recently by Fortune Magazine as one of the Top 50 ��Most Powerful Women in Business�.� In 2013 and 2014, Mooney ranked No. 1 on American Banker Magazine�s �Most Powerful Women in Banking� list.�Mooney is a member of AT&T�s Board of Directors and is a member of the Corporate Development and Finance Committee and the Public Policy and Corporate Reputation Committee. ��Mooney serves as Chairman of the Greater Cleveland Partnership (GCP), one of the largest Chambers of Commerce in the nation. �She is also a member of the Catalyst Board of Directors and serves on the Investment Committee.� Mooney is a Trustee and Treasurer of the Board of the Musical Arts Association (The Cleveland Orchestra), a Trustee of Cleveland Clinic Foundation and a Board member of the United Way of Greater Cleveland. She is a member of The Financial Services Roundtable and is a member of the Supervisory Board of The Clearing House.

Jay Sidhu serves as the Chairman and CEO of Customers Bank,�a $6.5 billion asset bank with headquartered in Wyomissing, Pennsylvania. He has an extensive and recognized background in banking. Prior to joining Customers Bank, he served as the Founder, Chairman and Chief Executive Officer of Sovereign Bancorp Inc. There, he grew the organization from an Initial Public Offering of $12 million to a market cap approaching $12 billion, crediting it as the 17th largest banking institution in the country.Sidhu has received various recognitions in the industry, including Financial World’s CEO of the Year, Turnaround Entrepreneur of the Year, and was named the Large Business Leader of the Year by the Chamber of Commerce. Sidhu earned a Master of Business Administration from Wilkes University and graduated from the Harvard Business School’s Leadership Course.�

Mark Clancy is the Chief Executive Officer of Soltra a joint venture between DTCC and the Financial Services Information Sharing and Analysis Center (FS-ISAC) and a Managing Director of DTCC. Soltra was founded in September 2014 to promote the sharing and consumption of cyber threat information via automation to reduce risk for critical infrastructures and increase attacker costs.Until July of 2015 Clancy was the managing director of Technology Risk Management at The Depository Trust & Clearing Corporation (DTCC), a position established in January 2012. Clancy joined DTCC in 2009 as Corporate Information Security Officer. In his broadened position, he has enterprise-wide responsibility for developing and implementing global security and business continuity policies, standards, guidelines, procedures and threat assessments pertaining to DTCC. He also chaired the DTCC Security Steering Committee, which is composed of senior IT management as well as business-line and other corporate managers.Active in the financial services and critical infrastructure communities, Clancy participates in the Financial Services Information and Analysis Center (FS-ISAC) and Financial Services Sector Coordinating Council (FSSCC). He is a frequent speaker at FS-ISAC conferences and an active member of FS-ISAC’s Threat Intelligence Committee. �In addition, he serves on FS-ISAC’s board of directors; as a member of FSSCC’s executive committee; and as chair FSSCC’s international coordination efforts. He is the chair of the Industrial Advisory board for the Center for Configuration Analytics and Automation (CCAA) a NSF sponsored university/industry cooperative research center on cyber security. He serves on the Center for Strategic and International Studies Commission on Cybersecurity making cyber security policy recommendation for the 45th�Presidency of the US. He is also on the board of advisors for the Florida Center for Cybersecurity supporting all 12 Florida State University System Institutions around education, work force development, research, and community engagement.�Clancy has spoken on cyber security to attendees at the Air War College National Security Forum, at events sponsored by U.S. Government agencies, such as the Committee on National Security Systems, Securities and Exchange Commission, Commodities Futures Trading Commission and the US Army Enterprise Solutions Competency Center as well as International groups such as the Bank for International Settlements Committee on Payment and Settlement Systems (CPSS) and the International Organization of Securities Commissions (IOSCO). He has also testified before the US Congress House Financial Services subcommittee on Capital Markets and Government Sponsored Entities and Senate Commerce Committee on cyber security issues.Before joining DTCC, Clancy was executive vice president of Information Technology Risk at Citigroup. His responsibilities included developing IT Risk strategy and managing the company’s information security polices and standards. He also directed company-wide efforts around third-party access, data protection, infrastructure protection, and vulnerability and threat assessment. �He was with Citigroup from 2000 until 2009.Earlier in his career, Clancy consulted for several Fortune 500 companies on information systems and information security projects spanning the banking, energy, insurance, pharmaceutical and manufacturing industry sectors.He has a B.S. degree in Electrical Engineering from Drexel University and is a member of the Institute of Electrical and Electronics Engineers.

Andrew M. Orent is the President and CEO of Nautilus Hyosung America.�� Prior to this appointment, Mr. Orent was Vice President, Oracle Banking Platform, and Global Business Team Leader where he was responsible for the Go to Market of a new banking solution.Prior to joining Oracle, Andy led the global WW Financial Services Industry team at HP. Andy and his team were responsible for the Strategy, Solution Portfolio, Go to Market and Community for this key segment. Andy joined HP in 2008. �Andy has spent more than 30 years selling technology, software and services to the financial services industry.� �He held a number of key leadership roles in general management, sales and marketing at NCR that included: Vice President, World Wide Industry Marketing, Vice President and General Manager of the Payment and Imaging business unit, and Vice President Financial Solutions Americas.Andy holds a Bachelor�s Degree in Accounting from Indiana University is married and has two grown daughters.�

Anish is Director of Strategic Partnerships and Programs, responsible for leading the development of Citi Venture's innovation ecosystem.Anish comes most recently from JPMorgan Chase's Digital Customer Experience & Innovation team. As Executive Director of Business Operations & Partnerships he led innovation initiatives, operational planning, new processes, program delivery and vendor strategy/management.Prior to that Anish held various senior & executive positions at startups such as Egreetings, Geodesic, and Lexy pioneering new consumer facing mobile services. He also spent 6 years at Orange, initially building the mobile innovation practice in San Francisco followed by driving strategic partnerships in London as Director of Business Development. Early in his career he was part of the development team that built BofA's first online banking website and first credit card website.Anish graduated from Carnegie Mellon University with a BS in Computer Science and French. His interests include soccer, running, movies and travel with his family.

Donn Froshiesar leads Consumer Insights for Citi�s Global Consumer Bank, and is responsible for bringing the voice of the consumer into our organization. In the US, Donn�s team leads primary and secondary market research, identifies marketplace trends and insights, and delivers actionable recommendations based on attitudinal analytics. Globally, Donn�s team is responsible for measuring key metrics like NPS and brand health, and also supports the insights needs of Citi�s Global Product, Segment, and Marketing organizations.Donn has been with Citi since 2004, and has served in several analytic, strategy, and project leadership roles. Donn began his Citi career with the US Cards team, where he led efforts to optimize our fee and interest structures. He then transitioned to the Global Decision Management team, where he led numerous global initiatives and local projects in countries including UK, Singapore, India, Hong Kong, and Brazil.Before joining Citi, Donn worked at American Express in New York, where he held positions in merchant network strategy and cards marketing. Prior to business school, Donn spent four years with Fidelity Investments in Boston working in their Investment Advisor Group.Donn holds a Bachelor of Arts (BA) with High Honors from Middlebury College, and a Masters of Business Administration (MBA) from the School of Management at Yale University.