Banco Popular de Puerto Rico

Doug Ryan is the director of affordable homeownership at the Corporation for Enterprise Development.

Meredith J. Deen began her career with FMSI in 1990. Currently, as COO, Meredith spearheads FMSI’s day-to-day operations with particular focus on Client Relations and Software Development. She remains focused on upholding FMSI’s commitment to ethics and high-level service with every client, prospect and partner interaction. As FMSI continues to grow, Ms. Deen works to ensure a course of continuous improvement in order to maintain our solid client partnerships. Ms. Deen previously worked for a large Southeastern financial institution and uses that experience to appreciate the day-to-day concerns of clients and prospects. Ms. Deen holds a Bachelor of Arts in Mathematics and Economics from Agnes Scott College and an Executive MBA from Georgia State University.

Tina M. Petersen, Ph.D. began her career with First National Bank in 2002.� Her past positions focused on leadership and personnel advancement, with roles such as Branch Manager and Director of Training and Development for Customer Care.� Tina now focuses her attention on organizational innovation as the Director of Product Development, where she works to bring concepts into the marketplace through design, development, and the implementation of new products.� Tina is a graduate of the University of Nebraska at Omaha with a Masters in Leadership and an Undergraduate in Psychology.� She recently received her Doctorate from the University of Phoenix in Organizational Leadership and Design.� Tina is also a proud mom to two wonderful children who make all of her hard work worthwhile!

Heather Cox is the CEO of Citi FinTech, the innovative business within Citi Global Consumer Bank responsible for building the first truly mobile bank of tomorrow. Heather leads a team that is responsible for building a smartphone-centric business model that delivers radically simple, connected experiences across the full range of client services including borrowing, spending, saving, investing and protecting. These cutting edge services will provide simpler, faster and more secure resources to enable growth and economic progress for the more than 59 million individuals and small businesses that Citi serves around the world.Before becoming the CEO of Citi FinTech, Heather was the Chief Client Experience, Digital and Marketing Officer for Citi. In this role, she was responsible for the overall client experience, including global customer satisfaction efforts, creating a common client experience and leading Digital, Marketing and Decision Management across Global Consumer Banking.During her time at Citi, Heather has been focused on driving digital transformation within the Global Consumer Bank by transitioning the business to an agile development methodology, inviting innovation through the Citi Mobile Challenge and FinTech meet up programs, and embarking on the evolution to an Application Program Interface (API)-based organization. Heather and her team redesigned a new mobile app for iOS clients, launched the first banking experience for the Apple Watch, established a Design center of excellence and devised a global strategy that will create significant revenue growth opportunities for the Global Consumer Bank.Prior to joining Citi in 2014, Heather served as the Head of Card Operations at Capital One Financial Corporation, where she developed, led and delivered a comprehensive customer experience strategy, leveraging digital innovations and customer data insights to help position it for further growth, customer engagement, and operating efficiency. Prior to Capital One, Heather served as the Head of North American Operations at E*TRADE.Heather was honored with a series of accolades in 2015 including being named as one of the “10 Most Innovative CEOs in Banking” by Bank Innovation as well as “Digital Banker of the Year” and one of the “Most Powerful Women in Banking” by American Banker. She was also recognized in the Washington Business Journal’s “Women Who Mean Business” in 2013 and was named to American Banker's “Women to Watch” list in 2011 and 2013.Heather graduated Cum Laude with a Bachelor of Arts degree in Economics from the University of Illinois. She currently serves on the boards of Citibank Singapore Limited, St. Stephen’s and St. Agnes schools, and LIFT, a non-profit organization that is working to permanently lift people out of poverty.

Preston Wood is Chief Technology Officer and Executive Vice President at Zions Bancorporation. In this role, Preston provides executive leadership and oversight to the organization’s Information Technology, Information Security, Enterprise Information Management, and Business Technology Departments.During his 16 years at Zions, Preston has held numerous leadership positions within the technology field, including Director of Enterprise Information Management and Chief Information Security Officer. His expertise in data management, risk management and fraud prevention has allowed Preston to frequently speak on various data and security topics. This expertise, combined with his keen understanding of business and his innovative leadership style, gives him the ability to unite the data, mobile, IT and security needs of the organization into an authoritative voice on banking technology.Preston holds a Bachelor’s Degree in Computer Science from Weber State University and an MBA from the University of Utah.

Brian Dunphy oversees business development and strategic partnerships for Gimbal and leads a team responsible for expanding the Gimbal ecosystem, establishing new partnerships and business relations.�Brian spent 14 years at Qualcomm, holding a number of business development leadership positions across the company's diverse mobile technologies portfolio, including being one of the founding members involved with Gimbal since its inception in Qualcomm Labs. Brian led business development teams for a variety of mobile application based businesses including building the BREW ecosystem. Brian held leadership positions in Qualcomm's Global Market Development and Global Business Development groups, as well as Qualcomm Wireless Systems where he led strategic finance for Globalstar satellite communications business. Prior to Qualcomm, Brian spent more than five years at PricewaterhouseCoopers LLP.Brian holds a Bachelor of Science degree in accounting from San Diego State University.

David Felt is a senior counsel at Arnall Golden and Gregory.

Victoria Dougherty, Director of Payment Management Solutions at Fiserv, has over 20 years of experience in the financial services industry. Her expansive background includes management roles at both banks and bank solution providers. At Fiserv, she is responsible for the Immediate Funds product that offers risk-free accelerated funds availability a reality for forward-thinking financial institutions and their customers.

Paulina Gonzalez is the executive director of the California Reinvestment Coalition.

Roberto Barragan is president and chief executive of VEDC and a board member of the California Reinvestment Coalition.