Banco Popular de Puerto Rico

Richard (Rick) Lang leads the Strategic Technology Integration team, which leverages feedback from key external and internal business partners to drive alignment between the Freddie Mac Loan Advisor SuiteSMproduct strategy and customer needs. His team also ensures delivery and realization of the Suite’s product value propositions as well as integrating the Suite’s toolset with customers and critical mortgage industry vendors.Mr. Lang has 25 years of management experience. Prior to Freddie Mac, he was Senior Vice President of Strategy and Business/Technology Change at Bank of America, where he managed process, compliance and technology change initiatives. He holds a Bachelor of Science in finance from Arizona State University and a Master of Management from Pennsylvania State University.Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com and follow us on Twitter @FreddieMac.

Nikolaos Athanasiou provides the vision and strategic leadership necessary to ensure Guaranteed Rate’s national growth. Nik’s extensive experience, knowledge and bias to action have brought improved efficiencies and optimized performance to Guaranteed Rate’s national sales, operations and underwriting departments. The results he’s delivered are unmatched throughout the industry.Since joining Guaranteed Rate’s first New England branch office in 2009, Nik has served in several leadership roles as a key asset in the company’s continued success. In 2011, Nik transitioned to Chicago, where as Managing Director he led the growth of Direct Division to nearly $2 billion nationally in 2013.Nik assumed the role of EVP, Strategy & Integrated Operations in April 2014 and took over as Chief Operating Officer in December 2015.Nik holds a Bachelor of Music degree from the New England Conservatory of Music and has been both a music educator and professional jazz guitarist. He enjoys listening to, composing and improvising jazz music. Nik resides in Chicago with his wife and two children.

Vikram Jaipuria is responsible for expanding Caliber’s delivery systems, new product offerings and other strategic initiatives.� He is a senior finance executive, most recently serving as Head of CitiMortgage Holdings & International Mortgages since 2008.� Prior to CitiMortgage, Vikram was with Morgan Stanley- Institutional Securities, where he was the Global Head of Consolidated Analytics responsible for leading a specialized sales and solutions group.� He also was President of MPHASIS, an IT Services Business, and Citigroup in varied positions of increased responsibility in India.

Keith Canter is the CEO of First Community Mortgage in Murfreesboro, Tenn.