Banco Popular de Puerto Rico

Michael Wesley is the Director of Consumer Segment Strategy within KeyBank�s Retail Bank.� Michael is responsible for designing client strategies and programs for KeyBank�s Underserved, Mass Market, Mass Affluent and Small Business segments.� In this capacity, he is accountable for the Retail Bank�s client segmentation, value proposition and planning efforts aimed at acquiring, growing and retaining target clients.� Michael joined KeyBank in 2011.Michael has deep experience in designing and implementing client centric strategies within the financial services industry.�Prior to joining KeyBank, Michael served as the Director of Sales & Marketing Strategy at Morgan Stanley Private Bank where he was responsible for developing strategies to deepen banking and lending wallet share among Wealth Management clients.� Michael has also held other retail banking positions, including Head of Segment Marketing at M&T Bank along with various client strategy roles at Wachovia Corporation.�Michael earned his Bachelor of Science degree from The College of William and Mary.� He currently resides in Cleveland, Ohio with his wife Michelle and their two children.

Steve Beasty is the Customer Banking Technology executive for Consumer Banking Technology & Operations, Legacy Asset Servicing Technology.� He leads a team of more than 2,300 employees and contractors who deliver end-to-end technology solutions across Consumer Banking channels, such as ATMs, retail banking offices and customer service, fraud and claims call centers. ��Previously, Beasty served as executive of the Deposit and Card Products Technology and Operations organization which provided services primarily for deposits such as account processing and fulfillment, and for card including marketing, underwriting and issuance.Beasty has Bachelor of Computer Science and Finance degrees from Albright College in Reading, Pennsylvania, and also holds a Master of Business degree in Finance and certificate of International Business Studies from Seton Hall University in South Orange, New Jersey.��

Scott W. Edwards, Managing Director and Head of Investor Relations and Communications, has more than 15 years of leveraged buyout and mergers and acquisitions experience, having previously worked as a Principal with Henderson Private Capital in London and as an Associate with GE Equity and Advent International. He joined Sun Capital in 2005. Along with transaction responsibilities, Mr. Edwards heads Sun Capital’s Investor Relations and Communications team. He graduated cum laude with a degree in Finance from Georgetown University and has an M.B.A. from the Tuck School of Business at Dartmouth College where he was designated a Tuck Scholar.

Steve Chaouki joined TransUnion in June 2008. He is charged with managing theFinancial Services business including banks, credit unions, capital markets,financial services resellers, auto lenders and all other Financial Servicescustomers. Steve also leads TransUnion’s B2B digital business. Before joiningTransUnion, he held a variety of roles at HSBC within Card and Retail Servicesas well as Auto Finance. Most recently, he was senior vice president ofalternative channels overseeing the originations of more than 1 million newcredit card customers per year and managing a portfolio of more than 4 millioncustomers. Before HSBC, Steve was a strategy consultant with Booz AllenHamilton. He holds a BSBA from Boston University and an MBA from the Universityof Chicago.

Steve joined Financial Partners in 2011 and has over 25 years of experience in financial services.�� He is a Founding Partner and Management Committee member of Napier Park Global Capital.� Prior to joining Financial Partners, Steve was a Managing Partner at CCP Equity Partners, where he co-managed the firm and led financial services and business services investments.� Steve joined CCP Equity Partners in 1994 from Conseco Inc., where he helped to form Conseco's private equity funds.� Prior to Conseco, Steve was a founding member of the financial institutions group within GE Capital Corporation's leveraged buyout division.� Steve began his career with Chase Manhattan Corp and is a Chartered Financial Analyst.� Steve received a BA from the University of Rochester and an MBA from Duke University's Fuqua School of Business.Current Boards: Bill.com, Jefferson National Financial, Softgate Systems, TRIP Rail Holdings and RIV 2013 Rail HoldingsPrior Representative Investments: Clark Bardes, Finetre, Intersections, Magnet, MMV Financial, Paycycle, Princeton eCom, Sterling Autobody, Telebank

Jim Graves is responsible for developing and implementing product strategy associated with Commercial Deposits, Cash Processing, and Liquidity services. He is focused on deposit acquisition, growth and retention initiatives and is responsible for commercial deposit pricing.�Jim joined Key Bank in September 2007 and has over 40 years of treasury management banking experience. Prior to joining Key, Jim held various leadership roles in operations, product management, sales administration and finance at Bank of America, JP Morgan Chase, and Fifth Third Bank.�Jim has an MBA with a finance concentration from DePaulUniversity and a BB in Economics from WesternIllinoisUniversity.�

Arne Vidar Haug�is the co-founder and VP of business development at Signicat. Signicat is offers "Identity as a Service" through Id.signicat and provides digital signing of documents as well as secure identification, using digital certificates and other means of strong authentication. Mr. Huag lives in Norway.

Daniel Alpert is�Founding Managing Partner of Westwood Capital, LLC, as well as investment banker, think tank fellow and author. He is a frequent commentator on business news networks, including Bloomberg, CNBC and Fox Business News and is the author of�The Age of Oversupply: Confronting the Greatest Challenge to the Global Economy. Mr. Alpert has more than 30 years of international merchant banking and investment banking experience.

Rob Pfeifer is the Head of FP&A for Affirm, where he leads finance, analytics, accounting, capital markets and strategic projects. Rob was most recently at Chegg.com where he led marketing analytics and forecasting for their Textbook and Digital Services businesses. He held a similar role at Provide Commerce where he drove the integration of the Personal Creations acquisition. Rob began his career in financial services at UBS Investment Bank, focused on corporate finance and M&A in the technology group, followed by JMI Equity, a $2.1bn private equity firm, where he focused on investments in the Software and Internet sectors. Rob holds a B.A. from Stanford University where he majored in Economics and Philosophy and Religion.