Banco Popular de Puerto Rico

Kevin Gillen is a general manager of residential mortgage at TD Bank in Mt. Laurel, N.J. . He has more than 34 years of experience in the banking industry. He has industry-leading expertise in residential lending, retail strategy and solutions and retail risk.

Kim Flynt is Vice President of Business Control with current oversight of various company-wide business control functions including Quality Assurance, Reg AB, HUD/USAP, Quality Call Monitoring, rating agency relations and fulfillment, Due Diligence, Data Integrity, and 3rd party audits.� She has been with Ditech, f/k/a Green Tree Servicing, for seventeen yearsMs. Flynt has been in the financial services industry for over 30 years in banking, mortgage servicing and origination and has broad management experience in collections, bankruptcy, credit risk and underwriting, training, and audit.�Prior to joining Green Tree, Ms. Flynt spent 14 years in various management positions with Bank of America, and ITT Financial Services.���

Bill Price is a Partner with Antuit (Big Data) leading its global customer experience and customer service advanced analytics program and President of Driva Solutions which has worked with over 150 clients to forge the balance between cost controls and greater customer loyalty; Driva Solutions is also a strategic partner of JD Power & Associates.Bill co-founded the 9-country LimeBridge Global Alliance; chairs the 40-company Global Operations Council; teaches at the University of Washington and Stanford MBA programs; and is the lead author of The Best Service is No Service: Liberating Your Customers From Customer Service, Keep Them Happy, and Control Costs (Wiley 2008)and Your Customer Rules!� Delivering the Me2B Experiences That Today’s Customers Demand (Wiley 2015).Bill served as Amazon.com’s first WW VP of Customer Service and before that held senior positions at MCI, ACP, and McKinsey.� He was named “Call Center Pioneer” in 1997 in its inaugural year.He Bill graduated from Dartmouth (BA) and Stanford (MBA), and lives in Bellevue WA.

Hans Godfrey is a vice president at Sapient Global Markets based in Washington, D.C.

Allen Price serves as Senior Vice President of Business Development for RoundPoint Mortgage Servicing Corporation. He is tasked with expanding the company's subservicing business.Previously, Price served LoanCare, part of Black Knight Financial Services, as Senior Vice President and Head of Business Development for subservicing. In that position, he focused his team on acquiring subservicing assets from a variety of investors that included: capital market participants, credit unions and credit union service organizations, independent mortgage banking firms, private equity firms, and state housing finance agencies as well as the GSEs.Prior to LoanCare, Price was Senior Vice President and Head of Business Development for Nationstar Mortgage, a Fortress Company, where his duties included expansion of the subservicing portfolio of assets. Earlier, he was Vice President and senior risk executive for residential mortgages for BBVA Compass, and served as Senior Vice President of Capital Markets Risk for Bank of America. Allen started his career at Fannie Mae and received his formal credit training from SunTrust Bank.

Mr. Noring has extensive experience in mortgage banking, securitization transactions, derivative risk management operations, best practice environments surrounding financial instrument accounting, fair value measurements and allowance for loan loss methodologies.� Mr. Noring has over 20 years of professional experience and is a former partner at PricewaterhouseCoopers where he gained over 18 years of experience serving large financial services clients.� Most recently, he was Senior Vice President of Finance at Fannie Mae, responsible for financial reporting, tax and the business unit controller’s function as well as leading key restatement efforts.��

Rajesh Bhat is the co-founder and CEO of Roostify, a San Francisco-based web and mobile technology company that accelerates and streamlines the home loan experience for consumers, lenders and agents. Prior to starting Roostify, Rajesh spent 13 years as a management consultant, providing technology advisory services to Fortune 500 companies.�

Ali Vafai is the president of The Money Source, a nationwide technology-driven lender and servicer that was founded in 1997.�

Jay Coomes is the vice president of product strategy and financial risk management solutions at Fiserv.�

Aaron King, a seasoned entrepreneur, is the founder and CEO of Snapdocs Inc., a modern technology platform that simplifies mortgage loan closings. Snapdocs is an alum of Y Combinator, the Silicon Valley accelerator known for helping to launch trailblazing technology startups.