Banco Popular de Puerto Rico

With 17 years of experience successfully melding consumer financial services law with technology solutions, Ms. Powers enjoys helping her clients create products and services that deliver financial services to consumers in ways they want to bank, are in compliance with financial services laws and regulations, and provide cost-savings and efficiency benefits to her clients. Ms. Powers’ specialties include a thorough knowledge of consumer financial services laws, including E-Sign, TILA, TISA, ECOA, RESPA, GLBA, EFTA, TCPA and FCRA.

Philip joined RiverNorth in 2015 and serves as Portfolio Manager. Philip comes to RiverNorth with 12 years of experience in Investment Management, Capital Markets, and Investment Banking capacities within structured finance, securitized products and real estate.Prior to joining RiverNorth, Philip was a Principal at Spring Hill Capital where he focused on the analysis and trading of structured credit, commercial mortgage and asset-backed fixed income investments. Philip began his career in the Mortgage Department at Lehman Brothers Inc. in New York, where he focused on non-agency residential mortgages and esoteric asset-backed securities.Philip graduated from Williams College with a B.A. in Economics and earned his MBA from Columbia Business School with a concentration in Accounting and Finance.

Curt Larson is a Product Manager at Open Dealer Exchange, LLC. In his capacity as a Product Manager, Mr. Larson works with auto dealers and lenders to bring electronic contracting to the automotive loan process. �From eDocs (electronic document and data submission), eSign (electronic signature of all loan documents, including the Retail Installment Contract and Lease Agreement) and eVault (secure electronic storage and transmission of the RIC/LA), Mr. Larson works to provide point-of-sale eContracting to automotive dealers in the US.

Scott M. Pearson leads the consumer financial services practice at Manatt, Phelps & Phillips.

Dan Doman is Vice President and Chief Legal and Privacy Officer for RouteOne, a joint venture between Ally Financial, Ford Motor Credit Company, TD Auto Finance, and Toyota Financial Services. He is responsible for all RouteOne legal matters and governmental affairs. Mr. Doman joined RouteOne in March 2002. He began his legal career with Ford Motor Credit Company in 1991. His areas of practice include litigation, consumer financing and leasing transactions, federal and state compliance and e-commerce. Prior to working for Ford Credit, Mr. Doman spent ten years as a financial analyst with General Mills Inc. and Chrysler Motor Company. He left Ford Motor Credit June 1, 2004 to become a full-time RouteOne employee.

Don brings broad financial sector experience to his role as the firm’s national leader of private equity services. As an audit partner for more than 25 years, Don advises financial institutions and financial services companies, including private equity firms. He routinely hosts and speaks at the firm’s private equity conferences, deepening RSM’s relationships with senior industry executives through discussions of critical accounting and tax issues unique to the private equity space. Don has also worked closely with the New York private equity services practice, building its dominant presence in the New York marketplace over the past five years.In addition to his private equity leadership responsibilities, Don is executive managing partner of McGladrey’s New York office and plays a leading role in regional and national McGladrey initiatives and governing groups. He is a member of the RSM Academy Faculty and a former member of the McGladrey Board of Directors and McGladrey Women’s Leadership Board.

Etienne Combet is the associate director of Web SEAL, a law expert in dematerialization and electronic signatures, and Secretary General of ClubPSCo, which includes trusted service providers. Mr. Combet specializes in company organization and strategy, communication security, and secured electronic platforms.

Pam�is a Compliance Executive Director responsible for Consumer Operations, Third Party Provider and Inter Affiliate risk for JP Morgan Chase.�Pam has twenty two years of experience in the financial services industry specific to regulatory compliance, operational risk management, and auditing.

Rahul is a Principal in H.I.G. Capital’s New York office. He is responsible for all aspects of the investment process including origination, transaction structuring, financing, and execution of post-closing growth strategies. Rahul has more than ten years of experience investing in and advising middle market companies and has executed transactions in several industries including paper/packaging, general industrials, telecom infrastructure, environmental/oilfield services and business services.Prior to joining H.I.G. in 2012, Rahul worked in middle private equity as a Principal with Tailwind Capital and a Senior Associate with First Atlantic Capital. Rahul began his career in middle market mergers and acquisitions with J.P. Morgan and Brown Brothers Harriman.Rahul received his undergraduate degree, with honors, from Duke University and his M.B.A. from Harvard Business School. He is a member of the Duke Annual Fund Executive Committee.

Stephen Sheinbaum is the Founder of Bizfi. His first company, Merchant Cash and Capital, grew into a family of three companies and proprietary technology that has made funding faster and easier for small business in a wide range of industries all over the United States. Since inception, the Bizfi family of companies has originated over $1.3 billion in funding to more than 25,000 individual business owners.� Mr. Sheinbaum has authored several articles that have appeared in a variety of national publications, he has spoken on numerous industry panels, and he was most recently featured on CNBC and Bloomberg where he discussed the current state of lending to small businesses.