Banco Popular de Puerto Rico

James (Chip) S. Mahan III is the Founder, CEO and Chairman of the Board for Live Oak Bank. As CEO, Mahan’s focus is building a best in class financial services company, with the needs of the customer at its core. Since launching Live Oak, the bank has won numerous awards for being a top place to work, which follows Mahan’s belief that if you take care your employees they will take care of the customer, leading to great returns for the shareholders. As Live Oak has grown it has remained a top performer for ROA and ROE ratings, with one of the strongest loan portfolios in the country. In 2010 Live Oak Bank created nCino a Software company based off of a the bank operating system Live Oak had developed on the�Force.com�platform. Today, nCino is one the fastest growing technology companies in North Carolina, and was recently named a Forbes “Most Promising Company”. Prior to Live Oak Bank, Mahan was the CEO and Chairman of the Board for S1 Corporation and Founder of Security First Network Bank, the world’s first Internet bank. Before founding Security First Network Bank and S1 Corporation, Mahan launched Cardinal Bancshares, where he served as Chairman and CEO. Mahan built Cardinal into an $800 million institution and took the company public in 1992.

Robert D. Putnam�is the Malkin Professor of Public Policy at Harvard University. He has served as a consultant for the last three American presidents and is the author of best-sellers�Bowling Alone�and�Making Democracy Work.� Professor Putnam will discuss insights and financial services opportunities revealed in his latest book,�Our Kids: The American Dream in Crisis, on the growing class gap among young Americans.“Robert D. Putnam is technically a Harvard social scientist, but a better description might be poet laureate of civil society.” - New York Times, March 4, 2015h

Curt Moy is Assistant Vice President, Enterprise Operations Counsel with USAA. He provides legal support to Enterprise Security, Information Technology and Global Services Delivery programs at USAA. He holds a law degree from the University of Houston Law Center and a bachelor's degree in Public Justice from St. Mary's University in San Antonio. He is a former Briefing Attorney to Judge Howell Cobb of the U.S. District Court for the Eastern District of Texas.

Jorge G. M�ller is Executive Vice President and Director of the Retail Digital Segment for BBVA Compass.� He is responsible for the digital retail strategy and its implementation supporting the global digital transformation of BBVA Compass.� He drives the development and rollout of new digital tools such as Digital Investment Management for Mass Affluent customers to Digital Appointment Setting supporting personal loan appointments.Prior to his current role at BBVA Compass, Jorge joined the group to lead the Mass Affluent Segment in the US.� His diverse experience also includes working for Wachovia bank and BB&T where lead the retail sales team for North Alabama as well as the strategy development and implementation of their multicultural strategy across BB&T markets.Jorge has been an active member in the community with roles as Board of Director’s Chairman for Consumer Credit Counseling Services of Forsyth County North Carolina. He is a graduate of the Stonier School of Banking held at the University of Pennsylvania and the Leadership Winston-Salem Program.� He attended DrexelUniversity where he earned an MBA and a BS in Materials Engineering.� A native of Mexico City, he currently lives in Birmingham, Alabama with his wife and daughters.

Megan is Chairman�of Baker Boyer headquartered in Walla Walla, Washington. Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. Its team of advisors have diverse expertise and are focused on one goal: to help local families manage assets to build local legacies.Baker Boyer has been a top performing bank over the years receiving recognition in many areas. It has been ranked on American Banker’s list of the “Top 200 Community Banks” consecutively since 2008. Seattle Business magazine has ranked it on the list of “Best Places to Work in Washington” consecutively since 2004. Additionally, Baker Boyer was recognized by Seattle Business Magazine as winner of the Best Family Business Award in 2012.Megan has brought about a great deal of change in a family owned community bank at a time that the overall industry is challenged. She has increased the bank’s profitability, grown its customer base and opened new offices during a very tough economic period.She currently serves as a Director for the Federal Reserve Bank of San Francisco, is the Vice President of the Foundation Board for the Ruckelshaus Center and is on the board of trustees for Whitman College. Prior to joining Baker Boyer, Megan worked for Marakon Associates, an international consulting firm that was a spin-off of Wells Fargo’s Corporate Finance group. Megan is a graduate of Whitman College and the Sloan School of Management, MIT.

Debbie Crowder is an Executive Vice President with SunTrust Banks, Inc and serves as Head of Branch Banking responsible for the branch distribution channel of 1400 branch offices across the Southeast and Mid-Atlantic.Previously, Crowder served as Retail Banking Market Executive where she was responsible for the performance of 633 branch banking offices as well as Premier Banking and SunTrust’s bank at work program. �During her 31 year SunTrust career she has held a number of leadership roles including� Geographic Retail Line of Business Manager for the company, CEO and Region President of East Tennessee operations for all business segments.� She has also held roles as Commercial Team Leader, Private Wealth Management Team Leader, Sales Manager and Area Manager.Debbie serves as Co-Chair of Operation HOPE Southeastern Board. �She has held community leadership roles with United Way, Boy Scouts of America, Watkins College of Art, Film & Design, Court Appointed Special Advocate (CASA), Sertoma and various economic development agencies.� She is a Connecticut native and graduated college from Lipscomb University in Nashville, TN.� She is married to her husband of 30 years, Leslie Crowder.� �

David has more than 20 years’ experience in the financial services arena. As co-founder and CEO of Personetics, he is responsible for the overall growth strategy of the company. Prior to Personetics, he was co-founder and chief executive officer of Actimize, the leading provider of financial crime, risk and compliance solutions. Under his leadership, Actimize was recognized as a global leader in the financial services market, and was acquired by NICE Systems in 2007.

David Konuch is EVP, General Counsel and Chief Privacy Officer for Quick Intelligence, which provides cybersecurity solutions to financial institutions, and partner at David August Konuch P.A. Dave began his career in data security in the late 1990s, working on the Federal Communications Commission's privacy rules as an FCC staffer. After leaving the FCC in 2000, Dave served on the team that successfully defended one of the largest privacy breach class actions ever filed under the federal Communications Act.He is Co-founder of the annual Florida Privacy and Cybersecurity Symposium, held at EverBank Auditorium in Jacksonville, Florida, which highlights privacy and cybersecurity trends for financial services providers. His company Quick Intelligence offers a cloud based platform to help enterprises and privacy professionals attain and maintain regulatory compliance, while increasing security and profitability for their institutions. Dave is a graduate of Stanford University and Tulane Law School, and is licensed to practice law in Florida, California and Washington, D.C.

Mark Schwanhausser is JAVELIN’s Director of Omnichannel Financial Services. Mark strategizes how financial institutions (FIs) can track and serve customers across whatever channels they use, and provide a consistent, integrated brand and user experience. Mark helps banks and credit unions profitably enable customers to monitor and manage their money more intelligently through technology such as online banking, mobile banking, personal finance management, financial alerts, and technologies on the horizon like wearables.�Mark led the development of JAVELIN’s Financial Journey Model, which builds digital banking on a foundation of 10 time-tested personal finance principles, and JAVELIN’s holistic segmentation, which enables FIs to prioritize their investments to serve the critical needs of the profitable Moneyhawks™, high-value Traditionalists, and up-and-coming Emergents. His other work in 2015 has focused on how banks and billers can turn off paper statements by closing the “digital commitment gap,” why digital account opening has reached a tipping point, and how FIs can use alerts and notifications to initiate daily “conversations” with customers.Before joining JAVELIN in April 2008, Mark worked for nearly 26 years at the San Jose Mercury News, mostly as a personal finance reporter writing about money and emerging trends in financial services and payments technology.Mark has a bachelor’s degree in journalism from the University of Missouri at Columbia and attended Antioch College. He lives in Pleasanton with his wife and has four children.

Aron Szapiro is a finance and policy expert, who has written numerous reports on retirement and pensions. He currently serves as a subject matter expert at Washington DC-based HelloWallet, a subsidiary of Morningstar. In this role, he oversees the development of software that helps American workers make the most of their salary and benefits by providing guidance on topics from budgeting to retirement savings to using Health Savings Accounts. Mr. Szapiro previously worked for the U.S. Government Accountability Office (GAO) specializing in retirement security issues and pension plan policy. He holds a Master's of Public Policy from Johns Hopkins University.�