Banco Popular de Puerto Rico is a full-service financial services provider with operations in Puerto Rico, the United States and Virgin Islands. Popular, Inc. is the largest banking institution by both assets and deposits in Puerto Rico, and in the United States Popular, Inc.
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Adi Ghosh is a Washington, DC-based Director focused on the primary and secondary housing finance market. Adi has over 15 years of product development and business advisory experience across mortgage-backed securitization, loan origination, servicing and delinquency management.Harsh Sharma is a Business Consultant with Sapient Global Markets based out of Washington D.C.� Harsh has worked on derivatives operating models and cash management operations for major financial institutions.� Additionally, he has worked on multiple initiatives within the primary and secondary mortgage markets covering mortgage investment analysis, operations, and compliance.�
Loren Picard is managing executive of G5, a consulting firm in the marketplace lending industry. Joe Flanagan is a senior director with Marlette Funding LLC.
Mark McElroy is CEO & President of Pavaso, a provider of digital collaborative technology solutions for the real estate life cycle. He can be reached at mmcelroy@pavaso.com.Mark McElroy began his career in Fortune 100 application development and technology deployment in 1984. He has since been involved in major application development and technology support for Healthcare, Wholesale Distribution and Technologies Consulting that have resulted in countless successful implementations helping businesses save millions of dollars in efficiencies. In 1993 he moved to implementing SAP in large multi-national companies and in 1996 became a partner in IT Services, Inc. where, as a key member of the executive management team, he helped grow that business to $40M in annual revenues by 2000.�In May 2001, along with several other investors, McElroy purchased RamQuest, Inc., a provider of solutions for the title and settlement industry. During McElroy’s tenure as President and CEO, RamQuest increased revenue more than 28 fold achieving 50 consecutive quarters of profitability and establishing a user base exceeding 30,000 users nationwide. In addition, McElroy launched several new products for the title industry. In 2011, under McElroy’s direction, RamQuest began to widen its focus and develop products and services under the Pavaso brand for vertical real estate markets. In 2014, Pavaso officially separated and launched as its own entity and now operates independently serving the real estate market with McElroy as President and CEO.
Karen Gelernt is a partner in Alston & Bird's Finance Practice in New York.
Joe Zampitella is president of Members Mortgage Company, which he founded in 1994. From its headquarters in Woburn, Massachusetts, Members provides mortgage lending services to credit unions throughout New England. Joe will be running in the Boston Marathon in April as part of the Credit Unions Kids @ Heart Team, raising money for research projects at Boston Children’s Hospital..
