Banco Popular de Puerto Rico

Douglas Holtz-Eakin is president of the American Action Forum.

Roderick King is the Chief Executive Officer for the Florida Institute for Health Innovation, holds faculty appointments at the University of Miami Miller School of Medicine, Department of Epidemiology and Public Health, Harvard Medical School, Department of Global Health and Social Medicine, Massachusetts General Hospital Disparities Solutions Center and the Department of Health Policy and Management, Center for Public Health Leadership at the Harvard School of Public Health. He currently serves on as the Chair of the US Department of Health and Human Services Advisory Committee on Minority Health and from 2010-2011, he as the Senior Advisor to the Bureau of Primary Health Care, Health Resources and Services Administration, US Department of Health and Human Services. Dr. King’s academic consulting roles focus on minority health policy and improving the health of underserved communities via leadership and organizational change to address health disparities, health workforce development and diversity. In particular, he has worked to improve the health of communities nationally through community organizing and collaborative leadership efforts to support leaders in creating aligned actions and measurable results. He has conducted national program evaluations for the W.K. Kellogg Foundation, Health Resources and Services Administration/ US DHHS, Connecticut Foundation, California Endowment and the MGH Disparities Solutions Center. Dr. King served from 2006-2009 as an Inaugural Institute of Medicine (IOM) Anniversary Fellow in the National Academy of Sciences where he served on the Board on Global Health and on the study committee, “The US Commitment to Global Health.” In 2011, Dr. King was selected as one of twenty scholars in the Western Hemisphere for the new Fulbright Regional Network for Applied Research (NEXUS) Program to engage in collaborative thinking, analysis, and problem-solving with a focus on improving the quality of life for communities in the region. Prior to his current work, Dr. King was the New England Regional Director for the Health Resources and Services Administration (HRSA), a branch of the U.S. Department of Health and Human Services, and a Commander in the U.S. Public Health Service. At HRSA he was responsible for the overall management of $190M in grants, regional staff and agency activities in primary care, maternal and child health, HIV/AIDS, and health professions development. During his tenure with HRSA, Dr. King was selected as a Council in Excellence in Government Fellow and received numerous awards and citations for his work in developing a performance evaluation system for HRSA grant programs and the development of HRSA�s first Balanced Score Card.

Cherian Abraham is a mobile security and payments consultant.

James is the CEO and founder of MonJa, a San Francisco fintech startup that empowers institutional investors with market insights for marketplace lending. MonJa’s investment analytic tools enhance loan selection and streamline performance analytics for peer-to-peer loans. The core team is a passionate group of credit & investment risk management professionals with a combined 50+ years of data science experience. James is a fintech vet, having spent the last decade designing and selling investment tools for institutional investors at MSCI, Morgan Stanley, and Barra.

Abe Smith is the founder of IOCS, the world's first end-to-end Electronic Agreement Processing (EAP) service focusing on the financial sector. Within 2 years of going to market, IOCS has become Europe's leading provider of EAP processing over �2bn transactions in 2014 with 40+ major financial institutions as customers and triple digit growth. Originally from a financial services background, Mr. Smith, since 1997, has founded and built a series of successful fin-tech companies. Mr. Smith lives in the UK.

Paul Aversano is a managing director in Alvarez & Marsal’s private equity services practice, which provides PE firms and their portfolio companies with integrated financial accounting, tax, operational, industry and functional expertise across the investment lifecycle. Aversano is the global practice leader of the firm’s transaction advisory group.

Kevin Kelly is a Security Expert with the Fraud Prevention Division of Kaspersky Lab.� Utilizing Kaspersky Lab’s cutting-edge research into mobile security threats and Kevin’s experience of more than two decades in banking, he helps organizations fit new layers of security into existing framework to maximize ROI while taking advantage of new technology changes.�Prior to Kaspersky Lab, Kevin worked for several global banks as well as other respected vendors in the Banking IT Security market.� He holds a Bachelor of Science in Economics from the University of Buffalo and currently resides in New Jersey.

Joe DePaulo is chairman, CEO and co-founder of College Ave Student Loans.� Mr. DePaulo and his team founded College Ave in August 2014, setting out to make borrowing for college simple, clear and personalized.� Prior to College Ave Mr. DePaulo was CFO of Sallie Mae, where he increased shareholder value 45% and lead the company through a spin transaction.� He served as director of the company as well as director of the Sallie Mae Bank.� Earlier, Mr. DePaulo served as chief marketing officer, building the lending and deposit-taking franchise that would later become an independent bank following the spin.� He previously held executive positions at MBNA, including U.S. Card Group Executive. Joe received a AB degree from Georgetown University and an MBA degree from the Amos Tuck School at Dartmouth College.��

Mr. Lieberman is the managing member, majority shareholder, control person and Chairman of the Board of Alcar LLC, the bank holding company that owns and operates DRB. DRB (Darien Rowayton Bank) is a national leader in student lending. FDIC insured and established in 2006, DRB has helped thousands of professionals with graduate and undergraduate degrees across the country refinance over $1.1 billion in federal and private school loans saving borrowers thousands of dollars each. For more information, visit https://student.drbank.com/.�� Mr. Lieberman is also the founding member of West Side Advisors, LLC, an investment management firm, and has served as President since its inception in 1997. For more information, visit http://wsadv.com/. He is on the Board of Directors for the Brooklyn Nets, and the Board of Trustees for the Riverdale Country School. In addition, he serves on the Board of Directors for the non-profit organizations, Urban Dove, The Leif Nissen Foundation and the Evans Team Foundation.��Mr. Lieberman received a B.A. from Emory University and an M.B.A. from the University of Pennsylvania’s Wharton School.�