Banco Popular de Puerto Rico

As Senior Director of Product Management for ADP Dealer Services, Krasavage�s responsibilities include bringing innovative front end workflow solutions to market that streamline the vehicle sale, purchase and contracting process for optimal performance.� A 25 year veteran of the software and technology industry, Brian has held leadership roles within the automotive, wireless and imaging industries.� Before joining ADP Dealer Services in 2012, Krasavage held a variety of positions in product management, sales, business development, marketing, market research and information technology. He has been a guest speaker, panelist and presenter at a number of events in the automotive, wireless, imaging and consumer electronics industries.�

Keith Wilson has built his expertise in sales technology within the financial services industry over the past 27 years. He has been on both sides: in sales delivery roles as well as national office roles in sales strategy and implementation, within both Banking and Insurance at RBC.As Senior Manager, Sales Technology Enablement, Keith is responsible for the sales technology strategy for Mutual Funds Distribution and RBC Financial Planning. Keith's focus is on leveraging technology to enable an efficient and seamless cross-channel product distribution strategy, while empowering sales professionals to focus on advice and relationship building, not on the technology.

Chris was with CohnReznick Advisory Group, sourcing and structuring joint venture equity transactions for real estate sponsors with hedge funds, private equity groups, and foreign/domestic family offices. He was formerly with Alvarez & Marsal, the global restructuring firm handling the wind-down of Lehman Brothers.Chris started his career at Investments Limited, where he worked on the acquisition and disposition of over $300 million of commercial real estate, the leasing and management of a five million square foot commercial portfolio, and the entitlement and development of over two million square feet of mixed-use real estate. He received his Bachelor of Arts in Economics from Johns Hopkins University.

Noerena Lim�n is a policy analyst at the Consumer Financial Protection Bureau (CFPB) in the Office of Research Markets and Regulations and is the project lead for the Know Before You Owe, Closing Time Initiative. Throughout her 2-and-a-half years at the CFPB, Noerena has worked in the Office of Director Richard Cordray, the Office of Mortgage Markets and the Office of Liquidity Lending, focusing on mortgage and small dollar lending policy.Prior to her work at the CFPB, Noerena served various branches of the federal government including The White House and the Office of U.S. Representative Xavier Becerra. Noerena received her Bachelor of Arts degree from the University of California, Berkeley and received a Master in public policy with an emphasis in economic policy from the Harvard Kennedy School of Government.

Mark L. Rockefeller is the Co-Founder & CEO of StreetShares, Inc., an emerging peer-to-business funding marketplace focused on affinity-based lending. Mark began his career as a military officer and attorney. Following military service in Iraq, Mark worked on a micro-finance project in Africa and as a researcher at Columbia University. He later joined the prominent financial services law firm Milbank, Tweed, Hadley & McCloy LLP, where his law practice focused on securities, financial restructuring, and international investment disputes. He holds a bachelor's degree in finance and advanced degrees in business and law. He is a term member on the Council on Foreign Relations.

Kight founded CheckFree in 1981 in his grandmother�s basement, with a vision of providing electronic funds transfer services to businesses and consumers. Over the following 27 years, CheckFree expanded its scope beyond online bill payments to online and mobile banking, digital payments and processing infrastructures, business intelligence analytics, electronic billing, digital reconciliation, and operational risk management systems � through both internal development and acquisitions. CheckFree, with revenues of $1.1 Billion, was sold to Fiserv, Inc in December of 2007 for $4.4 Billion. Kight is a member of the Board of Directors at Huntington Bancshares Incorporated.

John Yarley is a Senior Director for Business Card Products with Visa, Inc.� John leads a team at Visa that works with banks and credit unions to develop new business card programs, refine overall small business product strategies and assess ongoing portfolio performance.� John has over 20 years of bank card product management experience; both issuing and acquiring.�� John has been focused on the small business banking and payments needs for past 10 years.� �

Janet Dedrick is a strategic consultant with the Equifax Analytical Services Center of Excellence.� While at Equifax, Janet has completed research on both consumer and commercial topics, including loan portfolio analytics, wallet share opportunity analyses and benchmarking studies.� Janet is responsible for the U.S. consumer credit trends insights, which encompasses research and client presentations as well as media engagement.�Prior to joining Equifax, Janet worked in risk management for major card lenders and in both economic research and banking supervision areas at the Federal Reserve Bank of Chicago. �Janet holds an MBA from the University of Chicago.