Banco Popular de Puerto Rico

Jeffrey S. Taylor, Master CMB, is president of Wendover Consulting, Greensboro, N.C., and a board member of ReverseVision, San Diego, a software and technology provider for the reverse mortgage industry. Taylor is a 35-year veteran of the financial services and mortgage banking industry. Prior to founding Wendover Consulting, he led Wells Fargo's Senior Products Group, retiring in 2009. He is a Certified Mortgage Banker through the Mortgage Bankers Association; he received the Faculty Fellow Award through the MBA School of Mortgage Banking. In 1990, he served as chair for the MBA School of Mortgage Banking and was chair of its education committee in 1991 and 1992. In 1993 and 1994, Taylor was chair of the MBA's Certified Mortgage Banker Committee.

Steve Schooler is Executive Director of Porchlight, which owns and operates approximately 300 units of low-cost housing in Dane County. Porchlight has provided low-cost housing to homeless households for over 25 years.

Ms. Woods provides legal support to the Bank's mortgage servicing and secondary marketing lines of�business.� She has extensive experience in default and non-default mortgage servicing, including vendor oversight.� In 2015, Ms. Woods was the recipient of the Chief Legal Office’s Shining Star and Excellence in Teamwork awards for her team contributions and leadership in a strategic Bank initiative for USAA’s servicing operations.Prior to joining USAA,�Ms. Woods was a V.P. Assistant General Counsel with Stearns Lending, LLC supporting various mortgage lending and servicing departments, including MSR sales and acquisitions.� She was the lead attorney for the annual internal audit/validation testing, remediation and continued oversight of their subservicer.Previous to this position, Ms. Woods was a V.P. Group Operations Manager and Senior Site Attorney with Bank of America where she managed a legal support and litigation management group supporting mortgage originations and default and non-default servicing. �Ms. Woods was the recipient of two Gold Awards for strategic preparation of the Dodd-Frank legislative changes affecting the QWR process, redesigning the document execution process for all levels of staff, and managing risk assessment of case portfolios.Ms. Woods earned her J.D. degree from St. Mary’s University School of Law, San Antonio, TX and�graduated magna cum laude with a�B.S. degree from Texas Woman’s University, Denton, TX.�She is licensed to practice law in both Texas and Ohio (inactive).� Ms. Woods is a veteran of the Ohio Air National Guard and U.S. Air Force Reserves and she is a proud military spouse to a retired Major and pilot of the U.S. Air Force.�

Adi Ghosh is a director focusing on the primary and secondary housing finance markets at Sapient.�He works closely with key industry participants to increase operational efficiency and bring strategic alignment in the housing finance space through technology solutions and value-driven partnerships. Adi is based in Washington, D.C.

Bud Walder is a vice president at DataMotion

Mr. Bargas is a senior director at Newbold Advisors and leads their subservicing oversight practice. Newbold Advisors is a leading consulting and professional services company that serves private and public sector institutional clients in the United States. John also continues to serve as a consultant with Mid America Mortgage providing consulting services in support of their servicing department.Mr. Bargas has been in the mortgage industry for 17 years. During his time in the industry he has held several leadership roles in the mortgage servicing industry. This includes roles at NetBank, Lime Financial Services, EMC Mortgage, Saxon Mortgage, Capital One and Mid America Mortgage.Mr. Bargas earned a B.S. in Accounting from the University of South Carolina. �

Ivy Cadle is an attorney with Baker Donelson in Macon, Ga.

Glenda L. Cooper has over 30 years servicing experience, most recently at Cobalt Mortgage Company in Tacoma, Wash. She previously managed the servicing operation at HomeStreet Bank for 18 years. At Cobalt, she was instrumental in adapting their business model to meet consumer needs not being addressed by the industry. She has been a Certified Mortgage Banker since 2006 and holds the Accredited Mortgage Professional designation.�

Andre Shashaty is president of the nonprofit Partnership for Sustainable Communities and author of the book�Rebuilding a Dream:�America's new urban crisis, the housing cost explosion, and how we can reinvent the American dream for all. Follow him on Twitter at�@p4sc.