Banco Popular de Puerto Rico

Ron Goldstein, CLU, is president and CEO of CHOICE Administrators_, which provides health and ancillary insurance options and provider access to small businesses and their employees. He also created and manages America’s oldest state-approved exchange, CaliforniaChoice, and the nation’s first ancillary benefits exchange, Choice Builder.

Nick Otto is a former senior editor of Employee Benefit News and Employee Benefit Adviser.

Phyllis Falotico, Assistant Vice President, Group Marketing, The Guardian Life Insurance Company of America, has over 25 years marketing experience and is a voice in the financial industry when it comes to emerging trends, marketing strategy, and the development of promotions and communications. With a focus on Group Insurance, Phyllis creates programs that connect with working Americans and the rethinking of responsibilities in today’s employee benefits marketplace. Phyllis will be discussing how enrollment marketing is evolving to meet the ever changing needs of planholders, employees and brokers alike.

Beena Thomas is a recognized innovator and thought leader in the area of population health. She brings her commitment to promoting a healthy corporate culture to her work as a vice president for health and wellness at Optum.\nBeena’s specialty areas include developing a culture of health and enhancing Optum’s wellness product portfolio to meet the evolving needs of clients and the market. Her expertise in market intelligence and competitive analysis serves the company when consulting national accounts and creating go-to-market wellness solutions.\nThroughout her career, Beena has been on the forefront of the wellness industry. Prior to joining Optum, she held various roles in the health care technology and managed care sectors. She spent 10 years at WellPoint\/Anthem in sales, human resources and product strategy leadership roles. As WellPoint’s first wellness director, she led a national total health management strategy for 42,000 employees across the United States and initiated a national women’s health strategy.\nBeena holds a bachelor’s degree in biology from Georgia State University and a Master of Public Health from East Tennessee State University. She completed the American Health Insurance Plans’ Executive Leadership Program (ELP) and also obtained an ELP certificate from Northwestern University’s Kellogg School of Management.\nBeena serves on the National Business Group on Health Board’s Institute on the Costs and Health Effects of Obesity and the Corporate Health and Wellness Association. She is also a member of the Health Enhancement Research Organization’s Think Tank.

Jennifer is founder and CEO at Benz Communications, a consulting firm that specializes in benefits and strategic HR communication. Jen has published articles and is widely quoted in many trade publications, including Employee Benefit Adviser, MWorld, The Conference Board Review and Workforce. She’s a frequent speaker on healthcare reform, benefits communications and social media. The Benz Communications blog includes insights on those topics: www.benzcommunications.com\/blog. Twitter: @jenbenz

In her role at Purchasing Power, the nation’s leading employee purchase program, Elizabeth Halkos has become an influential leader in the field of voluntary benefits. Elizabeth is a high-energy marketing professional, and she has been featured as a speaker at industry conferences, in webinars with SHRM, EBN\/EBA and Benefits Selling, and published in leading trade and business publications. Elizabeth serves as the Vice President for the Alumni Board for Emory's Goizueta Business School and is a board member for Literacy Volunteers of Atlanta. Elizabeth holds an MBA with a concentration in marketing analytics from Emory University and a BA from the University of Virginia.