Banco Popular de Puerto Rico

Bee by One Financial, is a mobile retail bank, built on the principle that all Americans deserve convenient, high quality retail financial services. Bee has pioneered an innovative capital-light branch model using pop-up kiosks and street teams to sign up customers in-person at significantly lower cost than with traditional brick-and-mortar branches. Bee currently offers alternatives to checking and savings accounts to its customers in New York and California, and has aggressive plans to expand its product offering and geographic footprint over the coming years.Prior to Bee, Vinay spent five years at McKinsey & Company, where he advised leaders of public sector organizations and US banks on executing large-scale IT modernization programs.Vinay is a faculty member at both NYU Stern School of Business and Columbia School of International and Public Affairs, where he has taught courses on Enterprise Strategy, Game Theory, and Data Visualization.Vinay earned his J.D. and M.B.A from NYU, and holds the B.A. with honors in economics from the University of Chicago.He is happily married and lives in Brooklyn.

Cathy Bessant is the chief operations and technology officer at Bank of America.�

Sih has spent the past 20+ years as an accomplished entrepreneur, inventor, and corporate executive across a broad spectrum of markets - ranging from online gaming to financial services industry.� His contributions revolved around developing consumer oriented solutions that are scalable at mass market level, as well as finding leading edge technology solutions targeting enterprise markets.�In his current role as SVP, Payments Technology & Innovation at Synchrony Financial, Sih focuses on leading technology roadmap for emerging payments and setting strategic alignment for innovation through disruptive technology evaluation, partnerships, and investments.Prior to joining Synchrony Financial, Sih held various leadership roles within JPMorgan Chase in the areas of digital products innovation, branch & ATM innovation,� strategy and product development, firmwide shared services, and early stage tech development.Prior JPMorgan Chase, Sih held various leadership roles within Walker Digital and its new business venture units. Sih has track record in startup creation and IP development (3 startups, 12 issued and over 50 filed patents).Sih holds a B.S. in Accounting from Purdue University in West Lafayette, IN.� Sih also has partially completed M.S. in Information Systems from Pennsylvania State University, and an Executive Certificate in Innovation and Strategy from Massachusetts Institute of Technology - Sloan School of Management.

Jim’s responsibilities encompass all day-to-day operations, including sales, marketing and business development, human resources, financial management and office administration. He is also responsible for managing construction services, including quality assurance, safety, project performance and subcontractor/vendor relations. He reports directly to PWCampbell’s Principals. Jim has twenty-five years of experience in business and bank management, most recently as Senior Vice President of Retail Banking and Planning for Three Rivers Bank. The majority of his career, however, was spent at Landmark Savings Association. As Senior Vice President and Chief Operations Officer, his management accountabilities at this $1.8 billion savings association included a thirty-six branch office network, retail operations, marketing, business development, public relations, media and shareholder relations and human resource management. Jim played a key role in the successful merging of the five thrift organizations which formed Landmark Savings, and was also instrumental in Landmark’s conversion from a mutual thrift to a public corporation. He is a frequent speaker at financial industry seminars and trade shows.

Terence Roche is a principal at Cornerstone Advisors in Scottsdale, Ariz.

J.V. Rizzi is a banking industry consultant and investor.

Oliwia Berdak is a senior analyst at Forrester Research.

Ronald Rosenfeld is a former chairman of the Federal Housing Finance Board and former president of Ginnie Mae.

Paul L. Lee is of counsel and a member of the Financial Institutions Group at Debevoise & Plimpton LLP.�

Tom Ridge is the CEO of Ridge Global, LLC. As the company's chief executive, Ridge leads a team of international experts that help businesses and governments address a range of needs throughout their organizations, including security and infrastructure protection, emergency preparedness and response, energy, strategic growth, maritime management and other issues that encompass a diverse portfolio. He also serves as chairman of Ridge Insurance Solutions Company, which he launched in October 2014 partnering with five Lloyds of London syndicates to provide an innovative cyber insurance offering designed to help clients' manage digital risk more effectively. He is the co-founder of the strategic advisory firm, Ridge Schmidt Cyber, an executive services firm that helps leaders in business and government navigate the increasing demands of cyber security. And, he is a founding partner of the Ridge Policy Group, a full service government affairs firm with offices in Washington, D.C. and Harrisburg, PA.Following the tragic events of September 11th, 2001, Ridge became the first assistant to the President for Homeland Security and, on January 24, 2003, became the first Secretary of the U.S. Department of Homeland Security. The creation of the country's 15th Cabinet Department marked the largest reorganization of government since the Truman administration and another call to service for the former soldier, congressman and governor of Pennsylvania. During his tenure, Ridge worked with more than 180,000-plus employees from a combined 22 agencies to create an agency that facilitated the flow of people and goods, instituted layered security at air, land and seaports, developed a unified national response and recovery plan, protected critical infrastructure, integrated new technology and improved information sharing worldwide. Ridge served as Secretary of this historic and critical endeavor until February 1, 2005.Before the events of September 11th, Ridge was twice elected governor of Pennsylvania. He served as the state's 43rd governor from 1995 to 2001. Known for his commitment to high standards and results, Ridge delivered on his promise to make Pennsylvania "a leader among states and a competitor among nations." Ridge's aggressive technology strategy helped fuel the state's advances in economic development, education, health care and the environment. Born in Pittsburgh's Steel Valley, Ridge was raised in a working-class family in veterans' public housing in Erie. He earned a scholarship to Harvard, graduating with honors in 1967. After his first year at Penn State University's Dickinson School of Law, he was drafted into the U.S. Army, where he served as an infantry staff sergeant in Vietnam, earning the “Bronze Star for Valor”, the “Combat Infantry Badge” and the “Vietnamese Cross of Gallantry”. After returning to Pennsylvania and to Dickinson, he earned his law degree and was in private practice before becoming assistant district attorney in Erie County.Ridge was elected to Congress in 1982. He was one of the first Vietnam combat veterans elected to the U.S. House of Representatives and was overwhelmingly re-elected by Pennsylvania voters five times. An engaging and dynamic speaker, Ridge regularly addresses audiences throughout the world on issues, such as security, terrorism, global engagement, leadership, technology and more. Additionally, the first U.S. secretary of Homeland Security serves on the boards of the Institute for Defense Analyses, the Center for the Study of the Presidency and Congress and other private and public entities, and serves as chairman of the U.S. Chamber of Commerce's National Security Task Force and the National Organization on Disability. Ridge continues to contribute to matters concerning our nation's veterans and, along with General Tommy Franks (Ret.), serves as national co-chairman of the Flight 93 Memorial Fundraising Campaign.Throughout his public and private sector career, Ridge has received numerous honors, including the “Woodrow Wilson Award”, the Veterans of Foreign Wars' “Dwight D. Eisenhower Award”, the John F. Kennedy “National Award”, the Ellis Island “Medal of Honor”, the American Bar Association's “John Marshall Award”, the National Guard's “Harry S. Truman Award”, the Pennsylvania Wildlife Federation's “Conservationist of the Year Award”, U.S.-Mexico Chamber of Commerce's “Good Neighbor Award”, the American Cancer Society's prestigious “National Medal of Honor”, the “Mister Rogers Award”, the “Champion of Public Television Award”, the “Intrepid Freedom Award” and the “Esperanza Leadership Award”. Ridge has also been awarded honorary degrees and awards from many national and international academic institutions.Ridge and his wife, Michele, have two children.