Banco Popular de Puerto Rico

Lisa Schroeer is a Senior Director in the U.S. Public Finance Division for Standard & Poor's Rating Services. She joined the Local Government group in 2005. Lisa currently focuses on local governments across the United States, with a national level focus. In 2013, Lisa facilitated the launch of Standard & Poor�s first weekly Public Finance podcast. Lisa continues to produce and host the podcast, called Extra Credit, which focuses on S&P�s municipal finance ratings and related topics. Previously, Lisa focused primarily on Western state general obligation and related ratings for cities, counties and school districts. Additionally, she has worked on rating criteria and previously worked on state revolving fund/pool sector and water and sewer credits. She is a member of the National Municipal Finance Association, Virginia Women in Public Finance, and the Southern Municipal Finance Society. Prior to joining S&P, Lisa worked at the Federal Reserve Board in Washington, DC, where she followed political and economic developments in Latin America. Additionally, she worked on local government issues at Economic and Planning Systems in Berkeley. Lisa holds a B.A. in Economics from Wellesley College and an M.P.P. from the University of California, Berkeley.

Deborah Kasemeyer is a Senior Vice President at Northern Trust, a $100 billion financial institution headquartered in Chicago, Illinois which is a leading provider in wealth management, asset servicing and asset management with assets under custody of US$6.1 trillion and assets under management of US$875 billion.� As the Director of Community Development & Investments, she oversees the Bank’s community development activities in 19 states and Washington D.C. and a community development investment portfolio of over $600 million.� An early adopter of innovative community finance structures, Northern has closed two Social Impact Bonds (SIB) to date.� The first financed quality Pre- K in Chicago and the second focuses on providing housing and wrap around services for homeless in Denver.� A member of the Board of Directors of National Association of Affordable Housing Lenders (NAAHL) and IFF, she graduated from DePauw University with a B.A. in Economics.

Mr. Dias has served as bond counsel, disclosure counsel and underwriters' counsel on a wide range of municipal and other tax-exempt financing transactions. Mr. Dias' experience includes advising on the issuance, sale and delivery of both publicly offered and privately placed debt instruments. Mr. Dias focuses on California local government financing structures including general fund lease revenue bonds and certificates of participation; pension obligation bonds; tax and revenue anticipation notes; mello-roos bonds, assessment district bonds and other land secured financing structures; redevelopment financing; water and wastewater revenue bonds; airport revenue bonds; and public power revenue bonds. Mr. Dias also focuses on taxexempt healthcare finance for 501(c)(3) organizations. Mr. Dias' experience includes financings for standalone hospitals, hospital systems and continuing care retirement communities. Mr. Dias has served as bond counsel or underwriters' counsel on tax-exempt healthcare financings in various states throughout the nation.

Peg Henry is Deputy General Counsel of Stifel Financial Corp, where she is responsible for all legal matters concerning the Municipal Finance Group.� Ms. Henry has worked in the municipal bond industry since 1981 in private practice, federal and local government, and investment banking. �She has served as General Counsel for Market Regulation of the Municipal Securities Rulemaking Board, Attorney-Adviser for the Securities and Exchange Commission’s Office of Municipal Securities, Tax Counsel to the Majority Tax Staff of the Ways and Means Committee of the U. S. House of Representatives, Attorney-Adviser to the U.S. Treasury Department, and Tax Counsel to New York City’s Office of Management and Budget. �She was also in-house counsel for the municipal securities groups of Jefferies LLC and UBS Securities.� Ms. Henry received a bachelor's degree from Georgetown University and law degrees from George Washington University.�

Marc Levinson is a partner in Orrick, Herrington & Sutcliffe LLP.� His practice always has been limited to insolvency planning, bankruptcy cases and out-of-court restructurings.� He was lead bankruptcy counsel for the Cities of Vallejo and Stockton, California, whose chapter 9 plans went effective in 2011 and 2015, respectively. �He Chairs the Board of Regents of the American College of Bankruptcy and is a Conferee of the National Bankruptcy Conference. �Mr. Levinson received his B.A. from UCLA, and his J.D. from the UC Davis School of Law, where he was the Editor-in-Chief of the Law Review.� He served as a law clerk for Chief Justice Donald R. Wright of the California Supreme Court (1973-74) and for Judge William H. Orrick, Jr. of the U.S. District Court for the Northern District of California (1974-75).

Mr. Brown�s practice centers on bond counsel representation of a variety of public agencies with an emphasis on water project and water agency financing and airport and transportation project financing.Mr. Brown�s bond counsel clients include:Orange County Water DistrictCastaic Lake Water AgencyInland Empire Utility AgencyWest Basin Municipal Water DistrictSanta Clara Valley Water DistrictWestlands Water DistrictSouth San Joaquin Irrigation DistrictNevada Irrigation DistrictLas Vegas Monorail CompanyHis underwriter representation includes Citigroup Global Markets, Bear Stearns, JP Morgan, and UBS.He has a J.D. from Columbia University and A.B. from Princeton University.

Thomas J. Weyl is managing director and head of New Business Development of National Public Finance Guarantee Corporation. He is responsible for leading National�s marketing and new business generation efforts in the U.S. public finance market.Prior to joining National, Mr. Weyl was with Barclays Capital Inc., where he served as Director of Municipal Research and was responsible for the municipal credit strategy and research efforts of the firm.Prior to Barclays Capital Inc., Mr. Weyl spent 16 years at Eaton Vance Management where he served as Director of Municipal Research. Earlier in his career, he held various positions at GE Capital, Van Kampen Merritt Investment Advisory Corp., MBIA and Smith Barney. Mr. Weyl has also served in a number of prominent industry roles, including Chairperson of the National Federation of Municipal Analysts, the Investment Company Institute�s representative to the Government Accounting Standards Advisory Council and as a member of the Society of Municipal Analysts.Mr. Weyl holds B.S. and MBA degrees from the State University of New York at Albany.

Melissa LaBuda was appointed Deputy Commissioner in August, 2014 and Assistant Deputy Commissioner in October, 2013.� Melissa has overall responsibility for the Water Department’s financial management including: accounting operations and financial reporting; budget formulation and execution; and financial planning.� Ms. LaBuda joined the Water Department from a global financial institution where she was an investment banker to Public Power and Combined Utility systems. Previously, Ms. LaBuda worked for Public Financial Management, Inc. as both a financial advisor and a fixed income trader.� In these roles, Ms. LaBuda has raised in excess of $25 billion in the capital markets.� Melissa received her B.S. from Bloomsburg University in 1995.