Banco Popular de Puerto Rico

Rob Peterson is the Managing Director, Retail Distribution and Branch Transformation Executive at MUFG Union Bank, N.A. In this capacity, he is responsible Branch Distribution and Transformation Strategies including network growth and reconfiguration, branch design and capabilities. He is a frequent speaker and recognized expert in branch transformation.Prior to joining MUFG Union Bank, Rob was instrumental in developing a highly specialized and revolutionary banking model for Countrywide Bank where he helped grow assets from $53 million to over $120 billion in 6 years, contributing $1.5 billion in pre-tax earnings in 2006 and again in 2007 to its parent company.Rob graduated from Stanford University with a BA in History and earned a MBA from Brigham Young University�s Marriott School of Management. Rob has been married for 22 years and has 15 year old triplets. When not nerding out on data, he can be found golfing, playing volleyball and sailing.

Gabe Krajicek is the chief executive officer of BancVue, the leader in branded, community-powered banking products. BancVue�s innovative Kasasa� suite connects breakthrough products with world-class marketing, data-driven consulting, and unprecedented access to training, compliance, research, and support resources. Krajicek joined BancVue in 2005, steering the company�s explosive growth to include over 700 community banking clients. In addition to numerous media appearances and speaking engagements, Krajicek received the Ernst & Young Entrepreneur of the Year Award for Central Texas.�

Jos� Resendiz serves as vice president of product design, development, and management as well as Chief Innovation Officer for Digital Insight, an NCR company. In this role, he leads the innovation strategy across Digital Insight. He also leads the creation of new product capabilities that drive growth for consumers, financial institutions, and Digital Insight.Resendiz has held various roles in strategy and product management for Digital Insight prior to being promoted to vice president. He innovated and launched TurboTax for Online Banking, small business offerings and a flexible platform for the company. He holds several patents, including one for automatic bill pay setup for online bill pay systems and providing advertising to select consumers using payroll data and systems.Prior to Digital Insight, Resendiz held positions with Intuit, Inc. in corporate strategy where he created Intuit�s healthcare strategy, small business growth strategy, and the financial institutions division�s (now Digital Insight) three-year strategy.Resendiz was a board member and financial officer for Third Street Community Center. He is a graduate of Stanford University.

With more than 18 years of financial services and IT experience, Nilesh leads business development for the financial institution market at Ripple Labs. Prior to joining Ripple Labs, Nilesh held various leadership roles in strategy at CashEdge/Fiserv over the course of 10 years and built payment products for financial institutions.

Ethan Bloch (@ebloch) is the founder and CEO of Digit, an automated savings tool. He has over a decade of experience in finance and his last company, Flowtown, was acquired by Demandforce (Intuit) in October 2011.

Marco Santori�is a counsel in the law firm�s Intellectual Property practice and is located in the New York office.Recently described by an American Banker reporter as "the dean of digital currency lawyers," Marco is a recognized authority in the law of digital currencies and emerging payments. He counsels exchanges, payment processors, institutional miners, and other companies making new and exciting uses of distributed ledger technology, including so-called "Bitcoin 2.0" implementations. As Chairman of the Bitcoin Foundation's Regulatory Affairs Committee, his knowledge of the latest industry trends develops in near-real-time. He advises his clients on regulatory matters, including the compliance with and avoidance of money services and securities regulations. The winner of the first annual Blockchain Award for Bitcoin Legal Expert, Marco is fluent in the Bank Secrecy Act (BSA) and Patriot Act's application to digital currency businesses, including Know Your Customer (KYC) and Anti Money Laundering (AML) regulation. Marco works closely with his clients to structure their business plans to comply with these regulations, and whenever possible avoid them entirely.Marco�s technology transactions practice focuses on early-stage companies in the high-technology sector, including web, e-commerce, financial technology (FinTech), and the emerging digital currency space. For these businesses, Marco offers comprehensive, full-service business counsel. Marco assists his clients in structuring complex international technology transactions � often in heavily regulated industries.He is well-versed in the corporate requirements of early-stage businesses, including seed, angel and venture-backed fundraising.Marco's litigation practice focuses on commercial and high-technology matters. He litigates disputes arising out of intellectual property, trade secrets, defamation and securities fraud. He is well-versed in alternative dispute resolution (ADR) and lectures on the topics of mediation and arbitration.Before beginning his legal career, Marco founded and operated a successful home-decor distribution company, which imported textiles from India, China and Canada and sold to institutional customers in the Americas and across Europe. Since then, Marco has counseled organizations of all sizes in their business matters. He has successfully represented large, well known brands, such as Nike, Inc., 3M Corp., Nautica and Tory Burch, as well as medium-sized and growing businesses. Marco appears on Real Money with Ali Velshi and Bloomberg TV. He has also been profiled by the Wall Street Journal, Forbes, Washington Post, The New Yorker, Wired, Entrepreneur.com and Crain's New York Business.Prior to joining Pillsbury, Mr. Santori worked as a counsel for Nesenoff & Miltenberg LLP.

Peter Van Valkenburgh is the director of research for Coin Center. Formerly, he was the Google Policy Fellow for TechFreedom. He is a graduate of NYU School of Law, and a self-taught designer and coder.

David Shellenberger joined FICO in 1994 and is currently serving as a Senior Director with a focus on new score development. He has led development of analytic offerings in healthcare, new methodologies for identifying and quantifying peer to peer influence, and predictive modeling approaches to promotion mix optimization in marketing.Prior to joining FICO, Mr. Shellenberger worked for First American CREDCO (now Corelogic) and was active in release of the first commercially available mortgage credit score, offered jointly by the two companies in 1992.� He holds a BA from the University of California, San Diego, an MBA in finance from San Diego State University and has completed graduate course work at University of California, Berkeley.

Frank is currently the SVP of Virtusa�s Global Digital Business. In this role, he is responsible for leading highly specialized technology practices with capabilities in UX, Mobility, Social, Cloud, Gamification, Analytics, Big Data and IoT. He oversees all innovation strategy, business development, solution creation and global technology partnerships for the Digital Business. The digital team has delivered over 200+ large-scale digital programs across financial services, insurance, media and healthcare markets for Fortune 500 organizations. Frank has been involved �since the early days of mobile banking and has experience in helping financial organizations deliver engaging customer experiences leveraging mobile first strategies. �