Banco Popular de Puerto Rico

Andrew Smith is a Partner at Covington & Burling in Washington, DC.� Mr. Smith counsels banks, non-banks, credit bureaus, and financial technology providers regarding compliance with consumer financial services laws and rules, including UDAAP and CFPB issues.� He also advises on law enforcement, investigations and transactional matters.���Mr. Smith is recommended by Best Lawyers in America, Chambers, and Legal 500.� He is a fellow of the American College of Consumer Financial Services Lawyers, and is the Chair of the American Bar Association’s Consumer Financial Services Committee.�Earlier in his career, Mr. Smith served in senior policy-making and supervisory positions at the Federal Trade Commission and the Securities and Exchange Commission.

Cory Kampfer serves as OnDeck’s Chief Legal Officer, having led the company’s legal department since November 2011. Prior to joining OnDeck, Mr. Kampfer was an associate at Paul, Weiss, Rifkind, Wharton & Garrison LLP from February 2007 to November 2011. Mr. Kampfer holds a B.B.A. in International Business from the University of Georgia, where he graduated First in Class, an M.B.A. from Duke’s Fuqua School of Business and a J.D. from the Duke University School of Law.

Candace Klein is Chief Strategy Officer for Dealstruck (dealstruck.com), an alternative online lending platform that provides loans and lines of credit to small business borrowers. Prior to Dealstruck, Candace was the founder and CEO of two companies: Bad Girl Ventures (bgv.bz) and SoMoLend (somolend.com). Candace co-authored the legislation that became the JOBS Act, then chaired the Crowdfund Intermediary Regulatory Advocates, the industry advocacy group for platforms and broker dealers affected by the JOBS Act. Candace continues to serve as General Counsel for Women Investing in Women, a global NGO focused on increasing access to capital for female entrepreneurs, and as Advisor to LoanHero, a peer-to-peer lending company for consumer loans at the merchant point of sale.Candace Klein received her bachelor degree in Communications and law degree from Northern Kentucky University.

Julia D. Corelli is a partner with Pepper Hamilton LLP’s Corporate andSecurities Practice Group and co-chairs its Funds Services Group, a coreconstituent of Pepper’s Investment Funds Industry Group (IFIG). Sheconcentrates in private investment fund formation, operations and compliance,private equity investment transactions, venture capital investments,acquisitions, dispositions and financings of business enterprises, joint ventures,and intra-partner dealings. She also is experienced in matters of investmentfund principal compensation and succession planning and serves as generaloutside counsel to family offices. The industry focus of funds and companiesshe counsels include biotechnology health care services, financial services,peer-to-peer lending, energy and natural resources, and real estate. Shecurrently also serves the firm as vice chair of its Executive Committee and co-chair of its Commercial Department.As a member of IFIG, Ms. Corelli is one of more than 60 lawyers nationwide in this multidisciplinary group, whichfocuses on areas vital to the success of all types of investment funds throughout their entire life cycle. Within IFIG,the Funds Services Group provides fund formation, operations and compliance counseling to sponsors, managers,advisers and investors from within and outside the United States. The group advises investment groups about thecomplex structuring, operational, and regulatory challenges they face on a daily basis in their investment managementbusiness and the deployment of the capital under their management.Ms. Corelli has spoken before numerous trade and bar associations and other functions on a variety of topics,including domestic and foreign private investment fund formation and operation issues, investment structures used byprivate investment funds, buy-sell agreements, succession planning and partnership, limited liability company and Scorporation planning and operational issues.Ms. Corelli joined Pepper in 1984. From 1989 through 1998, she was a member of the firm’s tax group, where shebecame a partner in 1992. She served on the Executive Committee from 2003 to 2009.

David Piotrowski is the Managing Director and founder of Waterford Capital’s Structured Finance Group (www.waterfordcapital.com/structured-finance/).� While at Waterford, Mr. Piotrowski has successfully structured and placed the first securitization of consumer marketplace loans and has arranged in excess of $500 million in financing for marketplace loans.�Mr. Piotrowski has 21 years experience with expertise in structuring asset-backed securitizations for middle market specialty finance companies, having worked on both the issuer and investment banking side of over $5 billion in transactions.��Prior to joining Waterford Capital in 2010, Mr. Piotrowski founded and managed Double Eagle Advisors, LLC where he provided financial advisory and consulting services to specialty finance companies.�� Prior to starting Double Eagle Advisors in 2008, Mr. Piotrowski was a Managing Director for BMO Capital Markets where he managed their Term Securitization business and Dallas office. Mr. Piotrowski also originated structured finance transactions at RBC Dain Rauscher and Banc One Capital, and worked as a financial analyst on the issuer side for Jayhawk Acceptance, a sub-prime auto finance company.�Mr. Piotrowski earned a BBA degree with a major in Finance from Texas Christian University in 1994.�

Andrew Schoenthal joined Harvest in 2005. Prior to joining Harvest, he worked as a Vice President at Charlesbank Capital Partners and as a Senior Associate at J.H. Whitney & Co. Andrew also worked at Morgan Stanley & Co. as an Associate in the Global High Yield Group.He has a B.A. in Economics from Emory University and an M.B.A. from The Wharton School of the University of Pennsylvania.Andrew serves on the Boards of Garretson Resolution Group, Green Bank, and Encanto Restaurants. He previously served on the Boards of Cycle Gear and DTI.

Eric Roth is a managing director and head of the consumer and retail�group at Lazard Middle Market. He has more than 15 years of experience advising public and private companies on all phases of mergers and acquisitions, corporate finance and restructuring transactions, during which time he has worked on more than 40 completed assignments. Specifically, Mr. Roth has (i) channel expertise in ecommerce, direct selling, catalog, and multi-unit retail and (ii) product expertise in apparel, accessories, pet products, home goods, health and wellness, and craft beer.Recent representative transactions include advising Hand & Stone Franchise Corp. on its sale to Levine Leichtman Capital Partners; Oskar Blues Brewing Company on its partnership with Fireman Capital Partners; Bluestem Brands on its sale to CapMark Financial; ComVest on its acquisition of Old Time Pottery; Rhone Capital on the sale of Rexair to Jarden; ComVest on its acquisition of DiscountMugs.com; The Mustang Group on its acquisition of Meridian Automotive; Chewy.com on its capital raise; Rhinestone Holdings on its acquisition of Silpada Designs from Avon Products; Power Equipment Direct on its sale to Ferguson/Build.com; Oriental Trading on its sale to Berkshire Hathaway; Buy.com on its sale to Rakuten; Sundance on its sale to Brentwood; Silpada Designs on its sale to Avon Products; Golfsmith on its sale to Golftown; Vera Bradley on its IPO and follow-on offering; Kiss My Face on its recapitalization by Caltius Equity Partners; and Kellwood Company on its restructuring.Prior to joining Lazard Middle Market, Mr. Roth was an associate in the Mergers and Acquisitions Group of Dewey Ballantine LLP, a New York based, international law firm.Mr. Roth received a juris doctorate from Georgetown University Law Center and graduated magna cum laude with a bachelor of arts degree in economics-political science from Columbia University. In 2013, he was recognized as a 40 Under 40 Dealmaker by the M&A Advisor.

Donald McDonough joined JLL in 2012. Prior to joining the Firm, Mr. McDonough was Head of Business Development at 3i Private Equity. Previously, he was at Sentinel Capital Partners and J.P. Morgan Securities.Mr. McDonough earned a B.A. from Princeton University and a M.B.A. with honors from Columbia Business School.